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MFi4 wannabe

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  • Just whizzed through your diary, you are doing really well. I can't agree more about pay and conditions for teachers. I also am overpaying with the view that if things get really bad I can walk or go part time. There will be plenty of tutoring work around to make up for the shortcomings caused by demoralised and demotivated academy teachers!
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • SS Squirrel: good to know that someone else feels as cynical about academies...

    OP £100
    £20,799 to go
  • patrick_bs15
    patrick_bs15 Posts: 155 Forumite
    OP 566.51

    Through the £20,000 barrier :)
  • patrick_bs15
    patrick_bs15 Posts: 155 Forumite
    Just phoned up Virgin media to get standalone broadband cost reduced: very friendly and reasonable service.
    Will now pay £15.50 for 10mB (will double to 20mB for same service in Oct). Was paying far too much - £22.50/ month! So just saved £7 / month with a phone call.
  • patrick_bs15
    patrick_bs15 Posts: 155 Forumite
    Exact figure left: £19,824.45 (plus 'exit fee' - don't know how much that will be...)
    Looking back at original post, I thought I'd move to a bigger flat in Spring / Summer 2015 - I now think i can do it a year earlier :)
  • patrick_bs15
    patrick_bs15 Posts: 155 Forumite
    OP £250
    £19,524 to go...
    With another small OP this week, I'll be 3/4 of the way through the mortgage at the end of this month. :)
  • patrick_bs15
    patrick_bs15 Posts: 155 Forumite
    £100 OP
    £19,424 left...
  • patrick_bs15
    patrick_bs15 Posts: 155 Forumite
    OP £887

    £18,275 to go...

    Car passed MOT this morning so was able to chuck money I expected to go on repairs at the mortgage instead.
    Use local council MOT test centre for 1st time: am kicking myself for not using it before (I've no doubt I've been fleeced at garages over the years). Oh well, you live and learn!
  • patrick_bs15
    patrick_bs15 Posts: 155 Forumite
    OP 637

    Approx £17, 225 left...
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well done :j
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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