Bridge the gap with the February NSD challenge

SuziQ1962

HI guys put me down for the first NSD 1 of February!
thanks xxxx

Rock_Cakes

Hi there, this looks like an addictive challenge. I would like to put myself down for 15 NSDs please. Hoping that today will be the first one.

ebayqueen_2

Morning all
i hope to achieve 14 this month......thought today would have been my first as Mr t delivered yesterday. Though bought coffee that was on special offer and its YUK!!!!!!!! So heading to local shop to buy some decent coffee Doesn't take much to keep me happy!

So heres hoping that tomorrow friday and sat will be nsds...hope so anyway as I would love to make the 14 goal this month.

Good luck to all and we can do this folks

DansMum_2

Hello all hope you're as Ok as can be expected

May I declare that I am out of the stocks and running as yesterday was NSD number 1 for me

Spent today already (Hoss and Cat food) and will also tomorrow as I have a dental appointment and may as well get a few essentials before I go home, then hopefully I shall be spend free until after the weekend :j

hannah:-)_2

Loved last month's challenge, so am back for some more

I'd like to go for 10 again this month, please Spoon. :T Am also hoping that my spendy days are going to be less spendy this month too. Kept small spends to a minimum, but some big spends meant I ended the month more than £500 over budget! :eek::eek::eek::eek::eek:

Keiss_21

Declaring today as NSD 1 for Feb :j. Hopefully I will get another tomorrow

Right, off to get some x-stitching done

DS is going to hoover the house today, and perhaps even wash the sitting room and kitchen floors (hoping for a lot here!!). Both hoovering and sweeping make my back quite sore...so I get out of doing them, good eh?! :rotfl:

Have a great day everyone...a bit chilly (but dry) here.

Sunnylooloo

kerri_gt wrote: »

Evening all! Well today WOULD have been a NSD had my boss not dropped some very unsublte hints yesterday that we had not got him a card for his B'Day in Jan *rolls eyes* he wasn't even in the office on his B'Day. So, had to get card, two bottes of wine (on offer) and a bag today to keep him quiet (though he'll get it next week when we hopefully go out for a belated Xmas team lunch) so that's £4 I wasn't planning to spend. Based on that I splurged 39p on a roll from M&S to go with the Covent Garden soup I'd taken in for lunch (hmmm.not sure how MSE it is buying soup even if it's in the monthly shop - but it was £1 a carton and that will do me for 2 days)

Tomorrow will be spendy too, out for dinner in the evening and my brows are crying out to be done - have been putting it off since last week and have avoided it for the past couple of days with my poorly eye. Could also do with petrol on Thurs and am out with an old friend I've not seen for ages on Sat so Feb isn't getting off to the best of starts.

Jinty - I'm glad you found a new home for your MILs dog - I can appreciate how heart wrenching it must have been but it sounds like he's found the perfect home and will continue to be spoiled lots. (my MIL used to feed their Jack Russel flumps!)

Looking forward to a virtual tipple with you Sunnyloo, I would say we'll bring the Tardis to the London Dungeon but I've been once and that was enough for me :eek: and prob best not to take Hubert somewhere like that ....:rotfl::rotfl:

Pah about your boss!! How cheeky!

How about I meet you all on tower bridge with the Tardis? we could have some bubbles whilst the sun sets over london town?? heheh

niccatw wrote: »

Do it! There's a few of us here over there too, so you'll recognise a few faces . You'll be enticed into shopping within your current wardrobe (pulling out the stuf from the back you forgot existed) and wearing them on "freedom" days to get into the habit of wearing what you've already got. And you get to "shop" through other people when we declare spends, which is always fun .

I did really well last year until wedding season hit and I was blinded by gorgeous new dresses and went bust. Oops! So this year I set a more realistic target! And last night I popped on there right about the time the £bay auction I was watching was ending so I avoided bidding altogether. It's all good and I learn from all the fashionistas who are much braver with their wardrobe then I am! :T

NSD #1 today

Hi Nicca xx

slowlyfading wrote: »

Not one for me today - needed things from Mr T's. It's been a strange day, bought back some uncomfortable feelings.

Ah sorry you not feeling great! Hug for you.

Ah Jinty I hope you are ok. I know what you mean about work when people look at you when you leave on time bit sometimes you have to to stick to you guns. Ah well done on finding a home for your MiL's doglee - I can imagine how upsetting things are for you all. I would have loved to offer myself (Westies have that face that you just HAVE to love!) but alas I have the Queen of the Castle Madam Elsie (little jack - who was actually sick last night and by the time I got back to clean it - i mean i ran to the kitchen to get the paper towel she had eaten it all back up! ugh! :eek:)

Spoony great job as always and well done all on getting NO 1

I am declaring early today then it has to happen as it is written down

NO 1 for me.

Bit stressful still around Looloo - Getting lots ready for my financial hearing for my divorce and adhering to the timetable set by the exe's side...... only for him to work off his own adgenda and get nothing back on time - still waiting for answers to our questionnaire which should have been back to us 1 week and half back. Had a wobble yesterday - but today back stronger than ever there is nothing I can do to control this - so why should I get myself in knots over it all............. phew sorry!!

Happy Wednesday!

xx

elfen

Think I'll declare an early NSD no 2 for me.

IF

Good afternoon all, no NSD for me yet, but think we should all have a group hug

IF

Hi lovely NSD gang:A
As you can see there is lots of activity on this thread at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.

Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Thanks everyone:A
spoon xx


Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!