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Sat/Sun 5th/6th February - What small DFW things will you be doing today?!

determined_new_ms
Posts: 7,867 Forumite


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.:D
Morning everyone :wave: I have really fallen off of the DW wagon over the last week - the stress at work has been at an all time high and I haven't been coping very well
so I think this weekend I really need to regroup, work out where I am at and hoist myself back up on the wagon...
So I will:
ok that'll do me! Have a great day everyone x
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.:D
Morning everyone :wave: I have really fallen off of the DW wagon over the last week - the stress at work has been at an all time high and I haven't been coping very well

So I will:
- be focused at work to get through priorities
- breakfast, lunch & dinner from stores fruit for snacks/2ltrs of water
- take a look at budget and see where I am for the rest of the month
- go to the gym straight after work (really need to be dealing with my stress in a better way)
- going out after work with oh - again for medicinal reasons
- will work out what I can afford & stick to it!
- have checked for surveys and none available
- think carefully about the 4 pages of clothes I am watching on ebay! :eek:
ok that'll do me! Have a great day everyone x
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
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Comments
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Good Morning Folks,
As I did all the shopping yesterday I won't be going out today, but will be:
Making fresh bread
Possibly make a cake (I bought Butter and Bicarbonate of Soda so I suppose I'd better!!)
Go through the freezer to sort out next weeks meals
Get organised and put some things on ebay
Make some Leek & Potato soup for work
Have a bottle of wine off the rack
I hope you all have a good weekend
RedIf you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
Morning determined :-)
List for today:-
- Get tyres - done
- Rabbit to vet for free post op check - done
- Buy potatoes, teabags and bread in Mr T's. Don't need anything else! - done
- See what DB3 wants to do this afty, think he was hinting yesterday
- Put curtain rail back up that came down nearly a month ago
- Hoover through
- Find lamp for living room, the two wall lights use a TON of electricity and they're on most of the time due to old dark cottage
- Hoof out car
- Clean
There we go ladies and gents! Better get me and DD (and rabbit) ready to go out!
J xNothing to report as yet...give me a minute...!0 -
Good morning everyone
Haven't been on for a few days. Hope everyone been doing well.
Today I will:
check for surveys
check online banking
I have wrote meal plan
Go shopping and stick to list
need to get a present for party I am going to tonight
Try not to spend too much don't get paid to 15th and don't want to use any more money than is necessary.
Have a good weekend everyone.0 -
determined_new_ms wrote: »When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.:D
Morning everyone :wave: I have really fallen off of the DW wagon over the last week - the stress at work has been at an all time high and I haven't been coping very wellso I think this weekend I really need to regroup, work out where I am at and hoist myself back up on the wagon...
So I will:
- be focused at work to get through priorities
- breakfast, lunch & dinner from stores fruit for snacks/2ltrs of water
- take a look at budget and see where I am for the rest of the month
- go to the gym straight after work (really need to be dealing with my stress in a better way)
- going out after work with oh - again for medicinal reasons
- will work out what I can afford & stick to it!
- have checked for surveys and none available
- think carefully about the 4 pages of clothes I am watching on ebay! :eek:
ok that'll do me! Have a great day everyone x
Sorry you've had such a derriere of a week DNMS....So have I with regards the DFW..... I bought a heap of stuff from Hobby Craft yesterday because the cards I ordered online 'weren't quite right' & they were cheap @ HC so I got some with my ebay monies....:(
So much for a NSD....that's 2 days I've intended to have as NSD's and I've spent more than even on a LSD....(low spend day)
And I'm feeling pretty down for some reason. How is your PMT DNMS? Any resolution with regards it yet? I have say though the epilator I got from the carboot is good and well worth the £5 I paid for it :T
So yeah...back to today's agenda
Saturday
AM
• Wash up and semi clean kitchen
• Sort out washing
• Ebay
• ?Menu Plan
LUNCHTIME
PM
• Frugal walk out somewhere - ?starbucks?
• Make cards
• EVENING
• Prepare for Sabbath
• Pills no later than 9.30pm preferably 9pm
E
PS. I seem to spend a lot of time just in bed reading and eating midget gems LOL....:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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aw thanks Erme - the PMT is being excerbated by the work stress its not normally this bad (should be starting to ease today) but the 2 combined mean things haven't been pleasant. Will be fine though - thanks for caring xDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
determined_new_ms wrote: »aw thanks Erme - the PMT is being excerbated by the work stress its not normally this bad (should be starting to ease today) but the 2 combined mean things haven't been pleasant. Will be fine though - thanks for caring x
Sounds like you need a PJ and 'be nice to yourself' day soon.....Thanks for getting back to me....
Hugs
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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Good morning every one and thanks to DNMS for starting the thread.
Woohoo it's the weekend, and this time I'm determined to make the most of it. I usually get to Sunday night and wonder if I've actually had a weekend!
So far I have:- checked banking
- checked for surveys
- got DW started on Economy 7
- feed, water and clean out chickens in exchange for some eggs
- finish stripping wallpaper - free entertainment as it's a favourite 'chore'
- just buy lining paper in H*mebase, wallpaper paste from previous job
- phone MIL with free minutes
- nip into Mr T's whilst out
- make some biscuits
- make a 'Hummingbird cake' for the weekend - diet out of the window for a day :rotfl:
- move fruit bushes and rhubarb if it doesn't rain
- lunches and dinners from stores
Catch up later, stitchy xMaking magic with fabricLight travels faster than sound. This is why some people appear bright until you hear them speak.0 -
morning all. i have a date with a hoover and polish cloth as i think the shed (car lol) deserves a valet for passing its mot with only two advisaries. then it will be time to clear out the shed for car boot tommorrow. good day all!Fleet Air Arm - 800 NAS - *Nunquam Non Paratus*Showing the 'Crabs' how its done for over a hundred years!Tesco loan, £4,000 over 3 years - £138 p/m6 months 0% bicycle finance - £60 p/m0
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Morning everyone, thanks Determind for starting us off - sorry to hear you've had a bad few days. Think Erme's suggestion of a pj day is excellent! Enjoy your night out with OH.
Well, for me today...
Check bank accounts
Do meal plan for next week
Try to get some essay writting done:( not going at all well so far
Sort out Frugal spreadsheet - CW18 has very kindly added an extra sheet for me to separate out my pet costs which is great - now just need to go and split up all the spends for Jan!
Washing x 3 (1 load in)
Hang up to air
Ironing/housework
Pop to pet shop for cat food (was supposed to be in Weds & went & didn't have it - 16 miles fuel down the drain):(....
Take dog to beach as on way to pet shop
Think that's about it for now - have a good day everyoneGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Today I will be:
1) Going to the market to buy my fruit and veg
2) Returning a dress to River Island for a refund (not forgetting my postage charges under the Distance Selling Regulations)
3) Going to an exhibition at the British Museum, hopefully using some free tickets my cousin is getting for us.
4) Maybe bake some brownies for work on Monday (technically, this will be a spend, as I'm not doing it for any reason in particular, but I want to practice my baking skills to save money in the long run).0
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