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determined to be debtfree!
Comments
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I think getting the cake from Tesco is VERY reasonable.....after all you've got a holiday to pack for. We can only do so much and on a tired day we need to work it to do less.
I'm beat and I've still got to put the rest of asda away. Might have to get the kids to tidy up their own mess when they get home to save me doing it.You have to start to finish.
LBM - September 2011 ~ DEBT FREE July 2012
Debt Sept 2011: [STRIKE]£11,276.05[/STRIKE], July 2012: £0
VSP Challenge #69: £18.120 -
AH
I have called dh and asked him to get pop, pizza & cake from shop.!!! I've had a massive headache all afternoon grrr probably stressing about surveys i was trying to fill out and they would just come up an error page :mad: i ended up emailing the survey company in the end as 3 did it today and LOADS last week!!! BUT good news is i finally have got to the point where i just ordered my first £10 voucher :T:T:T it's only taken me forever :rotfl::rotfl:how on earth do people get paid out for these things all the time?!!?!?!??!!? It's taken months, loads of different survey companies and only one payment ...i don't think i'm cut out for it i don't have the patience and if it says it should take 15 min then why i am still trundling through it 25 mins later :doh::wall::wall: anyway enough of that! Little kids are hungry so will have to cook for them now and the older ones can have pizza later
!
Oh and since earlier ds2 has polished off 2 cakes that i made (ok only bun size but still he is so small it really was quite funny watching him shove it in lol)
So best get moving and do something productive!!! AND hope my headache eases!
dfwMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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You'll need to increase your grocery budget and kids clothes budget if he continues eating like that, bless him - its great when kids have got good appetites. My DD is a good eater as well, DS is a bit pickier.
Hope you have a lovely holiday xxx0 -
I thought I had better pop in and wish you well for your holiday as I may post late tomorrow and you may not see it.
From memory, I think you said you are going to GY for your break. If so, there used to be two Tesco stores. This is 5 years ago but they are probably still there.
You are certainly doing well with NSD's. Sorry I lost track of everybdy's NSD's. I know yours are in your signature and I think you must be out in the lead.
It's going to be a quiet week-end with you on holiday and Happy away for the week-end. No posts to read.
It certainly takes a while completing some surveys and a couple I complete have a £50 payout level. It takes forever to reach this.
Anyway, have a great refreshing break. Do take it easy and don't rush about and do too much. You deserve a break. Enjoy yourself.June 16 Mortgage Amount £82,896.15
Official mortgage end date August 2027
Current rate 2.59% until August 20200 -
thank you choo & bonnington
we're nearly packed! I have tonnes of warm clothes lol determined not to get cold this holiday
and thanks bonnington will look out for a tesco store now i know there is one close by to there....We've decided to have one meal out and the rest in the caravan so hopefully not too spendy....will let you know mon/tues
have a great weekend all!!
dfwMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Have a great time and hopefully keep warmMe, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600 -
We're back! The weather was actually really nice :rotfl:so the copious amounts of warm weather kit were not really needed
still always good to be prepared! And the nights were pretty cold so we used the blankets
Back home now around £250 lighter:o:o (petrol -£85 :eek::eek:) the rest, errrr, food & entertainment
I'm also £970 lighter on my emergency funds :mad: which leaves the emergency funds with £3 in so i guess if needing a big mac and coke is an emergency i can afford that
SO this week is all about being a cheap skate and making it through to next monday unscathed and with pennies in the bank and also entertaining the kids :eek: this should be fun lol! I'm going to take kids to free playgroup tomorrow, maybe the zoo one day and also food shopping (with about £30 :rotfl:until pay day!) I don't want to raid any more savings though so I will do it!!! Tax credits are due tomorrow, so technically I won't be broke....but this is November's money and if i spend it, i will only be short at the end of November! So will try and ride the week out mse stylee! :cool:
I'm off to try and sort out my neglected spreadsheet now to see where I stand, hate this job. I need a spreadsheet that actually works (or perhaps mine does but I just can't use it properly)
dfwMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Oooh and just realised today is a NSD
always helps when you're broke, nsd's are easy then haha!
And Bonnington- there were about 5 tescos, an asda (HUUUUGE ONE) lidl, loads of iceland's and co-ops and morrisons!!! Much better than where I live i was v. jealous lol!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Spends on Holiday for food: £65 (ok, ok, most of this was alcohol- it was a holiday though
)
Spends on Eating out: £50
the rest of the money spent on parking/entertainment etc
i will add £65 to my grocery budget now and hope it doesn't push me over budget for the month!!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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I am really happy that you have had a great weekend. I have made it up to 7 NSD's so catching upMe, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600
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