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determined to be debtfree!

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  • Thanks slm :) hubby got home just after 9am so i went off up to bed and slept till half 12 ;) feeling much better now. Hubby has taken kids swimming & i'm chilling out for an hour or so. Need to do some jobs but have a cold coming on and i really just fancy a duvet day :p

    Have checked the bank, paypal is due in on monday & child benefit. I'm also due some quidco money think that is paid in mid month too. Think i will leave it in the main account though until the end of the month incase we go short. I am picking ds1 up from school 3 days before payday so need to save a bit of money for petrol :)

    dfw x
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    Hello, I have skimmed over the first couple of pages but just want to say you're doing a sterling job!

    I will subscribe as you have to mine!

    Loubie x
    In debt no more!
  • slm6002
    slm6002 Posts: 4,405 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    glad you got some time to recover and are feeling a little better :)
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • loubie_lou wrote: »
    Hello, I have skimmed over the first couple of pages but just want to say you're doing a sterling job!

    I will subscribe as you have to mine!

    Loubie x

    :) thanks for subscribing loubie :T and thank you :o
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • slm6002 wrote: »
    glad you got some time to recover and are feeling a little better :)

    Much better now :D I have caught up with the real housewives of new york (my guilty reality tv pleasure :p) and eastenders, and now onto TOWIE. Hubby hates them all, but i love t.v that you don't have to think about....maybe when i return to getting 8 hours sleep a night my brain function might return to normal :cool:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • HI, Just been reading through your thread and it has given me some great optimism in my quest to be debt free. I have subscribed too - Keep up the good work.
    Current Debt (Nov 2011): £24,800
    My MSE DFD: - An Entrepreneur In Debt
  • HI, Just been reading through your thread and it has given me some great optimism in my quest to be debt free. I have subscribed too - Keep up the good work.

    hi charliewaffles :j welcome!

    I :heart2: :money: it's great for keeping me focused :D....do you have a thread yet? if you do i will go and have a read, i must spend most of my spare time reading diaries & threads on here :rotfl: (better than spending money though lol)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Hi, Thank you :-)

    Yes I am finding MSE very valuable and hoping to learn lots on here (I have never used this site before) - Learning lots of new acronyms too.

    My diary is An Entrepreneur in Debt (I cant post a link im too new I think) - Its currently in the first page of the Debt Free Diaries forum page
    Current Debt (Nov 2011): £24,800
    My MSE DFD: - An Entrepreneur In Debt
  • choogirl
    choogirl Posts: 1,274 Forumite
    Hi DFW

    Well done on increasing your debt repayments, hope you're feeling a bit brighter now and have enjoyed your relaxing afternoon xxx
  • choogirl wrote: »
    Hi DFW

    Well done on increasing your debt repayments, hope you're feeling a bit brighter now and have enjoyed your relaxing afternoon xxx

    I'm hoping i can now keep tenants in the house, do you think going up there and chaining them to the radiator or something might work, just for the next yr or so until i am debt free :D

    Had a lovely afternoon, think i have ds's cold though i have a very foggy head! (if there is such a thing)



    :cool:


    currently watching fat families. They showed how many chinese take outs they eat. Supposedly to put us and them off eating them. I then craved a chinese so have sent out dh for one :o ..........really need to stop spending now. Its a good job my grocery spends are low this month as all the extra has gone onto take outs :o:o:o:o!!!!!!!!!!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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