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determined to be debtfree!
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That loo seat sounds terrifying! best of luck with everything xxTrying to shift that debt!0
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OMG I'm sat here reading diaries skiving in work looking for inspiration and fell in here lol I read the first few pages then flicked to todays if life sounds bonkers and u must be so so proud of how far u have come but aww going to be sniggering all night visualising ur little un stuck down the blooming brilliant x x looLOST 7ST 1/2LB July-groc chal £209/£300
POALYDBX2012:santa2: #342 £2192.00/£2842 1 debt vs 100 days 9...£10/£123 8/11 NSD in July..0 -
hi slm, skint and welcome karen! It really was quite funny although only after i had saved him lol i nearly had a heart attack running into the bathroom he had his really scared cry and shout on lol so i knew he'd done something and wasn't faking it (funny how us mums know the difference between cries
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I'm in the process of emailing hsbc lots of account numbers with short names so i can change them so when i log on i can see what each account is by the short name i've given itusually i am flicking between screens to see lol and it drives me mad! i'm currently looking for a cheap/free suitable table/desk for computer & printer. I'd like to try and claim back bank charges if i can so need a space i can work from. At the mo i either sit in kitchen where i can't see kids or on the sofa in front room and can't set up printer there as kids would be all over it!
Karen, I actually feel like i've not come very far at all lol but when i do think back or read back a bit i can see i have paid off quite a bit esp considering we found more debts so original figure of 13k was wrong and it was actually 17/18k and we are back down to 12k owing nowso hopefully 2014 we may be debt free! so long as nothing more goes wrong with the car etc lol!
Oh and i posted ebay itemsdidn't get to get toilet seat tho! so a nsd here
- i don't count ebay as it's paid by customer! SO will update sig in a mo. Will have to try and get the toilet seat tomorrow i think now, poor kids are petrified of going to the loo lol!
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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:eek: and bank account stands at £9.99!!! :eek:
Reiki cash is at £90 YAY! just waiting for other bits of money to come in but won't count it till it is actually hidden in the middle of my book (my new secret hiding place from kids & dh- thank god they don't read dickens)
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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If they start it will be the worst of times...Trying to shift that debt!0
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:rotfl:yes you're right although i bet they'll have the best of times with it :rotfl:MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Only Me,
Just wanted to say , sorry I havent posted these last few days, I know you have loads going on, but I am thinking of you xLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
afternoon
I'm just going to steal banwa's post layout today as too lazy to post in sentences (sorry banwa not saying you're lazy lol)
Good things:
DD got offered our first choice of school
DS1 is safely off to grandads house till Saturday
Money from horse bet is in bank account
checked my cccs account and have paid off £4,5k since starting dmp. And balance now stands at around £11.5k.
Spoke to dad and he reckons f&f are the way forward and may be able to help me out??? not sure what he meant exactly although i've forwarded on my cccs log in details so he said he would get someone to have a look? will see if anything comes from it.
have almost certainly decided that i am moving back up north. Have spoken to dh and i feel it may be the saving grace in our failing relationship right now........we're gonna chat later though...
Bad things:
I'm feeling super run down and tired. I have stopped taking anti d's completely and not sure if i did the right thing. ALl i have done is snap at kids & hubby all week and cry for random reasons or no reason at all.
I smacked dd really hard as she threw bleach all over my chinos (new- only thing i got from back pay) and now i feel super guilty and also upset that they may be ruined. They're in wash now so will see later.
Bank account still pretty depleted
Went to friends house quickly she had made me a cuppa so sat down literally 2 mins later ds2 & dd had emptied out her daughters bead box. So imagine me crawling around the floor for half hour collecting beads and then another hour of me and friend sorting them out into colours, sizes and shapesnot happy about that!!!
off to watch gruffalos child *oh yay* and have a cup of tea. And try and make up with kids for shouting at them and smacking ddstill feel awful. such a badd mummy today
!
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Theres 2 good things about the north.
1 we have water.
2 everything we say sounds funny.
you arent the first and certainly wont be the last mother to lose patience with their kids, you have three of them to manage. And a man.
You have so much on your mind right now and snapping means you care about it. Your relationship might be having a rocky patch but it doesnt mean its failing, its failing in my opinion when you no longer care if it works.
You never ever seem like you dont care, in fact you care about everyone else first, the fact something of yours is ruined and you feel guilty just goes to show what measure of person you are.
I think you are fab. Just keep swimming. You will get there.Trying to shift that debt!0 -
oh skint, you just made me cry. WHat the heck is wrong with me lately. Perhaps i need happy pills on a permanent basis! xxxMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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