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All the small things - tell me what you have done to be MF today
Comments
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Bagged £12 from piggy bank - will take to bank on Saturday but in meantime I will arrange a transfer of £13 to mortgage tomorrow
Instructed BF that he had to count 44p in 1's from his piggy bank and bring them to me this weekend to add to my 66 1's - so I will have my £13
Located a receipt for kettle from last August - its developed a fault so i will take it back to Tescos tomorrow0 -
LavenderBees wrote: »Hm gnochhi pasta bake reheated in microwave for dinner & sit in the dark if just watching TV. Sounds sad, but OBVIOUSLY, I do use the electric if I actually want to see anything..(though the fact that my neighbours think I don't ever put my lights on is just a vicious rumour :rotfl:)
LB xx
Love this LB... my OH insists on having a lamp on but it doesn't throw out enough light for anything. Might insist he switches it off "to help the environment"Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.0 -
I like the little pots of fresh fruit you can get in supermarkets - you know, cubes of pineapple, a few grapes and a bit of mango. But they're really expensive.
So this week I bought my own Grapes, a full pineapple and a mango. The price per portion is certainly going to be a lot lower (although am not sure I'm going to get through it all before it starts to go off) but I must admit that at 7am this morning as I'm hacking the mango to bits I did have a moment of weakness where I thought 'Bu66er this - I'm going back to pre-packed'........but will stick with it for now0 -
curlygirl1971 wrote: »I like the little pots of fresh fruit you can get in supermarkets - you know, cubes of pineapple, a few grapes and a bit of mango. But they're really expensive.
So this week I bought my own Grapes, a full pineapple and a mango. The price per portion is certainly going to be a lot lower (although am not sure I'm going to get through it all before it starts to go off) but I must admit that at 7am this morning as I'm hacking the mango to bits I did have a moment of weakness where I thought 'Bu66er this - I'm going back to pre-packed'........but will stick with it for nowPots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
MFiT3 #86: Reduce mortgage from £146,800 to £125,000
Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 20360 -
Fantastic! Thanks peonie
Took faulty kettle back to Tescos. I was offered a refund or a new one. I requested a refund because if you opt for an exchange you only get the remaining balance of your guarantee not a further 12 months. I then went to electrical section but the cheap ones felt cheap and I didn't want to pay for the pricier ones! On Saturday I have a new voucher for sainsburys 'spend £30 get £6 off' and I don't need to buy that much food so shall see what kettles they have.0 -
Morning, all
a wee roundup of what I've done this week so far to save money...lots of what I do, I do every day (I'm a very repetitive person, I'm finding :rotfl:), so I won't bore you everyday with those...but additional things this week are -
Searched for cheaper supplies of cat food for old boy and kitten, asked for assistance on MSE thread, was given voucher code I'd ignored as I didn't fit it's criteria, but advice was to try it. I did! Result! Money off and also advised to use topcashback which has tracked - reckon that advice saved £10, in addition to what I would have saved anyway by not going through vet :T
Transferred money around on payday so expect £5 Halifax reward. I think most people do this....
Used same piece of foil every day for my hm bread for lunch. :T
Filled up on diesel on Wed before the queues started and the price went up AGAIN :mad:
Used 80p off vouchers for 20 odd Wr1ghts bread mixes - reckon have spent a lot less than £2 for 20 loaves of bread (exc electricity, of course), and I still have more vouchers so plan to keep stocking up as use by dates move on :T
Have eaten out of freezer and stores for every meal this week. :T
No heating on since February -can't imagine will use any now until Oct earliest. I did order phurnacite a few weeks ago at 10% discount and free delivery in preparation for next winter's fires :T.
Have liberated £10 Shop and Scan & £20 cashback credit card in Homebase vouchers to help buy paint for fencing and compost :T
Have shopped with cash at L1dl to force me to watch the prices of what was going in the (small) trolley- I did follow my shopping list (mostly), and it means I've freed up money from next month (less on my credit card) to overpay. :T Downside is less points on the cashback creditcard
I've accepted yet another increase to my responsibilities at work...no payrise (naturally :mad:), but hopefully will consolidate my position in the short to medium term, and may lead to a slightly larger payrise in January...hmmm........we'll see. :cool:
It's surprising, isn't it? When you really sit and think, it adds up to a lot. This has all become second nature now but just a year ago, I wouldn't have thought twice of just spending what I "needed" to.
Well, got to go and get ready for my last day at work. 10 WHOLE DAYS OF FREEDOM beckon. Oh bliss. Not that I'll be going anwhere if there's no bloomin diesel to be had... Bloomin carp govt...if they can't even handle a pasty crisis, there's no hope for fuel and recession is there?
Have a great day, everyone.
LB xx0 -
*Used mysupermarket to make up shopping list for tomorrow
*Charging mobile at work of course
*Made my own salad dressing (actually do this most of the time but am getting desperate to list money saves)
*Changed my Mortgage OP SO to the new amount - will go out tomorrow and hit mortgage Tue/Wed.
*Checked all account balances ready for month end and reconciled. Moved money around to best place
*I've reviewed some interest rates - got two good ones ending in May so have diarised those to be looked at
*Added a little water to my washing up liquid
*I squashed my Loo Roll flat so it no longer runs easily off the dispenser
*Bought new car mats. The ones from the back seats had mysteriously disappeared and the one under my feet had a hole in it! Found some cheapo ones in Tescos - £1 a mat so got some of those. They don't fit snug or look as good as the sets - the rubber fumes coming off them are making me high; but for a £1 a mat I don't care
*Another YouGov survey and entered a National Trust Prize draw
*Ate out-of-date cereal this morning. Hardcore0 -
Mornin all
Just found this thread from a link on another thread. What a great idea for a thread this is
I'm aiming to be MF in 2020 so need all the help I can get in making the little things count.0 -
Afternoon, all
Today, I have been mostly doing nuffink, which is pretty darn cheap :rotfl:
No spend day
No petrol day
Long walk in biting wind (cold but free!)
Liberated £10 John Lewis voucher from Ipsos (to be used in Waitrose for some treats at some point)
Making hm pizza tonight to use up a tin of fartichokes :rotfl:All ingredients out of stores
Phoned parents as free calls at weekends
Watching dvd from my "winter planning" stash (well, snow is forecast somewhere in Britain :rotfl:)
I will NOT put the heating on...will use hot water bottles, throws, fleeces and puss-cats to keep me warm.
LB xx
ETA - actually will not watch dvd from my stash. There's a couple of films on iplayer that I think I may enjoy tonight, so I'll save my dvd stash for another time.
Also, forgot to mention, am having a home spa treatment night - using up toiletries I already have in. I might leave my legs hairy though for extra warmth this week...
And forgot to mention as well, I bought some fabric conditioner yesterday, poured half into the existing bottle and topped both up with water Doubles the amount, but doesn't half the effectiveness/scent.
Not a bad money saving day at all. xx0 -
LavenderBees wrote: »Also, forgot to mention, am having a home spa treatment night - using up toiletries I already have in. I might leave my legs hairy though for extra warmth this week...
xx
:rotfl::rotfl::rotfl: I did mine this morning and then went for a walk in the biting wind......could have done with a fleecy layer0
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