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Cheapest car to insure

124

Comments

  • Gordon_Hose
    Gordon_Hose Posts: 6,259 Forumite
    Debt-free and Proud!
    I added my missus to my policy as a named driver. Knocked over £200 off the cost of my premium.
  • I believe 1 litre Metros are cheap to insure... if you can find one.

    Metro on Ebay

    With it's very 1* Euro NCAP rating, certain death or severe injury if you crash will prove to be a good incentive to drive safely.

    http://motortorque.askaprice.com/videos/watch.asp?video=259
    "One thing that is different, and has changed here, is the self-absorption, not just greed. Everybody is in a hurry now and there is a 'the rules don't apply to me' sort of thing." - Bill Bryson
  • Peroda Nippa. Makes the Skoda Felicia look like a Rolls Royce.

    http://cgi.ebay.co.uk/2001-PERODUA-NIPPA-EX-GOLD-/250761857666?pt=Automobiles_UK&hash=item3a62924a82

    I can't believe they would charge more than £2.50 a year to insure it.
    Iva started Dec 2018.
  • d123
    d123 Posts: 8,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    None of the cars mentioned have actually been group 1
    Insurance groups - group 1

    !Chevrolet
    Chevrolet Spark (10 on)
    !Citroën
    Citroën C1 (05 on)
    !Fiat
    Fiat Panda (04 on)
    !Peugeot
    Peugeot 1007 (05-09)
    !Renault
    Renault Megane Sport Tourer (09 on)
    !Vauxhall
    Vauxhall Corsa Hatchback (06 on)
    !Volkswagen
    Volkswagen Fox (06 on)
    Volvo
    Volvo S40 (04 on)
    Volvo V50 (04 on)
    Volvo C70 Coup! Convertible (06 on)
    ====
  • d123
    d123 Posts: 8,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 26 January 2011 at 12:33AM
    Group 2 has more cars
    Insurance
    Insurance groups - group 2
    !Chevrolet
    Chevrolet Spark (10 on)
    !Citroën
    Citroën C1 (05 on)
    Citroën C3 (02-10)
    !Fiat
    Fiat Panda (04 on)
    Fiat Panda 4x4 (05-10)
    Fiat Qubo (09 on)
    !Ford
    Ford Ka (09 on)
    Ford Fiesta (08 on)
    !Nissan
    Nissan Pixo (09 on)
    !Peugeot
    Peugeot 1007 (05-09)
    Peugeot Partner Tepee (08 on)
    !Renault
    Renault Megane Sport Tourer (09 on)
    !Skoda
    Skoda Fabia Hatchback (00-07)
    Skoda Fabia Estate (01-07)
    !Smart
    Smart Fortwo Coupe (07 on)
    Smart Fortwo Cabriolet (07 on)
    !Toyota
    Toyota Aygo (05 on)
    Toyota Yaris Hatchback (06 on)
    !Vauxhall
    Vauxhall Corsa Hatchback (03-06)
    Vauxhall Corsa Hatchback (06 on)
    !Volkswagen
    Volkswagen Fox (06 on)
    !Volvo
    Volvo S40 (04 on)
    Volvo V50 (04 on)
    Volvo C70 Coup! Convertible (06 on)



    Groups can all be accessed at http://www.parkers.co.uk/insurance/#ig=1
    ====
  • ripped from adrian flux site

    Top Ten Cars for Teens – Cheapest Young Driver Insurance

    stbrokersaysflux-761971.jpgThere’s no getting away from it. Car insurance for 17 year olds is expensive. The simple fact is, the youngest drivers on our roads are, on the whole more dangerous, owing to their understandable lack of experience behind the wheel.
    But if you are a young driver, there are things you can do to help yourself. First off, do an advanced driving course, like PassPlus, IAM, RoSPA or Max Driver. By getting extra skills and experience, you’ll be making yourself a safer driver and young drivers will save much more than the cost of the course on their first insurance premium.
    quote_button.gifSecond, take a limited mileage policy if you can commit to driving less than, say 3,000 or 5,000 miles a year. This will save you money, and is a more convenient way of getting a discount than installing a “Pay as You Drive” black box into your car, which is just a high tech way of charging less for a limited mileage anyway.
    Joining an owners club can drop your premium by up to 15%, parking your car in the garage will probably save you more than your dad, and fitting an alarm will bring down the premium too.
    So far, so good, but there are some factors you can’t, or are unlikely to change. You can’t make yourself any older, and you probably don’t want to move house just to get cheaper car insurance. So that leaves the car that you choose as the main factor in determining the price you will pay.
    So what is the cheapest car to insure. We did some research and the result may surprise you.
    beetle-717549.jpgThe cheapest car to insure, for a teenage driver, is, by a country mile, the classic VW Beetle. Other classics have also done well, with the Classic Mini coming in 5th and the Renault 5 in 9th, but it’s not just a list of bangers with respectable modern motors like the Vauxhall Corsa, Peugeot 106 and the quirky Vauxhall Agila all doing very well.
    Of course, not all classic beetles are all that old – production continued in Mexico and Brazil right up to 2003, and some enthusiasts import these to the UK enjoying the classic Beetle styling and air-cooled power, with a few (slightly) more modern creature comforts. Check out mexibugs, for more details.
    And you know where to come for classic beetle insurance!
    And for young driver insurance too!
    Here is the list of cars, you’ll notice that almost all of them are low powered 1 litre engines – if you go for a more powerful car too soon, your premium will accelerate faster than your car, for example, if that Renault 5 at number nine were the turbo version, the premium for a bloke would be £4,000, so watch out. All the quotes below are for Third Party Fire & Theft Cover for a 17 year old driver living in a moderate-to-low risk area and assume the car is valued at less than £5,000.
    Car model/engine size

    Male
    Female

    (1) Volkswagen Beetle (old shape, up to 1600cc)
    £932.00£714.00
    (2) Vauxhall Corsa 1000cc
    £1320.00£1052.00
    (3) Peugeot 106 1000cc
    £1320.00£1055.00
    (4) Fiat Panda 1000cc£1323.00£1058.00
    (5) Austin Mini 1000cc
    £1325.00£1058.00
    (6) Fiat Uno 1000cc£1330.00£1058.00
    (7) Citroen Ax 1000cc
    £1334.00£1060.00
    (8) Peugeot 205 950cc£1334.00£1060.00
    (9) Renault 5 1000cc
    £1336.00£1060.00
    (10) Vauxhall Agila 1000cc
    £1336.00£1060.00
    Share and Enjoy:
  • smudge56
    smudge56 Posts: 690 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Daughter's first car was a Ka whcih she insured with `kwikfit for about £1000 - her 2nd year with Tesco was half that.
  • forgotmyname
    forgotmyname Posts: 32,946 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    FIAT PANDA, The old square style used to be the cheapest thing to insure,
    Censorship Reigns Supreme in Troll City...

  • Wig
    Wig Posts: 14,139 Forumite
    You are trying for third party only aswell ? or TPFT

    If I were you i'd pick an insurer who consistently gives you the cheapest quotes then do online checks for all those cars mentioned plus some oddballs like T reg Skoda Felicia, 1990 - 1994 (old shape) VW polo,

    When you have your 5 lowest do quotes across the board with all of the insurers with adding other driver tricks.
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