Alliance & Leicester (merged)

dj9928

Your lucky, They are doing everything to avoid me, even court actions doing nothing, and now the district judge has suspended all bank charge claims dont think i'll get anywhere

pjness

Nadirish wrote: »

I've sent all my correspondance to the bootle address,

I am well into the court process This is the correct address i used for Moneyclaim

Alliance Leicester PLC
Bridle Road
Bootle
Merseyside
L30 4GB
Good Luck

sara.j

elained wrote: »

Hi Alliance Leicester has made an offer, they offerd £807 said this is what oft says is fair they said my claime is for £2553. what do you think is it an insult or do i take it .i dont think i should can any one give advice please

Elained

Dont take it. I have taken Alliance & Leicester to court and they did not even reply or submit a response within the 14 days they were allocated. I passed judgement on them by default and they have now been ordered to pay me the full amount. I received an offer from them two days after i had passed judgement on them.

MandyMS_2

Good luck MimiJane,:money:

I am still awaiting my date.

What does your bundle consist of?

I want to take it all the way but I feel I need support from you guys. We have ALL got to stick together and support each other.

Mandy

:T :T :T :T :T :T :T :T :T :T

sara.j

Money_Mad wrote: »

Has anyone successfully reclaimed charges against A & L.

I have a current a/c with them just looked at my statement online and they have charged £25.00 plus interest of 1p as I had overdrawn on my account.
for 1 day. I telephone confirming that I hadn't overdrawn but whats happened is I withdraw money from my a/c on the 15th and a cheque came in on the 16th and my money went in on the 17th. I complained about this as there is no overdraft facility on this account so the money wouldn't have been paid to me.

I asked for 6 years charges for £10, I had to ask for this 3 times from the woman at the call centre who told me that I was not guaranteed a refund of charges. I am curious as to what I have been charged over the 6 years. Also as I am disputed the £25 for 1 day when I went overdrawn £23.95 this would be passed to the relevant department.

I was told that they had refund charges as a gesture of goodwill over the year. This was because they had paid two direct debits to the same person when they shouldn't have done and the other was when they charged me £25.00 on the day I had money put into my account.

What figure would you say is worth claiming for and when looking on the sites the A & L seems to be the best current accounts but as my husand's credit report isn't great I am penalised so no overdraft facility will be put on my account I have been with them for 14 years. Any Advice Please:j

I have just won by default after taking A&L to court. I am currently waiting for my cheque and i havent got a clue how long that will take to come through. I passed judgement by default on the 21st May and on the 23rd I received a letter offering me a small amount! Doh i had already won the full amount.

sara.j

thegreenman wrote: »

just wanted to say thanks to martin. this is dead straightforward, just follow his guide to reclaiming BY THE LETTER and you cannot go wrong. I filed a claim on moneyclaim (county court) on th26th jan and today received a letter from alliance and leicester's solicitors saying that essentially they dont owe me a bean BUT they have paid IN FULL as its not worth going to court!:beer: :j :T :T :T :T :T :T :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :T :T :T :T

I passed judgement on A&L on the 21st May by default as they did not acknowledge or submit a defence. the order has now been forwarded to them for them to pay me. How long did your cheque take to arrive?

MimiJane

MandyMS wrote: »

Good luck MimiJane,:money:

I am still awaiting my date.

What does your bundle consist of?

I want to take it all the way but I feel I need support from you guys. We have ALL got to stick together and support each other.

Mandy

:T :T :T :T :T :T :T :T :T :T

Thank you, I'll need it:rolleyes:

The basic court bundle is on the CAG site, but you have to tailor it to your own needs, it depends entirely on what you local judge asks for when he lets you know the hearing date.

Some people are being asked for Statements of Evidence and some Witness Statements, etc., but all these need the relevant legal papers attaching to support them and they're all in the court bundle.

Really a case of trying to get your head round it all, deciding what you need and producing a proper detailed index. Best not to copy it all until near the time it needs to be in ... there's probably 200 pages plus in total.

Started to print off the basic stuff, but will be asking lots of questions on the CAG site soon ... don't wan't to mess up now I've come this far:rolleyes:

When you get your date, post on here what's required and, hopefully, a few of us will be in a position to help you.

MandyMS_2

:T Thanks Mimi,

Good to know we have support off each other.


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wintye

MimiJane wrote: »

Just had a court date for August and the judge has issued directions that I supply a court bundle, including Statement of Evidence within 21 days and the bank has to also submit evidence within this timescale. No AQ required in my case and A&L have not been in touch with the court (I checked!).

Hope my old printer can cope with all the papers to print off, trying not to panic:eek:

Hi Mimi

Wow, finally a result somwhere. I have been on the CAG website and someone else has one of these letters as well for 1st August.

Does your letter say something about they have to show how much the charge costs?

Good luck, you will be fine, I'm sure I'll get one soon as well now then.

Keep us informed

Claire
xx

Amethyst30

Kurt_Hamster wrote: »

Firstly please don't write in caps as it is considered shouting.

May I ask why you decided to take a national bank to court without doing your homework? You are going to have to take on the bank, their solicitors and the court system.

It isn't that difficult, but neither is it trivial or easy. You need to read up on it all (not just take the easy option and ask).

But to answer your questions.

You will have been transferred from Northampton to your local court as Northampton is the clearing court for MCOL.

An Allocation Questionnaire is to aid the court in deciding what claim track to put you on. Small claims, fast track and so forth. Ultimately it is based on the amount you are claiming. The likelihood is that you will receive a letter dispensing with the AQ because they know by experience of all the penalty charge reclaimants that you will need to go on the small claims track. If your claim is for more than £1500 you will need to pay a £100 allocation fee.

If you have no idea how to prepare for court why did you take it to court? You need to do your homework, like each and everyone of us.

I find the tone of your message more offensive than anyone writting in capitals!!! Can we please remember that we are here to support each other not chastise people. Everyone is in the same boat and if others can benefit from the expertise and wisdom of those who cases are in advance of others then all the better. Its called learning from our mistakes or if you like business jargon "lessons learned"!!! We should have solidarity in numbers against a corporate entity that clearly has no respect for its customers. At the very least we should show respect for each other, or else we're in danger of becoming hypocrites!!!