MSE Pregnancy Club 21

gratefulforhelp_2

It won't take a minute and you won't feel a thing (as the Bishop said to the actress).

LabLover

We did consult an IFA but he keeps sending me quotes for loads of stuff and not explaining the difference between each policy and why I would need certain policies and not others. He also phones and leaves about 7 messages daily on my answer machine..... really off putting. Would I be as well waiting untill baby is born so I can say that I would like the money to go to them?

SmlSave

Hi LabLover, have you read Martin's bit about Life Assurance? I'm sure that would help you out.

I know that even if they call it life insurance its actually assurance as its assured that you're going to die (one day). It sounds like the IFA you saw is pretty much usless, I'd suggest telling him to stop contacting you and to find another one.

gratefulforhelp_2

Um well I'm no expert in this. There must be a bit of the forum with experts. He sounds like a commission based one, did you pay a fee?

You need the big picture IMHO. What DH and I did was mirror wills, so each of our wills says the same. Basically we have left about half the money/house to each other and the other half to the kids, but with the proviso that the survivor of us parents gets to stay in the house as long as needed. The life insurance money goes, if I remember rightly, to pay off the mortgage and then be split in the same way?

I can't remember properly, but I would def get a solicitor to do it, only cost us about £80 I think. The main thing is make sure kid/s provided for and not just financially, and also plan so that if your estate goes over the tax threshold (£325 k?) then you minimise it's value to avoid paying tax.

Like I said, I'm no expert!!

sefilby

Hi everyone,

I've been trying to add myself on to the EDD list but I am having trouble ... maybe its the baby brain preventing me form working out how to. Can anyone help?

This will be my second due 6th October 2011; really nervous as had an emergency c-section last time :-(

gratefulforhelp_2

wendz86 wrote: »

EDD LIST

coops228 - 18th March 2011 ? Planned C section 22/3/11
My1stbaby - 20th March 2011 ?
Mummy2angel - 20th March 2011:male:
Princess Coupon - 24th March 2011 :male:
gratefulforhelp - 24th March 2011 ?
annibee - 31st March 2011 :male:
Alfalfa - 31st March 2011 ?
Dipsy - 6th April 2011:female:
bellabear - 7th April 2011 :female:
TitchD - 7th April 2011 ?
sarahjanetim - 7th April
Ema_o - 9th April 2011:male:
Benson - 13th April 2011
Neeny82 - 15th April 2011
Keith - 15th April 2011
Cutterby - 18th April 2011 ?
wendz86 - 20th April 2011 :female:
vroombroom - 20th April 2011 :male:
iceicebaby - 21st April 2011:male:
Teenie - 23rd April 2011?
nic2075 -28th April 2011 ?
Charlie1978 - 28th April 2011 :male:
Chickywiggle - 1st May 2011 :male:
Digitalphase - 3rd May 2011 :male:
Fantafan - 9th May 2011 ?
Zebusi - 12th May 2011 :male:
Rachaelc - 12th May 2011 ?
Evansangel - 14th May 2011 :male:
becky_sleaf - 17th May 2011
Alamaya - 19th May 2011:female:
Fluffysox - 21st May 2011 ?
lizbob - 21st May 2011
madnessandmayhem - 22nd May ?
GarnetLady - 5th June 2011 :female:
Abby35-10th June 2011:female:
Madbird - 13th June 2011 :male:
Perdi - 17th June 2011?
narabanekeater - 18th June :female:
Katrinadionne1808 - 24th June 2011
Smlsave - 25th June 2011
SDH - 29th June 2011 ?
Brednall - 1st July 2011
Kiraroo - 1st July 2011
mrsspendalot - 2nd July 2011 :male:
Galvanizersbaby - 3rd July 2011 :female:
LabLover - 4th July 2011 ?
Karen1907 - 7th July 2011
ds1980 - 7th July 2011
Kirstle99 - 8th July 2011 :male:
Chopsie&Chelvis - 10th July 2011 :female:
Supermaiden - 11th July 2011 :male:
star_ka - 11th July 2011
Pixiepops - 13th July 2011?
Firedrone - 15th July 2011 :male:
hattifattener - 20th July 2011
liley9 - 21st July
pipersky - 24th July 2011
sparkle76 - 26th July 2011 :male:
Apricot - 27th July 2011 :female:
Breast Cancer Survivor - 30th July 2011
Sequeena - 4th August 2011 :male:
harieta - 7th August 2011
My_Gorgeous_Ellie-Belle - 12th August 2011
c l a i r e - 14th August 2011
Doglover - 17th August 2011
caelshorn - 18th August 2011
Clarieloo - 19th August 2011
jcr16 - 21st August 2011
forumgrazer - 30th August 2011
ecoelle - 5th September 2011
little angel - 10th September 2011
Puzzledbubbles - 11th September 2011
ddebski_us - 17th September 2011
bella2121 - 23rd September 2011
MissWonderlust - 23rd September 2011
Flower08 - 4th October 2011
Sefilby - 6th October 2011
RedwoodBrook - 11th November 2011 - planned section 15th Oct?



Hospital Bag list here

Supplement list and dosage here

BIRTH LIST

:male:FairyShazza - 25th February 2011- 04.27pm Jack William - 6lbs
:male:Hitchins - 5th March 2011 - 3.43pm -George Robert- 6lbs 1oz
:male:Babyboysmummy - 5th March 2011 - 11.45pm - Alfred 1.02kg/2.2lbs
:male:Kaylzbob - 9th March 2011 - 07:46am - Jack James Stephen 8lb 12oz
:male: Rockinbikergal - 10th March 2011 - 6.57 pm - Timothy James - 7lbs 4oz
:male: Duemarch - 17th March 2011 - 20:30 - Finlay - 8lb 9oz
:male: Jojo - 18th March 2011 -10.34am - Henry James - 8lb 14oz
:female: Sammy_Girl - 19th March 2011 - 10:34am - Esme Rose Ellen - 7lb 14oz
:female: Waterbaby - 23rd March 2011 - 7:55am - Amy Victoria - 8lb 10oz
:male:Dustystar02 - 27th March 2011 -3.04pm -Joseph James - 6lb 14oz

PROBABLY GIVEN
BIRTH BUT TOO WORN OUT TO LOG ON LIST
allow 2 weeks after EDD before transferring to this list

Roodles - 26th February 2011

...
CONTRACTION MASTER TIMER

Please post your birth stories here when you
have time/energy

MSE Parents Facebook group. Please PM Sami_Bee with your real name to be accepted.


Welcome!

...................................................

gratefulforhelp_2

OOh I did it!

LabLover

I think he must be , because he has been all over us like a rash, by the time OH and I get dog walked , tea made etc , we dont sit down till like 9.30 and by then we have had loads of missed calls. Think Im going to phone him tonight and tell him we arent interested and speak with another FA that we know of in the town. Have started recruiting for my replacement people keep saying " o are you not bothered?" "does it not seem weird? " but to be honest since I pee'd on the stick and saw the two lines nothing has felt real or normal , lol

sefilby

I kept getting a message come up about being a new user and posting links ...

A very long way to go when looking at everyone else in the list

gratefulforhelp_2

There IS a section on here about finding an IFA.

My replacement is struggling terribly, this is not good, although it does make me feel valued!!