MFi4 wannabe

patrick_bs15

£26, 689

Not going to overpay in Dec / Jan in case my gas boiler packs up or there's a problem with the car...

Will find it difficult not to OP: it's almost like a compulsive obsessive thing now!

Tilly_MFW_in_6_YRS

Hiya Patrick, maybe pay a fiver, so that you still know you have done something? Our kids both went to state school, and I have utmost respect for teachers. It's a job I could not do, as I would probably be in prison.

Good luck and we can provide a little moral support to each other. Although our numbers may be different, the like mindedness is what matters I think. Roll on March 2017 when we will be MF

Best wishes Tilly

patrick_bs15

No OP this month (for the 1st time since I started this challenge!)... need to build up savings first.

£26, 226 left to go when Dec mortgage payment is made...

patrick_bs15

I thought it would easy to ignore overpaying the mortgage for a couple of months... not so...

I'm going to make sure I have savings of at least £2500 stashed away and overpay anything extra at the end of the month!

patrick_bs15

Will OP £2500 on Wednesday...
Can't be arsed to find out exact figure I owe now, probably £24, 300 ish

Sandstone

Well done, keep going!

patrick_bs15

£23,217 left according to First Direct (over the phone this morning). But recently received a letter stating the 'Total to pay' figure may be slightly understated from them, so not sure now!

patrick_bs15

£527 OP...
Car in for full service tomorrow... expecting to get clobbered, so overpayment will be harder next month!

patrick_bs15

Ouch! £548 spent on car service... lots of problems which needed sorting... definitely no OP in March... ggrrrrrrr

Want to live closer to work so that I can cycle / bus in each day... will make it reality within next 2-3 years

patrick_bs15

£22,680 to go...

Flat in my block has just been put on the market for £84,950 and the owner has done it up very well... but I reckon it's at least £10,000 over-valued! Obviously, hope they achieve a good price because that has a knock-on effect and might tempt me to move sooner rather than later... However, I think that reality will bite hard and that they will discover that there will be no interest whatsoever at the current price...