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determined to be debtfree!
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Hi i am glad your getting on ok. Got another 2 NSDs here - lost purse for 1 day so couldnt spend even if i had wanted:) I have put my warm duvet on the bed and spare duvet under the bottom sheet for cosyness as its really cold at night - OH still saying its not cold yet so i have to warm my feet up on him!
I don't have a winter duveti'm poor :rotfl:and lol about the purse....pre-mse the ONLY time i would have a NSD was if i lost me purse!! I take it you've found it now though so all ok
DH doesn't feel the cold much anyway so he is usually my hot water bottle in bedbut he wasn't here last night so needed replacing :rotfl:
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Its not really a winter one but slightly thicker than the one we had on - its for our sofa bed so tuff luck if anyone wants to come and stay over winter. A cheapy one from asda would do the trick. We finally got a cheap freeview box upstairs so i was quite happy to go to bed early and snuggle up in covers with the tv on - saving on heating
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And yes i have found the purse - need some more fizzy pop - been buying shop brand and although not as nice in my opinion its that or nothing and it contains the fizz and caffine that i need so it will do! Arent i a good girl lolMe, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600 -
You are! And that was my reasoning too! I don't like it as much either tbh but it's that or nothing and so cheap lol I can't really argue with myself (i like to do this occassionally) This week no pop though as broke but i still have one in the cupboard
so that will do and I will get some for weekend!
I might have a look and see if i can get a thicker duvet ours is about 10tog so ok atm but come the really cold weather it's not thick enough! But then I suppose I could just put some blankets on top that would be cheaper lol as I already have loads!
dfw xMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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We have loads of fleeces in this house so they get put on top and we are all ok. Just need some ink to print out debt letters now - they are stopping making our ones so none left in the shops - typicalMe, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600 -
oh no! have you checked ebay? Or amazon?
dfw xMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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finally got some ink from ebay and amazingly slightly cheaper than normal so thats great. I asked my friend to print letter out so i can photocopy it and get it sent off incase ink takes a while. She is also going through DMP so knows whats going on. Hope you have a good day - very chilli now but got lots to do today so must get off here:)Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600 -
I hope you get it all sent off ok slm
I felt so much relief sending off my pack lol
ds1 birthday today. I feel old! I also feel very upset that he's not herelast year his half term fell so he made it home just in time for his birthday and this year he's not home until thursday
suppose I best get used to it.
Was supposed to be a NSD but I went with a friend for a cup of tea to a$da as she wanted a rant and a moan about everything that was upsetting her...I now feel very depressed. Kinda wish I had just stayed at home and watched good old Jezza and This morningI only spent 32p though so a low spend day!
I signed up to a deal on maximiles for lovefilm. First dvd is on it's way out and I should get 1200 points for that. I just need to remember to cancel before they charge me!
Received a pack in the post for DD to go to schooland also a new pack from my management company explaining how much it will cost me just for them to find suitable tenants and do checks
omg double miserable!!!!
I guess I would be feeling slightly chirpier if I had had more than 3 hours sleep last night (considering i went to bed at 8.30 this should be doable!) ds2 had a snotty nose and kept waking up randomly crying. I ended up with dd and ds in my bed by midnight. Both back in their beds by half one as i couldnt sleep. Then they both ended up back in with me by 3!!!!! So not impressed!! DS2 has gone down for a nap. DD refused! So that means I can't get a nap either!! Another 7pm bedtime for me tonight! Why can't children be born, potty trained, in a routine where they enjoy 14 hours unbroken sleep and can make mummy a cup of tea in the morning(tis ok i;m joking, pls don't call SS on me!)
dfwMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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argh, kids. No matter how old you never stop worrying about them.Trying to shift that debt!0
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:T Well I feel like i've had quite a productive afternoon
Have scrubbed kitchen, bathroom, living room & front porch clean. Moved a few bits around in the living room and brought some blankets down for the evening in case it gets coldam really aiming to put the heating on as late as possible this year! It plays havoc with my asthma anyway so I should have been doing this every year, hmm oh well, better late than never!
Have also made a lovely chilli in the slow cooker and have enough left for lunch tomorrow on a jacket potatoe, also made another loaf of bread, it's in cooking now .....have to do ds1 room tomorrow,...can't put it off any longer as his bed is covered in my stuff (well presents for everyone, not really mine lol) and he's home Thurs :j:j this half term has gone so slowly
I also had a clear out of numbers on my mobile as I always spend ages working out which number is ds1 new one or my mums new mobile :rotfl:but I couldn't quite bring myself to 'delete' my nan's number, even though she passed months agoseems so final doing that! Even though I know her number off by heart anyway (should say 'knew' I guess!)
Eurgh i'm feeling so full of cold too, so thanks kids! :rotfl:I'm guessing they don't care enough to let me sleep all night anyway! At least dh is home laterall that is missing is some wine now
No tax credits this week, bummer, so have to wait till next weds for the 4 weekly payment! Was kinda hoping I got it this week as we're going away this weekend, need to find money now for that
Hope everyone has had a good dayand I will get my nsd tomorrrow!!!
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
0 -
i'm feeling much happier this evening!! DS1 has TWO weeks off for half term :jso happy!!! I thought it was only a week but just received an email confirming times/ dates ....i'm such a fool for not realising sooner *doh*
Also I am very near my VERY FIRST payout on one of my survey companies :j
AND I have bids on ebay :j:j yey! (ok so only 99p ones so far but don't burst my bubble)
dfw xMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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