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All the small things - tell me what you have done to be MF today
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Today I received a £5 L2S voucher for a survey - will go nicely towards my grocery shopping @ Iceland.Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
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Round up from me:
* went via TCB to buy car hands free kit from ebay
*used the ebay shopping basket to compare different items and prices to be sure I got the best deal before buying.
* purchased android app for DHs phone rather than iphone app for mine as android app on special offer at 50p, whereas iphone app costs £4
* giffgaff sim received, £5 of free credit due to Linz' referral :T
* got some work shopping so was able to use a gift card I had for the store, thus turning it into cash. A nice £20 for the OP pot. Also used cashback CC for the rest of the bits, getting me a few fractions of a penny for free
* filled up at Mr M as the cheapest place for fuel
* Received my santanduur switching bonus
* had free work leftovers for one dinner and lunch so far this week
* using toluuny app in spare minutes to do polls for points whilst waiting in various places
* caught up on VO and ips0sDebt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.0 -
Today I earned £5 through ebay sales (after fees). Goes into my OP pot, naturally :-)Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
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Too late to put this on last night..but what I did was. Went to meet BF at Wethersppons for a curry and a pint(BF paid)
Before this called into Asda for a new mop. picked up
2packs on Venison burgers......80p
24 bread rolls..45p
Pack of chunky cooked ham...30p
Meat loaf...... 50p
chicken fillet...£2.00
Fresh Chicken Gravy....1p...yes 1p
300 gram nescafe..£5.000 -
Too late to put this on last night..but what I did was. Went to meet BF at Wetherspoons for a curry and a pint(BF paid)
Before this called into Asda for a new mop. picked up
2packs on Venison burgers......80p
24 bread rolls..45p
Pack of chunky cooked ham...30p
Meat loaf...... 50p
chicken fillet...£2.00
Fresh Chicken Gravy....1p...yes 1p
300 gram nescafe..£5.00
Today made BF his lunch with the rolls and ham0 -
*Today I OP'd £32 - mostly Quidco Cashback and a little surplus cash on my bank balance
*Charging Mobile at work (and ipad under desk - naughty naughty!)
*I don't like spuds. I had some spuds at home to use up. So par boiled them, chopped em up, stired in some Red Pesto, put them in the oven with bendy courgette, onion and mushrooms-gone-a-bit-slimy.....DELISH. Spud-convert. Ate with a whoopsie fishcake I'd had in the freezer
*At partners this w/e so remembered to switch boiler off this morning on the way out
*Checked budget calculator to see how it would affect me.
http://www.bbc.co.uk/news/business-17442946
I'm fortunate in that I will be better off (But mostly because I don't smoke and very rarely drinki!)
*I've also worked out the rise in net salary I'll be getting in April as a result in the change in Personal Allowance and I will be about £10.50 better off every monthso this has been added to my budgeted OP amount.
ANTI-MSE
*Booked 3 night stay in a hotel in Wales. Bad for the bank balance but good for the soulI did put a lot of effort into finding somewhere I thought was really nice / good reviews but also was a comparitively good price. Can't wait!
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I also cancelled my National Trust DD. Got it last year on a Quidco offer and got a good deal, had loads of days out on it - but cant really justify renewing it.0
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* resisted spending money in CS as there was nothing I really wanted.
* went to Amazon via nectar to get my points
*... and used survey vouchers to pay for my amazon shopping
* done my ips0s surveys and will do some VO over the weekend
* been making use of iphone app to compare grocery prices and making store specific lists to maximise offersDebt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.0 -
* Filled my car up in my BF's town as it's always 2p cheaper / litre - I had planned my petrol consumption during last week so I could make the most of the fill-up
* Yesterday we went to National Trust Property using membership before it expires. It originally cost £62.63 but then we got £18.78 cashback against this. I've worked out the cost of entrance fees saved (£112) so I think we have definitely got our monies worth. Was very tempted to renew but have decided to leave it for a bit.
* We had nothing in for sandwiches (no bread / no filling) so we popped into Asda and got whoopsie sandwiches at 50p each
* We denied ourselves an Icecream
* Used thermal mug this morning (£1.50 from Asda) for a hot drink rather than stopping off at a Maccie D's during my 2 hour drive.
* Free lunch at work
* Charging Mobile at work
* Have filled a virtual shopping basket at mysupermarket.com for tonights trip to Sainsburys where I will be using my 'Spend £30 to get £6 off' voucher
* Been having a look at what cash I've got in Savings to see if I can put anything into my ISA before the end of the tax year.
*Not my effort but I'll report it anyway - my BF broke up his old sofa this weekend so he could fit in the car to take to tip - he found £10 (and one of my bracelets) in it!!0 -
- 23 hours overtime worked this month
- charged mobile phone at work
- getting took out for a free meal this evening:j
- got £10 sainsbugs voucher from surveys
- £20 paypal money from surveys
- £4 change from my dad's money he let me keep :rotfl:
- checked budget calculator (thanks Curlygirl) and we should be £300 ish better off, OH said i could use it for the mortgage!break through!!
Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.0
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