New tax award - nearly £200 less per month

atomicsheep

zagfles wrote: »

...Or won't be claiming any state pension or pension credit in 20 years time - which the OP's kids will be paying for!!

There's going to be money in the pot for a state pension in 20 years time ???

Edinburgh65

If you post something on this forum, you are indicating that you are open to receiving people's opinions regardless of whether or not they are expressing what you would wish them to. Just because people do not agree with you, that does not make them stupid, and when such opinions incite venom, it reflects far more unfavourably on you, than it does on others who are only responding to something that you have posted. If you don't want a wide range of opinions, don't bother to ask us what we think. If you are so sure that your own views on life are correct, why do you need confirmation of that?

Edinburgh65

Apologies, I now see that it was not the OP who was suggesting that someone was bolshy/bolshie. I've just been reading too many posts where an OP flies off the handle the minute someone is not supporting them in their cause. Still not on side, but....

abby35

Well since so many people are being ignorant let me voice my ignorance!

Ive worked since i was 17 had a child when no tax credits were available, still managed doing two jobs.

I worked long hours got paid very well in local govt. therefore paid over the odds in tax.

Then had another child 18mths ago had a fight to get maternity pay but won and then was made redundant just as i was due to go back!

therefore had to rely on benefits. So YES I WILL TAKE YES TAKE every damm penny due to me and my children all born here.As far as im concerned too many people jump the gun when people mention benefits. If you are entitled take it and keep your head high op because no one else will fight your corner. Oh and too upset all them who moan at people who arent working, i was told by the job centre dont go back for a year then i can have £60 per week extra tax free on top of my wages for a year! Great to be unemployed and looking after kids lol

Im just making the best of a bad situation and yes i can say im ignorant but ive paid my way for a long time and now enjoying studying for my Law degree for FREE!!!!

:T

Edinburgh65

abby35, I'm sure that you were not paying "over the odds in tax", just the same taxes that every other UK working citizen has to pay, so let's not pretend that you are any kind of Lord Sugar eh!

...and according to one of your other recent posts, your hours dropped to 17 hours per week a year and a half ago, so hardly long hours (although I am sure that it is not easy to work longer hours when you have two children).

Oldernotwiser

abby35 wrote: »

therefore had to rely on benefits. So YES I WILL TAKE YES TAKE every damm penny due to me and my children all born here.
:T

What a thing to boast about - I bet you went down a storm in local government. Mind you, someone who'll boast about their lack of knowledge,will boast about anything!

(If you were paying over the odds in tax, it's quite easy to check it, you know.;)

Fridge2

gozaimasu wrote: »

I agree that we shouldn't be judging the OP but we could instead be trying to help her find a way to manage with less money and advice on how to do so, but whilst we're talking about the system...

I have no problems with people claiming what the government say they are entitled to, but I hate the system because I don't get enough from it. I need to make 30 years NI contributions to get a state pension, otherwise HMRC write to me and tell me to pay more. Healthcare is supposed to be free yet I have to pay for eyecare and dentistry. I rarely visit a doctor. There was a time one year when I was unemployed at the end of November, went into hospital soon after so couldn't work, tried to claim Jobseekers but they made it so incredibly difficult for me. So I was entitled to claim it, but I didn't. Once I recovered I marched right out on the first day of the new year with my CV and made money to pay the bills. But I will still always resent the system for never giving me what I deserved, especially when I don't plan on having children.

Children are a lifestyle choice and people should pay for it themselves. John Smith at work might want to go skiiing for 3 weeks or take a random trip to Ireland, which is his lifestyle choice but he sure as hell isn't going to get time of work for it, so why should Susie Jones get time off for her kids? Pure favouritism.

I should not be resentful that I have to work hard to pay for all my bills and lifestyle choices myself - I should be proud and feel a sense of accomplishment. But when I see that everyone else around me is getting so much free stuff it just makes me so angry.

To advise the OP - I encourage you to do everything you can to get more money from the government by writing a letter to HMRC or whatever, but just don't expect them to grant it. You will have to make do on what they have given you, and there are ways of making this stretch and coping - which I'm sure many other learned MSE forumites will help you do.

Excellent post.:T

marywooyeah

abby - how are you studying for a law degree for free? does being on benefits entitle you to free university education?

zagfles

kellydeedee wrote: »

Zagfles - my apologies on that,think I was over peed off about the way people had judged me ,thankyou for your thoughts as they are very much apprecited,my hubby cant remember the exact figure he put on the form but when we call on Monday I will be asking them so I can check the difference,your working out and the way you put it makes total sense and has made me realise what could have happened,thanks for that and I will report back here when I knw more as it may help other with similar problems

That's OK. I see there's a lot more ranting to wade through don't let it put you off posting here as you will get good advice amongst it all.

Just another thought - do you know what your income is likely to be THIS tax year? Because if it's likely to lower this tax year than last, you can ring them now with an estimate and you could get an increase now based on your estimate. But of course beware of giving them an estimate which turns out to be too low as you'll have to pay back the difference.

zagfles

atomicsheep wrote: »

There's going to be money in the pot for a state pension in 20 years time ???

There is no "pot". That's the problem. It's all PAYG and if people want a state pension in 20-30 years time then there needs to be lots of taxpayers in 20-30 years time. Fortunately the OP has been kind enough to provide 4 of them :T