MSE Pregnancy Club 21

pigpen

galvanizersbaby wrote: »

Thats per week isn't it?

I get about 132 for two child paid in to my account monthly I think and I know the amount for first child is higher.

yes it is weekly.

wendz86

Lirin - midwife didn't give me any info on the financial stuff, have mainly found it out myself so it is worth looking into just in case they don't tell you anything.

Is it right they give you the child benefit form when you are at hospital?

I checked the thing too and don't think we are entitled to anything more than child benefit but never mind.

jcr16

apricot your proberly not entilted to tax credits until after the baby is born. with our first we weren't entitled then once she was born we were.maybe try changing the date and put down that you have already had your baby to see if once your little one is here if it makes a difference if that makes sence. also don't forget next tax yr your income will be lower as your have your maternity pay. and tax credits is based on your previous years earnings and your estitmated earnings for this yr.i still don't understand how tax credits work.

as with paternity pay my hubby also takes holiday. when our last baby was born i think he was entilted to £100 per week. so that would of meant his wages for that month would of been about £800-£1k less if he took paternity. thats a huge loss when you've just had a baby. so he took less time and used it as holiday. plus he was running a big job, so he took our eldest son to work with him a couple of days, while our dd was at school, so i could rest with the baby. our ds1 loved it.

and as for the benefit system it all seems pete tong. i was trying to work out the new budget calculator to see how the budget would effect us. anyway i put in hubbys wages as wrong. i put his monthly wage in as a yrs total.and the amount of benefits we would recive was stupid. it said over £24k in child tax credit's alone !!!! plus housing ben and council tax ben. we'd prob be better off with hubby not working according the the results of that budget calculator. no wonder some have no inclination to work. i was truely shocked.

galvanizersbaby

wendz86 wrote: »

Lirin - midwife didn't give me any info on the financial stuff, have mainly found it out myself so it is worth looking into just in case they don't tell you anything.

Is it right they give you the child benefit form when you are at hospital?

I checked the thing too and don't think we are entitled to anything more than child benefit but never mind.

I think so - it was in some of the bumpf I was given at the hospital I'm sure though - on second thoughts don't take my word for it though cos it was 7 years ago when I last had a baby.

pigpen

vroombroom wrote: »

same as me Apricot - people have suggested OH move out for a while:eek::eek: what a joke!


I am still applying for the Surestart maternity grant - they can only say no!

We got our tax credit form today - £11.36 a week between us. Going to call them and cancel it x

sucks sometimes being honest and hardworking?

Don't be daft.. £45 a month would cover your house insurance or your water bill .. or provide everything you'll need for baby for the first few months at least!

The number of people who do claim to be living apart is disgusting!.. What makes it more disgusting is that it actively encourages parents to separate so they get more money.. It shouldn't make any difference if there is 1 parent or 2.. DS1 and gf got £79 for the 2 of them.. he left and she still gets over £50.. where is the logic? He eats 4 times what she did and the bills are just the same!.. it should be £40 per adult whether there is 1 or 2.. based on those figures.

Child benefit forms are in the new mother bounty pack you get at the hospital so make sure you pick one up!

jcr16

vroombroom wrote: »

We got our tax credit form today - £11.36 a week between us. Going to call them and cancel it x

this might change once baby has been born hun. plus thats £44 a month, which will go quite far, even if you just saved it every month in a seperate pot and kept it for xmas or towards a family holiday.

galvanizersbaby

jcr16 wrote: »

apricot your proberly not entilted to tax credits until after the baby is born. with our first we weren't entitled then once she was born we were.maybe try changing the date and put down that you have already had your baby to see if once your little one is here if it makes a difference if that makes sence. also don't forget next tax yr your income will be lower as your have your maternity pay. and tax credits is based on your previous years earnings and your estitmated earnings for this yr.i still don't understand how tax credits work.

as with paternity pay my hubby also takes holiday. when our last baby was born i think he was entilted to £100 per week. so that would of meant his wages for that month would of been about £800-£1k less if he took paternity. thats a huge loss when you've just had a baby. so he took less time and used it as holiday. plus he was running a big job, so he took our eldest son to work with him a couple of days, while our dd was at school, so i could rest with the baby. our ds1 loved it.

and as for the benefit system it all seems pete tong. i was trying to work out the new budget calculator to see how the budget would effect us. anyway i put in hubbys wages as wrong. i put his monthly wage in as a yrs total.and the amount of benefits we would recive was stupid. it said over £24k in child tax credit's alone !!!! plus housing ben and council tax ben. we'd prob be better off with hubby not working according the the results of that budget calculator. no wonder some have no inclination to work. i was truely shocked.

JCR - I think you could be right here - Apricot you should try changing the dates around.
From memory we used to recieve tax credits when I was married to my ex hb and would have had a combined income of around 50K (both working fulltime) - I can't remember what the cut off is for child tax credits - think it's around the 55K mark? - my memories not good

jcr16

pigpen wrote: »

Child benefit forms are in the new mother bounty pack you get at the hospital so make sure you pick one up!

i'm sure tho with child benefit you can't apply for it , until you have registered the birth of your baby. i might be wrong as it was 3 yrs ago since last baby born.

Puzzledbubbles

vroombroom wrote: »

same as me Apricot - people have suggested OH move out for a while:eek::eek: what a joke!


I am still applying for the Surestart maternity grant - they can only say no!

We got our tax credit form today - £11.36 a week between us. Going to call them and cancel it x


sucks sometimes being honest and hardworking?

Don't cancel it Vroom, every little helps - even though its not much you could open a savings account for LO for when they are bigger?

OH and I assumed we wouldnt be able to get anything so havent budgeted for any extra but on the entitled to we would get about £140 a month which is definately better than nothing and im hoping since we have not counted on it we might be able to put it away or use it for things that we want but dont need like Virgin TV lol

pigpen

jcr16 wrote: »

i'm sure tho with child benefit you can't apply for it , until you have registered the birth of your baby. i might be wrong as it was 3 yrs ago since last baby born.

no you can't but you can usually register the birth in the hospital unless your baby doesn't have a name lol. It is also backdated up to 3 months so not an issue really.