Get Tink out of trouble 2011!!

Tink_04

Sick sick sick - eugh feel like im getting nowhere!!!!

Tink_04

Ok still feeling like im getting nowhere fast but have made some good progress i suppose!! I have £257 in the savings account to pay towards the loan :eek: im not even sure how we got that in there really???? im going to pay it in when i get to £300. I managed 1 day of overtime so far but there few and far between at work at the moment so took it while i could get it! i have Easter sorted out and all the eggs put away thanks to some vouchers i had which is good - Mothers day is almost done (thanks to this site got some free cards from funky pigeon!!!) been quidco shopping and getting £6 for a 30 day free trial with tesco dvd which should add to the other stuff coming soon and will be nice for me and DH to have a movie night or two! Got a £20 boots voucher for signing up to the AA breakdown cover again too!!! got DH birthday coming up soon so got to try and find something cheap and cheerful to do! Might take DD to the farm and take a picnic and was £6 each for us to get in and DD free and we took a picnic last time and it was lovely! I still feel like were not getting anywhere fast maybe its because i havnt paid the money off the loan yet i just feel a liittle lost with it still - im still new to all this dfw stuff and feel a little cheap when i keep getting freebies and doing things on the cheap side but its just a new way of living i suppose!! going to try and draw money out weekly to live on too and i have £20 i just wasted last week need to be better!!!

Tink_04

Ok Pay day tomorrow so finally going to see if all these bank accounts and putting money in different places works!!! im hoping it will help me budget better - Im at the limit again after pay day this month which is awful as i feel like things are not getting any better but i suppose its something going into the month knowing i have no money rather than the mid month panic when ive realised ive spent too much! so tonight going to sit and double check everything is ready to go where its supposed to ready to transfer tomorrow!. The shopping list and meal plan are done ready for the new month so thats something new to try and using the new shopping account will keep the money separate too! i just hope it works! I havent smoked for 2 weeks now and feel fine really - no idea how i was getting the money to do it as we have no money still but suppose we must have somewhere! Posted the PPI letter so just waiting for a response which i think is 8 weeks so just sit back and see what happens there. Hope everyone is ok (thats if anyone reads this lol) and keep MS!!!

choogirl

Hi Tink
I read all your posts I don't always get time to comment though as I have 2 kids, job, cat, accountancy studying and a DH to look after!

Its great that you've got to payday and are skint and not got to the middle of the month skint (you know what I mean). Well done for staying smoke free for 2 weeks it will all help the budget and your health.

Fingers crossed that you get a PPI payout, take care xxx