MFi4 wannabe

Lixi_2

Patrick,

Well done for your OPs! I know this is weird, but I would say that when I make OPs I have to get them down to the nearest tenner - oddsies like that £4 wind me up something rotten. I think I am a bit OCD ;-)

Lx

gallygirl

Lixi wrote: »

Patrick,

Well done for your OPs! I know this is weird, but I would say that when I make OPs I have to get them down to the nearest tenner - oddsies like that £4 wind me up something rotten. I think I am a bit OCD ;-)

Lx

I think it shows remarkable self control - I'm happy to pay random amounts, but if I was that close to breaking a thousand barrier it would have been down the back of the sofa/raid the car park money for me :rotfl:

Well done Patrick

patrick_bs15

gallygirl wrote: »

I think it shows remarkable self control - I'm happy to pay random amounts, but if I was that close to breaking a thousand barrier it would have been down the back of the sofa/raid the car park money for me :rotfl:

Well done Patrick

Thanks Lixi / Gallygirl... Made me smile... I am just trying to chuck a grand at the mortgage each month (actual payment I have to make is £463) so that I have a countdown of months left on it...

Current figure: £28 541.23 and will pay off another grand by end of Oct...

patrick_bs15

527 OP... nearly down to £28,000 now...

My flat is definitely worth less than I paid for it, but I like the security of only having a relatively small mortgage...

Sepa74

Yippee!! How satisfying to be into the 27s

patrick_bs15

£250 OP today
£27, 831.22 to go...

patrick_bs15

£250 OP

£27,439.88

Am now wondering what to do next Oct(Nov?) when my 2 year fixed rate with FD expires: I reckon I'll be down to around £17k then. Any ideas whether it'll be worth getting a deal elsewhere or better just to stick with FD's SVR?

patrick_bs15

£27 152 after OP

Tilly_MFW_in_6_YRS

You are really rattling through this. 26s within touching distance

patrick_bs15

Cheers, Tilly. I reckon I'll be MF by Xmas 2014 now, bang on schedule.

Read your thread this morning and am fascinated by it: good luck Your circumstances are massively different from mine (I don't just mean you & your husband's income!) but I will subscribe to your diary and provide moral support every now and then.

By the way (being the little ray of sunshine that I am), I strongly believe that when the Conservatives succeed in privatising the education service (through railroading schools into becoming Academies by eliminating funding for services traditionally provided by Local Education Authorities), experienced teachers like me will eventually have their pay and conditions ripped up and be forced to accept significantly less pay. Trade Union recognition won't exist in Academies... that's one of the reasons why I'm so focussed on clearing my mortgage quickly, before things get really cut-throat in schools.