New tax award - nearly £200 less per month

kellydeedee

Hi there

I am in a right mess this morning and cant get my head straight.We have had our new tax award for our tax credits and Im confused and worried.

At present we have been getting £148 per week ( £592 per month ) we have 4 children age between 2 and 9.

I currently dont work as I look after the children and my hubby works full time nights and takes home on average £1400 per month.

The letter tells me that until may we will be getting £106.05 per week whick will means for over 3 months we will be down £167.20 each month which to us is a lot.

After May payments go regular again but come down £8.00 per week which will mean we get £32 a month less than last year.

While that amount doesnt seem too much its still less each month and bear in ming we have got just over 3 months of low payments to deal with,how the hell am I going to pay my bills when Im in my overdraft already ??

We do a strict budget too,its doing my head in

kellydeedee

sorry title meany to say £160 worse off a month

no-oneknowsme

If you received a new award notice this morning then im assuming that you have recently advise tco of a circumstance change ?

What was the change ?

kellydeedee

no change,the only thing was last week we recieved a letter saying when we gfilled the the annual declaration we ticked estiamted income and they needed us to call within 7 days to give them exact figure,there was minimal difference

wornoutmumoftwo

If the reduction is due to your figures changing from estimated to actual then perhaps you could ring them and arrange for the overpayment to be repaid over a longer period of time?

zagfles

kellydeedee wrote: »

no change,the only thing was last week we recieved a letter saying when we gfilled the the annual declaration we ticked estiamted income and they needed us to call within 7 days to give them exact figure,there was minimal difference

What was the difference?

kellydeedee

Wow I dont know where to start,and to think I only came here for a little advice and not for people to judge me.

I am strong and can take stupid comments from stupid people but please remember this is a forum where people are here for support and advice and to also give support and advice to others to HELP them.

I suggest you "long standing members" (who have nothing better to do than dig into people) simply dont post unless your going to help someone !!! And god help us if you have reproduced !!

May I say thankyou to those who have stood up for me even though you dont know me,you clearly have the brains to see I was just seeking advice and decided not to judge me seeing as you dont know me.


Yes I am a stay ay home mum to 4 very wanted children.My husband works dam hard and his taxes also pay for layabouts that are not working,but hey who are we to judge !!! We have had our fair share of financial setbacks in the past and this is why we are not well off,im sure other people on here are in the same boat.

Not that I need to justify myself but we had 1 child and wanted 1 more,we had IVF and discovered we were expecting twins(a blessing),we were told by several medical proffesional that there was NO way we could conceive naturally so we are a little shocked when we were expecting our 4th.

I was going to call HM revenue anyway but just thought someone here may have had a similare experience and some advice,think I will just stick to calling them in future instead of coming on here to be bullied !!!!!

Kelly

Soubrette

kellydeedee wrote: »

My husband works dam hard and his taxes also pay for layabouts that are not working,but hey who are we to judge !!! Kelly

Actually you are likely to be net takers from the system at the moment - your husband's taxes have to pay for your tax credits and child benefit, also pay back both yours and his education (or pay for your children's if you prefer to think of it like this), plus any nhs treatments etc.

Apart from that, nothing wrong with claiming anything you are entitled to claim, give the tax office a ring and ask them what's going on - they'll have a far better idea than any of us here.

kellydeedee

Zagfles

Wow well lucky you not needing any benefits in the future,your very sure of yourself,anything could happen between now and pension age. Im sure my children wouldnt mind "paying " for your pension in years to come when they are decent honest working people as they wouldnt be so thoughtless as to judge others so easily

zagfles

kellydeedee wrote: »

Zagfles

Wow well lucky you not needing any benefits in the future,your very sure of yourself,anything could happen between now and pension age. Im sure my children wouldnt mind "paying " for your pension in years to come when they are decent honest working people as they wouldnt be so thoughtless as to judge others so easily

I think you missed my point. I was referring to all those who were moaning about the taxpayer subsidising your kids. I was making the point that in the future your kids will probably be subsidising them.

Ignore all the judgemental posts - or even report them as abuse as this forum is supposed to be about helping people with their entitlements not sitting in moral judgement on claimants.

Back to your problem - I did ask you what the difference was between the estimate of your income and actual income. Even if it was quite small it could make a big difference because you'd have been overpaid for 9 months and so over the next 3 months they're not only paying you at the lower rate but taking back the overpayment for the previous 9. I'm sure you realise already but best to make sure if you have to give an estimated income on your claim you tell them ASAP when you know your income.

leveller2911

Lifes a sh1te sandwich and we all gotta take a bite....... Theres less money to go round so we all need to economise.

I'm not gonna judge the OP as I don't know her circumstances but I do know personally many people with 3,4,5 even 6 children who had no inclination that they would need to earn enough to keep their children, now the penny had dropped and they are panicing and kids are expensive.

When we were kids we always wore 2nd hand clothes, being at secondary School dressed as a Japanese Admiral was interesting I can tell you......