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All the small things - tell me what you have done to be MF today
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All set for a NSD and no driving either
Have continued to get some painting done rather than paying someone to do it2019 fashion on a ration 0/66 coupons0 -
Today I have:
- had no heating on as it is a lovely warm day here
- done a bit of prep for the presentation I have to make as part of my interview week after next
- spent too much in Mr T:o but filled my freezers with the stuffI need to stick to this months meal plan
- used a £9 voucher in Mr T but not my clubcard vouchers because I forgot I had already spent them:o
Save £10,500 - £2673.77 - 25.5%
Pay off £7000 - £1743 - 19.4%
Make £2021 extra income - £99.750 -
Another NSD so far.
Today have managed to:- completed a fair few onepoll surveys - over the halfway mark now :j
- Completed only two Toluna surveys - getting annoyed as keep being screened out and taking ages for points to be credited to account :mad:
- Washing out on line again today
- Heating down to 17 last couple of days and have also changed timer so on for 45 mins less each day now...roll on spring
- Went for a quick 25min walk with DS to blow away the cobwebs!
- Took pictures of a few things to list on ebay over the weekend
- Had a look at some ISAs but too indecisive to choose which one to move to
OPs Jan - Dec 2013: 6915/6000 :beer:OPs Jan - Dec 2014: 3900/7500Adding to savings: 550/20000 -
Made a lentil pie with leftovers, was yummy
Washed nappies and hung out on the line, didn't dry though
Made minimum payment on 0% credit card
That's it really. Doesn't feel that money saving really but then that's the point of this thread isn't itUpdating soon...0 -
Today I have:
*Walked to little Mr T at the right time to get whoopsies mostly 75% off
*Carried on walking to Mr A as their onions are 60% cheaper and got some more cheap fruit
*Kept heating off
*Put spare change in sealed pot
*prepared and sent ebay ordersMPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
MF new target Dec 16 REACHED!! :j0 -
I love this thread buthave missed it over the past few days as I've been away. Anyway...back on course...today I checked my balance (ok - its just had this month's normal payment cleared
) and its under £115k for the first time - woohoo! And since I last calculated my daily interest - about 3 weeks ago - its gone down from £17.70 to £17.55 - thanks to a few OPs in the past few weeks (helped loads by reading this forum!).
Anyway today I have....
- Made an OP of £20 online to the mortgage directly just cos' we seem to be on top of our money this month!
- Bought £37 worth of free yummy food from M&S thanks to my M&S credit card vouchers (I always pay off my balance - so totally free food!)
- Paid my parents huge water bill with my credit card and earnt free M&S points (they always use a cheque - so this came to me instead!).
- Counted the mortgage pig but didn't have enough of anything in there to bag up(but there was around £20 in "bits" - so need to be motivated to pop more in!!!).
Thanks to everyone for keeping me inspired with their posts on this thread! :T0 -
Today would have been a NSD for me, by virtue of the fact that I didn't leave the house, but then 5pm rolled round and I was stir crazy so I went wild and took the car to fill up with petrol. £55.:eek: Ouch! (Necessary though so that DH can actually get to work next week...)
ETA: DH is out on the town tonight, so hate to think how much he will spend... Could turn out to be an expensive day!0 -
Boring things for me
Been to work
Made own packed lunches for work
Sold some things on ebay
Rounded down bank account into virtual sealed pot
Thats about it for today
MOOC xxMortgage Free as of 31/5/11 :j:j:j:j:j:j:j0 -
Bit boring here too, as i have been at home moving books back downstairs and tidying up after the kiddies.
- DH took pack up to work.
- DH was paid, so money moved to the different savings accounts for annual bills plus £120 for council tax put in overpayment pot. Now at £237 ready for the next £500 overpayment.
- Spent time on Toluna - got 1st ever 500 bonus points for an opinion topic. Didn't realise they were that worthwhile doing. Spent time over there answering polls and doing opinions.
- Did a valued opinions £1 survey.
- Did 2 Ipsos surveys - got screened out but got 50 points. Now only need 60 points for £10 voucher
- sent shop and scan data - £1.10 earned.
- DS1s fire station arrived - 1st christmas pressie to stash away (£17 spent on £80 toy thanks to vouchers earned.)
- made pizza for tea from scratch using limited supplies.
- tried to do a new vista survey for £2 but got screened out.
- did you gov oracle survey. At 2625 points there.
- done my onepoll surveys - now at £34. Encouraged DH to do his. He's at nearly £6 so hopefully he will keep going.
- finished knitting the top part of a pair of bootee sandals. To go in the present stash for one of the many babies who are imminently going to arrive.
- written one dooyoo review.
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Not good on the MFW front today as i was away shopping with friends. however i did manage to restrict myself and not buy any unnecessary things.....even managed to get a few bargains including two pairs of Ugg type boots for £2 each in clearance sale :j
Have also just finished making tomorrows birthday cake for DD.
Tomorrow is going to be expensive as it is DD's party and we are also making dinner for ouselves and another couple tomorrow night.
Mortgage payment goes out on monday and i cant wait to update the balance on my signature.
Have a good weekend everyoneCredit card £4461.15Home mortgage £137117Buy to let mortgage £83,0000
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