Get Tink out of trouble 2011!!

choogirl

Well done Tink, I can't ever plan more than a week in advance as I lose interest!!

Tink_04

i think i was on a roll last night lol so just kept going - will try and see how it works out DD having a nap so im having a clean washer is on dinner is on and dishes done - hoping to have a NSD today but might have to go and get nappies instead of tomorrow as there is not many left was hoping to do it tomorrow as going to get a veg box too so wanted to spend everything together but not sure if we can hold out that long - will wait and see i hope dinner is nice today as i dont normally cook it and have not really done much besides chicken breast before so meat and bones is a new concept im hoping there is enough left for tomorrow too if i dont butcher it!!!! maybe a nice FREE hour at the park will be nice after lunch if i can get DH out the house!

Tink

Tink_04

Well its been a hard few days and ive not coped with it very well at all poor planning and sheer lack of interest have made me lazy!!! I have managed to stick to my meal plan but have been spending £££ in the shop and at work nothing huge just not taking lunch - getting a bottle of pop - buying chocolate when putting petrol in the car that sort of stuff so really been putting off writing this down but think tomorrow is a new day so best to get it out and move on for now! I have made £3 off a survey which has gone into paypal yesterday which is good. Got offered some overtime at work and said i would do it only to find out they have gave it to someone else so im down about that as could have used the money will see if there is any next week (even though i want to tell them to stick it somewhere unpleasant!!!) So not a lot to report apart from my lack of motivating and my still not fully understanding all the numbers and payments going on have a feeling this may take a while! will come back when i have something worth talking about as im just really not with it at the moment wish i could just sick my head back in the sand as its hard out here!!!

Tink

Tink_04

Ok im back still spending on crap just dont know why im doing it! so i have a grand total of £9.80 in my BA which needs to get me through 12 day not good as the petrol light has been on for 3 days still waiting for other accounts to be set up so the money is all over the place at times and i keep saying it will get sorted when the accounts are up and running - but reall think it wont get sorted till i get my finger out my @$$!!!! still not in the best moods but plodding on - mostly just annoyed with myself

Tink_04

Ok im back - ive been lurking around but have not posted as ive been a little lost i did do a new SOA will have to dig it out - ok since ive been gone i have:

*Written my PPI claim letter (will be posted today
*Trimmed the sky package right down
*Got £10.44 in my paypal account
*Changed which debt we are focusing on to get rid of and a date to aim for!

Ok so i was trying to clear my 2 cards but when me and DH were sorting out our spread sheet we decided to focus on a loan we have with £1999.97 on. The min payment for this is £100 per month and if we can clear this by xmas 2011 that will free up £100 per month to throw at something else - so - siggy change - targets changed and funnily enough hopes high! I suppose as i was clearing the CC i was a little on my own but since were tackling the loan DH has been really supportive he came in the other day with £100 that he had got as a bonus from work and told me to bank it as he would only waste it!!!! The loan is a pain to make add payments on as you have to go into the bank to do it and the bank isnt local so have decided to put any cash into the savings account via our bank and any left over money at the end of the month from the bills or shopping can just go as an online transfer (£93 so far left in the account and im clinging to it!!) then once we have a lump sum ill travel and make a loan payment!

Sounds like a plan! the meal planner is going great we have occasionally switched stuff round but mostly stuck to it well so im going to start planning next months meals and shopping list too!

Well hope everyone is doing well and keeping on there ms ways!!!

Tink_04

Tink_04

Right 64.53 saved to pay towards to loan - got £30 in my purse which is to go in the bank so that will make it £93.53 it would have been more but had to pay £85 off the holiday for sept (it the last payment so all paid now) going to meal plan tonight for next month and get my shopping lists ready too! also ive given up smoking (its my 3rd day YEY) gave up years ago but after 2 years of not smoking i started again and have been smoking for over a year just decided its so silly and i dont want to any more when i can put the money to good use DH has stopped as well so hoping for some real cash saving!!! Thats pretty much all from me today will get my meal stuff done tonight and might pop back!

Tink

Tink_04

Well im back again im still feeling a little un organised as although the new accounts have been set up i have no cards or DD's set up yet so think until everything has been paid by standing order and DD from these accounts and i can see its working then im going to feel like this! a good and a bad and also a very UGLY to report - the good??? today is day 6 of not smoking!!! i didnt write earlier in case it didn't last but its not as hard as i thought (or was last time!!!) so long may it continue! the bad? i was trying to be clever and reduced one of my cc balances down from £755 to £500 as i owed £497.77 on my last bill - then didn't realise that the interest would take me over the new balance limit - so having a panic and going to make a £20 add payment asap i just hope its not too late!!! the ugly??? someone has ripped the wing mirror off my car - im gutted - its completely gone too so i cant even tape it up or anything - think its going to be really expensive to fix too. Well that's today's news in a nutshell - just trying to plan next month now as were getting closer to the end of this month now so here is to hoping everything gets paid out of these new accounts!!!

Tink

choogirl

Hi Tink

What are you doing up at 1.42am? You need to try and sleep otherwise you'll do yourself no good!

Sounds as though you're sorting it out, it takes time though. Thats awful about your wing mirror being ripped off and the person not stopping. Hope you get the payment made across to your credit card in time.

Take care xx

Memory_Girl

Tink hon

Get onto ebay and search for a wing mirror. My new one cost less than £25 inc p&p and took me about 10 minutes to fit myself (although it took me two week to pluck up the courage to try)

2 screwdrivers was all it took.

Good luck

Memorygirl

Tink_04

Hi everyone thanks for popping in - i do worry im rambling to myself some days!Just had one of those night Choogirl still waiting to find out about the CC payment to see if it went over in time (fingers crossed) ill be gutted if not The wing mirror is an electric one so needs all wiring up had a look on ebay but not 100% sure what im looking for as dont want to buy one and for it to be wrong - will get my friend to look for me as he will know better! its bright outside today so me and DD are off into town to pick up some bargins for mothers day for my mam then to the park for an hour if the sun stays out!!!! Finally got the bank accounts set up so am going to set the last of the SO up today so in and ideal world on pay day all the money is just going to move over to where it should go and then everything should get paid!

Thanks again for stopping by!!!

Tink