All the small things - tell me what you have done to be MF today

curlygirl1971

What I've been doing recently:-

* Week long conference - food and leccy paid and not the time or shops to buy anything whilst I was there
* Paid for my hotel on Tesco Credit Card and earned £1.34 in points
* Came back from working 15-18 hour days too tired to do anything or go anywhere that would cost any money over the BH weekend :rotfl:
* Shopped around for Car Ins and got something for £52 under renewal - overall it's gone up though :eek: and I've still paid £44 more than last year
* Waiting for Cashback on Insurance to track £28 - keeping eye on that
* Paid for Car Ins on Halifax Clarity Card so I've spent my £300+ in one foul swoop to earn the next £5 reward. Rest of months spending will be on Tesco Card
* Had some work done by Plumber - cost a little less than I thought it might / had saved up for
* Automatic OP went out yesterday and scrapping together another £50 to OP over the counter on Saturday
* Changing one of my Current Accounts to Santander via Quidco to hopefully get £155 in cashback
* Charging Phone at work
* Had bought some food for Sarnies over the weekend for me & BF's lunches (Bread, ham, salad). Used the left overs to make the past 3 nights tea. Am sure you will understand when I tell you that I've thrown away the last bit of ham because I really couldn't face eating it for a 4th night!
* Free Brekkie & Lunch today
* Freezer surprise for tea tonight
* Was given a 5p off voucher for petrol and I didn't even have to spend the £50 to get it in the first place!
* Using Nectar Search bar to earn this months 50 points
* Have done some YouGov surveys

On the downside:-

*MPG - must try harder
* I had to buy some clothes before the conference (some from outlet store, some using a Next voucher) as I'd not miraculously lost weight and as a representative of the conference host I needed to look the part and feel comfortable - however I didn't wear a couple of items so am taking them back this weekend. I'll get plenty of wear from the items I've worn/am keeping
* Bought a book at the airport (I did notice however that they'd overcharged me by £1 and went back to get it). Didn't even get time to read it so may give it as a pressie :cool:
* Couldn't bring myself to use the Hotel toiletries - they smelt VILE

shala_moo

So far this week..

• updated all surveys - none ready for pay out yet though:(
• swapped to Sky line rental - first 3 months free £25!
• Eon reduced elec/gas DD from £70 to £56 for the summer
• installed Nectar search bar
• have to go to town tomorrow to have glasses sorted so will go in the cheap greengrocers for fruit for OH - 69p for blueberries instead of £1.99
• will make a meal plan so don't have to shop for much

doesn't seem much but hopefully it#ll all add up.

Tabatha_Kitten

Sorted DH's car ins. Renewal was £500. Crazy money for a 43 yr old man driving a "sensible" car ! Anyway, found same policy on a comparison site for £400 with £25 cashback, rang up his current insurer, and they matched the £375 ! Great, but its still £85 more than last year. Its already been budgeted for in my "annual bills" account so we have stooged it on our 0% credit card.
Cancelled RAC policy and took out £38 Auto Aid instead.
Free eggs from chucks at work.
Left over tuna pasta bake for lunch - not really looking forward to this though as its already done Wed & Thursdays tea.
Tonights tea is freezer surprise as I missed the weekly shopping trip last weekend cos we went away in the caravan.
Got up a bit earlier to put washing out on line before work.

curlygirl1971

TK - re car ins - I feel your pain! I'm 39, max NCD, no convictions, my little 2006 fiesta is locked up at night and the cheapest I could get was £422 (fingers crossed for £28 CB)

I always thought that if you added an extra driver to a policy then it added cost - not so. Following Martins guide on Car Ins., I added my BF and most quotes were dropping by around £60. So perhaps this is a tip for some people - find someone thats in the right age bracket (my BF is 47), with good NCD and no convictions and add them to the policy and see how it affects the quote. They don't always have to live with you or be related.

Tabatha_Kitten

curlygirl1971 wrote: »

TK - re car ins - I feel your pain! I'm 39, max NCD, no convictions, my little 2006 fiesta is locked up at night and the cheapest I could get was £422 (fingers crossed for £28 CB)

I always thought that if you added an extra driver to a policy then it added cost - not so. Following Martins guide on Car Ins., I added my BF and most quotes were dropping by around £60. So perhaps this is a tip for some people - find someone thats in the right age bracket (my BF is 47), with good NCD and no convictions and add them to the policy and see how it affects the quote. They don't always have to live with you or be related.

We are already both named drivers on each others policies, both over 40, and both have full NCD. I knew car ins had gone up but didnt realise it would be this much. Dreading my renewal now, as I said before, DH is the one with the sensible car - Ive got the big gas guzzler 4x4 :eek:

Yorkielass

curlygirl1971 wrote: »

TK - re car ins - I feel your pain! I'm 39, max NCD, no convictions, my little 2006 fiesta is locked up at night and the cheapest I could get was £422 (fingers crossed for £28 CB)

I always thought that if you added an extra driver to a policy then it added cost - not so. Following Martins guide on Car Ins., I added my BF and most quotes were dropping by around £60. So perhaps this is a tip for some people - find someone thats in the right age bracket (my BF is 47), with good NCD and no convictions and add them to the policy and see how it affects the quote. They don't always have to live with you or be related.

I agree it does work sometimes, about 7 years ago it was cheaper to leave me (a 21 year old female who'd had a license for 4 years) on my mum's policy as a named driver than take me off when I got my own car. It was because my 19 year old brother was on there too and I think because I was insured on it it spreads the risk further.

katsu

Today I:

* drove home at 60 - need to leave earlier so I can drive in at 60
* cooked dinner even tho I was tired and wanted not to
* did some surveys online
* did my daily dorset cereals comp
* tried to renew my lib books online - forgot my pin Need to call or visit tomorrow before they go overdue
* shopped online using a discount voucher for a beauty product (I waited to get one as the website had emailed them to me several times as I wasn't spending with them ) and checked first amazon wasn't cheaper. Saved £4.

curlygirl1971

Anti-MFW:-

Went to local family fun day yesterday and bought lunch from a burger van It didn't even taste nice and cost a freaking fortune.
Bombed to work at 75mpg :rotfl:Was still 5 mins late

Pro-MFW:-

Recorded my Anti-MFW items so others can learn from my mistakes
(Last weekend) I used my new National Trust Membership for a day out - really enjoyed it
Read meters at weekend and submitted
Checked gas and elec consumption against last year - looking good
Have done menu plan for this week and put together a small shopping list for tonight
Free lunch
Charging phone at work
OP'd £70 cash over the counter on Saturday and felt saintly (so much better doing it in person)
Reviewed account balances and did online banking to ensure surplus cash is earning 0.20% instant access
You Gov surveys
Shopper Thoughts
Charging laptop so I can watch couple of progs on iPlayer tonight

misscousinitt

Catching Up:

*Made a batch of chicken soup last week while off - 2 portions ate straight away, 1 portion in fridge for last Wed lunch and 2 portions in the freezer for lunches for work.
*Made a batch of Blueberry Muffins using ingredients I had in including blueberries bought from Aldi some time ago and frozen - kept in new (free) cake tin and they are still ok - just 4 left now.
*Dried loads of washing on the line last week when the weather was nice - back up to date now.
*Made pack-ups for DH all week apart from Tues, when he went to college and had lunch supplied!
*I think (but I'm not sure) that I put 50p in penguin pot - need to count to check.

Today:
*Back to work - pack ups for DH and me!
*2 x 50ps to go in Penguin Pot
*Dinner from meal plan tonight.

cha97michelle

I need to get back into the habit of popping in here daily with what i have done.

• DH received his £50 YG cheque, but i couldn't pay it in as i needed to wait in for a parcel.
• DH came in today with 16 x 375g boxes of toffee and pecan dorset cereals, which were free as they were left behind after a gig his company did the other day. Not even one he worked at, but the guys working it brought him some.
• Free box of 20 wash (nearly 2kg) brand named washing powder to use for a survey - that should last me most of the month as i never use as much as you should. Would have cost £6.40 to buy.
• Needed to go food shopping yesterday, but instead made a batch of bread buns and scones, and dug up some lettuces from the garden to keep the hungry boys going.
• planted more lettuce out, though now need to start more off, and plant purple broccoli out for next spring.
• Been doing so many surveys i have lost count, after i was challenged to make £2.50 a day by the thrifty gifty girls. It is more like £6-7 per day for me.
• I've also been paid £60 for the shopping guides i wrote a few weeks back, so very happy there.
• Op - has been great recently, £1.90 today. I've also complained again about referral bonuses not being paid to me, and they were going to look into it for me, so my £32 should become at least £34, and i might reach payout again this month.

The downside is we are still waiting for a cheque for over £500 student loan overpayment being refunded. It is meant for the mortgage, but probably won't be here before the MFi3T2 update next weekend.