Alliance & Leicester (merged)

MimiJane

Excellent This is the same order for the defendant as I've had and, guess what, they can't respond Basically if you get your bundle in by the date specified and they do not respond to you ("serve") and/or the court ("file") by 14th September, you win by default and get the full amount.

"No further order" means the court will NOT extend the amount of time for the defendant to get their court papers in by sending out another order.

I'm at the stage where I've sent a letter to the judge asking for judgement by default, as Wragge didn't reply by the end of June. Sent the letter three weeks ago and court date's in just over a week! Apparently the court are desperately busy and will let me know next week if the judge will just order them to pay without it going to court, or he may still want to take it to the court room, see me and a number of others, and make his order then.

Whatever, hoping this means I'm home and dry.

Wragge have made me another offer (last week) of 70% of the original claim, but have not included the 8% interest and the AQ fee I've paid, so they can stuff it, rejection letter on the way I won't say I'll see them in court though, 'cos there's no way on god's earth they'll be there

Ask any questions on the CAG site, start to prepare everything and I'd submit it about 4 days before it's due in ... bearing in mind you may well need to keep adding to it (I did).

Best of luck.

Mimi x

nappy

hollerguy wrote: »

Thank you Nappy for your reply! It has helped me decide that I will defo proceed and get all my money back. Like you said, it's my money, and I think we all help the banks earn enough money as it is, they should be happy we choose to bank with them. Was nice to read your story and Congrats on getting as much as you did! Hope you enjoy it all!

Adi

Thank you,
At the end of the day, it is your decision, but i would definately go for the amount that you are claiming, any problems please dont hesitate to ask, there are enough of us here to help, good luck and keep us informed
Nappy x

nappy

jonoefc1 wrote: »

congrats nappy

jono

Thanks jono,
Your day soon, stick it out, honestly it is worth it, i will help you as much as i can, the judge was very straight forward, no questions, no nothing, just asked for my total of charges, was in and out in about 2minutes,
Nappy

nappy

Just read your link above MIMI,
Fingers, toes, everything crossed that the decision from the judge next week is the right one and you dont need to go to court,
Thats something else the representive from Wragge said, he thought i was claiming 8% but i only claimed the statuory interest, that was all i added on my schedule. Can i ask because i went to court, should i have worked out my interest at 8% and then told the judge, not that i am bothered, was just wondering. Or should the judge have awarded me the 8% interest, i definately used the template letter for the "statuory interest",
Nappy x

Nadirish

A little help required from those that have been in touch with Wragg.As some of you may have read i have my court date next week, i've rang Wragg and Co to confirm they have received my court bundle but no one has been able to do this with me each time i've called, they have said someone will call me back (which hasn't happened). I was wanting to use this call to ask them if they would like to settle before court.Can anyone suggest/recommend a name or number i call at Wragg to get this resolved??Thanks all xx

MimiJane

nappy wrote: »

Just read your link above MIMI,
Fingers, toes, everything crossed that the decision from the judge next week is the right one and you dont need to go to court,
Thats something else the representive from Wragge said, he thought i was claiming 8% but i only claimed the statuory interest, that was all i added on my schedule. Can i ask because i went to court, should i have worked out my interest at 8% and then told the judge, not that i am bothered, was just wondering. Or should the judge have awarded me the 8% interest, i definately used the template letter for the "statuory interest",
Nappy x

Thanks Nappy, everything crossed here as well!

The 8% IS statutory interest Nappy and you're entitled to get this if/when you start court proceedings.

Mimi x

MimiJane

Nadirish wrote: »

A little help required from those that have been in touch with Wragg.As some of you may have read i have my court date next week, i've rang Wragg and Co to confirm they have received my court bundle but no one has been able to do this with me each time i've called, they have said someone will call me back (which hasn't happened). I was wanting to use this call to ask them if they would like to settle before court.Can anyone suggest/recommend a name or number i call at Wragg to get this resolved??Thanks all xx

Hi there, you're a little in front of me ... I'm due in court on the 1st!

I had exactly the same problem and rang a few times. Eventually got someone who knew what they were doing and said "yes" they had received it. If you have a Recorded Delivery slip, you needn't worry. In the eyes of the court, correspondence sent this way is seen as having been "delivered" within 2 days.

I'd speak to the person who sent you your defence, so the number will be on their correspondence. They've just "upped" their original offer to me, so it's now the charges amount and court fee, but no interest or AQ fee refund, so told them to stuff it, unless they want to send the full amount pronto, plus daily interest

Good luck!

Nadirish

Cheers Mimi, i'm actually the day before you, i'm gonna hold out for the full lot, nappy's success story has helped me a lot in the going to court saga.I will give them another call and just be persistant, i'll keep all posted on my progress xx

MimiJane

Nadirish wrote: »

Cheers Mimi, i'm actually the day before you, i'm gonna hold out for the full lot, nappy's success story has helped me a lot in the going to court saga.I will give them another call and just be persistant, i'll keep all posted on my progress xx

Well done and good luck ... I'm certain you'll get it all!

Just rung the court (again); she couldn't find my file and had to ring back after asking the the judge what was happening. Apparently have to "apply for judgement" and sign a form which should be in the bundle somewhere. The judge said it shouldn't have to go to court as the "other side" didn't comply with his instructions.

Must hunt this form down now, thought my letter would suffice and it's taken them 3 weeks to tell me this! If I hadn't of kept calling, I'm sure it would have been a wasted trip to court.

nappy

Am not sure what ive claimed then mimi, maybe i have claimed the 8%, doesnt matter no anyway,
Just wondering what if after the 14 days i havent received a cheque,
Nappy