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determined to be debtfree!

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  • What a fab day, I really want to finish my Xmas shopping in the next 2 weeks. I will do a lot of it online too.

    Suppose I will get some more this weekend!
    Trying to shift that debt!
  • Today's jobs:
    • Call body shop (:mad:) have a rant. done! Couldn't rant though the lady was lovely :o:rotfl: got full refund and can put order through again
    • Go to aSda get shop in Done! Will post below though:D
    • Drop off / pick up dd on time today (was late yesterday for both dropping her off and picking her up :o)done got there just in time lol
    • check surveys i am waiting for 2 pending rewards to go to completed as i am 75p away from payout :mad: and have been for 2 weeks now! still not gone through. boooo!
    • make some sort of yummy dinner, thinking shepherd pie today as easy and relatively quick!
    • chill out. I'm shattered.
    • post ebay item done also :)
    so best get off and get everyone up and dressed for the day!

    dfw :)

    had a good shop in asda :D Spent £44.15.

    I got:
    3 for £10 on kids multi vits should last a fair few months :T
    3 for £10 on white wine, :cool: -still in car so dh doesn't see it lol, will try and make it last till at least weekend lol
    2 x £2 (£4) advent calanders for lil ones
    £2 for a nice lip balm (my poor lips are chapped, silly weather & heating)

    And the rest was food/cleaning stuff for the week: juice, bread x4, milk 4pt x 4, ham, cucumber, tomatoes, courgettes, kiwi, satsumas, tins of soup, beans, wood polish, apples & other reduced veg & fruit. also a few frozen bits :T

    so £26 on non grocery
    and £ 18.15 on food :j:T that is my cheapest shop EVER!!! the non grocery bits will come out of another budget (prob petrol as plenty in there) so will add the £18.15 to my sig now :)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • What a fab day, I really want to finish my Xmas shopping in the next 2 weeks. I will do a lot of it online too.

    Suppose I will get some more this weekend!


    Oooh good luck with getting it finished i remembered a few more last night hence my body shop order....which i will try and put through again now!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • :p
    slm6002 wrote: »
    Looks like another busy day for you today. i was up til half 12 tidyng up last night as OH didnt come home so i didnt realise what time was - tired now though. Have a great day :)

    wow i wish i had your energy i am clock watching from 5pm wondering when i can go to bed :p
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • I could go now! Shattered!!!
    Trying to shift that debt!
  • Ok well i gave up with the body shop. Wrote them an email saying i was v. unhappy with their online service....see what they say! Instead have put an order into tesco for £40 for 13 presents :) so equals about £3.07 for each person. feel very tight really lol but at same time we had told people we weren't buying for them anyway. I just feel awful turning up empty handed.!!

    So i got :

    3 Spa Bathing Tower £9.00
    1 Spa Exfoliating Sugar Scrub £3.00
    2 Sure Men V8 Bodyspray And Body Gel Christmas 2011 £5.00
    2 Spa Shower Gel Collection £4.00
    2 Adidas Ice Dive Duo Boxset £5.00
    2 Baylis And Harding 3 Pce Mandarin And Grapefruit Gift Set £7.00
    2 Baylis And Harding Spa Gift Set £7.00

    Used a voucher i had left over so £2 off, but couldn'e find code for free delivery anywhere!

    Thats 2 x sisters, 4 x bro's & sisters hubby's/ bf pressies! 3 x matron at ds1 school, mum in law and a couple of spares. I am going to go into store too to see if i can pick them up there, but i thought just in case they haven't got them i'll order online.....but i don't want delivery day to come and they turn up with nothing either if you see what i mean! so may go do that this afternoon as kids being very destructive and be good to get out the house !!!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • thanks for the heads up on body shop money off DFW... just placed my order...bought from them last year and it was very well recieved!!
    DFW - Debt Free Date July 2013, LBM Oct 2011

    Total Debt Sept 2011 £23,708.39
    Paid so far £2,383.91 :money:
    Current Debt £21,560.56

  • thanks for the heads up on body shop money off DFW... just placed my order...bought from them last year and it was very well recieved!!

    :T I hope you got on better than i did with it lol i gave up and cancelled my order as it wasn't allowing me to use the discount code with stuff that was already on offer (and this was the only things i wanted grr)

    I ended up cancelling my tesco order too :rotfl:i went into store and they were just stocking up :T i got 15 presents for £40 :j:j dare I say it but I *think* i may be finished shopping now apart from one secret santa i do every year still need to do this as just found out who my person is :T

    Have been paid £411 from letting agency. For the tenant who never moved in :T Transferred some back to savings and left some in current account to pay for school pics & the gifts i bought yesterday from tesco :j

    received my first £10 gift voucher in the post from survey companies this morning! This is to save for next year's xmas / birthday fund.

    Also spent an hour faffing around last night with my scanner ( am so NOT technically minded!) so i could change my name on paypal to my married name (only taken 3 years :rotfl:) and this morning i transferred £25 out of there to my bank....hasn't hit there yet though so will keep an eye out for it over the next few days :beer:

    Aiming to finish 10 sock monkeys by weekend. Have orders for 7 :j (although 4 were swapsys so i won't be receiving cash for those!) oh and another order this morning too so 8 :j:j

    Need to start wrapping presents too. Otherwise they/ xmas will all creep up on me and dh is useless at wrapping!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Just filled out a tesco quote for car insurance to get 300 extra points :) won't go until feb's statement though it says?! oh well can't complain tis free ;)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Im still in the process of changing everything to my married name... its taking me years too...
    Trying to shift that debt!
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