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determined to be debtfree!
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It's great to read your posts. I have missed your posts as you haven't posted for the last couple of days.
I hope to read good news abut your tenants very soon.
Keep up the good work. You're doing very well and you sound as though you are better organised than me.June 16 Mortgage Amount £82,896.15
Official mortgage end date August 2027
Current rate 2.59% until August 20200 -
any news on tenants??????????????NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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:T aww thank you bonnington, I often wonder if I moan far too much for people to bother reading my goings on :rotfl:nice to know i've been missed :blushing:
Hello Abba :j
no news on tenants yet (boooooohiss) but will be back on to them today to see if there are any updates if not will go ahead and see if cheeky mare that wanted discount is still waiting to hear
I also need to get some invoices typed up as ones that the bloke produced weren't good enough so i will do them myself. Hmm, only thing is I don't know how to do an invoice. Hoping Google will help me :grinheart
Then will post those off in hope i can claim something back from last tenants bond (:mad:)
It is getting colder here, thinking i may need to put the heating on soon......am holding out for as long as possible though!!!!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Well thanks to my stupid cheap rubbish mobile (grrr) i missed 3 calls yesterday :mad: 2 from my letting agents, 1 from my dad. Letting agents got back to me about lady who offered £45 less a month. She has upped her offer by £25 so only losing out on £20 a month....so i said YES :j she wants to move in dec 1st so hopefully all will now go to plan!
Dad is getting back to me re the invoices i need to try and make a claim on those bonds!
I've spent the morning re-touching the paint in my living room. Looks much cleaner now and brighter :T also got round to cleaning, sanding and painting kids old toy box :j ds1 helped me so once that is dry that can go in their rooms and some of the toys from downstairs are going up there. I need to go to the shops (think i will do that today) and get 4 locks so i can bolt doors locked and ds2 (a.k.a mess maker) can't get into any bedroom but his, and any room but the hall way and living room :rotfl: he may then learn that he is not allowed to trash the entire house and until he stops doing it he is banned from every room unless he has supervision~!!
Kids having lunch, then park, then need to have a look and see what sort of locks i need online before i go out and get them.
I'm off to my mums this saturday as she has the day off, i will stay over night and drop ds1 off at school sunday evening before heading back to my house. Be nice to see everyone and i also want to try and help my sister if i can. She has got herself into a bit of a mess, debt wise and her and her OH have split up so it's getting worse. She can't afford her rent but is in london and it's the cheapest there is down therei am going to print her a SOA off and try and help her fill it out or give it to mum if i don't see her and ask mum to help her. Thing is they are both dyslexic and get confused and frustrated with form filling. Even if it is just a matter of putting numbers from a bill into empty spaces. SO hopefully i will have enough time to help her :T
DS2 has a new toy hoover :j thanks to a friend who was throwing one out! He is obsessed with hoovers and his last toy one doesn't work (was from boot fair anyway to be fair and hardly worked when we got it!)
Have purchased top ups for ds1 & myself today for our mobiles so £30 total spend there, and hopefully just money on locks and that is it.
Must go, kids killing one another. Again.MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Hi DFW!
It's excellent news on the tenant front. :T
I'm very happy for you.June 16 Mortgage Amount £82,896.15
Official mortgage end date August 2027
Current rate 2.59% until August 20200 -
Well another spend day here! Really need to get off the mark with these nsd's!!
I have the door locks so need to get those on!
I'm very tired today though, ds was up at 4amand dd wet her bed at 5am. Then she decided she needed the toilet whilst in the bath (sorry a little too much info lol) so she was on her second bath of the day before even 6am. *Yawn*
Had breakfast out. Will be the last time I go there have decided! We're off to sainsbug or a$da next week as the price has gone up and the amount of breakfast items gone down. tut. esp when i have a hangover. I need my hash browns, sausages & bacon!!!!!
After my shopping at a$da i decided to go on their website with my receipt to see if i qualified for a voucher, and i did :j I got a £5 off a £40 shop and £6.56 off my next shopping bill so if i spend £40 next week I will only have to pay £28.44 :T so even though i don't think i need that much i will stock up on cupboard items as they will technically be free :T:j
This afternoon i'd love nothing better than to go back to bed, am super tired and can't stop yawning. my kids, they seriously need to learn to sleepunfortunately dh at work till tonight and i can't trust my 13 yo with the little ones! early to bed for me i think!
Not heard anything from letting agents, so hoping, No news is Good news!! and i will soon have hopefully a new contract in the post for me to sign :jMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Oh and just realised I can now get off the mark on the make £5 a day challenge....savings from my shopping (bogof offers etc) £4.18, £5 off my next shop & £6.56 off also so....£15.74 altogether so far :T Also got some bits finishing on ebay this weekend but only one has a bid so far....MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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You will soon wonder how you managed to spend so much on the shopping, check out the voucher board aswell you may get it below £20!Electric and Gas Predators 17/£700:j:j:j October make £10 a day challenge :j:j:j£155/£3100
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A little delayed but great news on the tennants - i hope it all goes smoothly for you. Fantastic news on the shopping vouchers - definately stock up while it is free (kind of)Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600 -
Thanks Happy I will do that i always forget to go on there!!!
And thanks slm, i'm very happy house will be rented out over xmas so heating is used also don't want burst pipes!
Food is going really well so may not need to shop until middle of next week anyway! Will do lots of stocking up though
Also some news on my sock monkeys. I've opened a new business page on face book and have interest from half a dozen customers already (repeat custom they bought last year!) yey! just need to work out costings and price them up. I've promised 6 to be ready for monday so that is my aim now! (3 practically done only need mouths, other 3 sewn and stuffed just need putting together so not hard job)
Am aiming for my first nsd tomorrow too
dfw xMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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