Sat & Sun 22nd and 23rd January 2011 What small DFW things will you do this w/e

Candy0107

Morning All,

I hope you don’t mind me starting the thread today – loads to do so I am up early

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :j
##

Morning All,

Hope everyone is having a good day so far and everyone is fired up with MSE plans! (taking my motivation from Determined) :j

Feeling really excited as hubby met me in town after work last night and got his phone contract renewed and got a new phone as standard. It is a really nice one – a HTC Desire. Loving it! :j :smileyhea

Today I have/will:
• Breakfast and snack’s from home
• Need to go food shopping with mum with a list
• Have downloaded free aps to my new phone :money:
• Read papers online
• Fill in my WW food diary – yet another spreadsheet
• Need to do a menu plan for the week ahead
• Need to update my sig with my small weight gain
• Need to drink 2l of water
• Need to spend about an hour planning what I want for the year ahead and actually writing it down today (cosmic ordering)
• Work on my wheel of life thingamy
• need to find somewhere to recycle my old phone

Also - need to read the thread from yesterday

Think that is about it, have a great day and will post tomorrow

Candy xxxx

determined_new_ms

Hey Candy thanks for starting us off! Am just slurping coffee before gtting ready for work so it was a pleasent surprise to find the thread up and running

This weekend I intend to:

• sauce out of freezer for lassanga
• go for a run
• check for surveys
• check banking
• soup for lunch at work today
• work hard and get some things ticked off! (prepare for meeting with boss next week)
• all meals from stores
• go through cupboards/fridge/freezer and plan out meals for the next week
• do some work on my carer plan :cool:

ok that'll do me for a while

bottleofred

Good morning folks:j

I totally agree Candy and determined new ms. Small steps lead to big improvements in the long run. I try to pay with cash as much as possible (instead of debit card), as I know exactly how much I'm spending and it also helps me decide if I really need what I'm buying. Before my lbm if something was reduced to say £30 from £60, I'd have probably bought 2 of the items and paid on my credit card with the "it's only £60 attitude"! That attitude eventually got me into £38k of debt:mad::o. I also live about 9 miles from town, so do a list and get everything I need in one trip to save money. I cook the majority of food from scratch and also make fresh bread from time to time. I also try to buy as many bogofs as I can and batch cook foods before freezing the remainder for a later date and also make sure I use it all.

Have a good weekend:beer:

Red:)

nowpanicking

Morning folks, and thanks to Candy for starting us off today

Yeh, it's the weekend and I'm going to see my sister and her new baby :j so an exciting day for me :)

My list for the weekend: -

• visit sister
• washing up to date, will have to be tomorrow!
• tea per meal planner
• try and not spend too much apart from petrol costs
• write a letter to my pal who I've not seen in ages
• just transferred money to my vsp so need to update thread
• checked on-line banking and updated ss's
• check surveys
• HM bread later on

That's it for me, will update later if I can think of anything else, have a fab weekend everyone x

determined_new_ms

Aw hope you have a lovely day now x

stitching_witch

Hi everyone, and thanks to Candy for starting the thread.

Yippee, it's the weekend and for once I haven't written myself a massive jobs list. There are things I must do, and loads I ought to do, but actually there's nothing I really WANT to do - if that all makes sense!!

So far today I have:

• run WM overnight on Economy 7
• fed and watered the chickies and let them out to free-range
• checked banking
• checked for surveys - seems very slow at the moment

I will also:

• hang washing on airer instead of TD
• set up energy monitor and standby saver which both arrived yesterday after 5 months and half a dozen irate phone calls :mad:
• possibly go into town to look at detox stuff in B**ts, and if so I'll use the Park & Ride as it's cheaper and also, as it's much closer to home, I'll use less diesel
• two half hour walks thus saving on a gym
• possibly move my fruit bushes, which is #71 on my 101 things list, although the ground seems pretty frozen today

On top of that, there's loads of housework, but this isn't the Flylady thread so I won't bore you with it all here.

Okay, cuppa finished - on with the day!

Have fun, stitchy x

rising_from_the_ashes

Morning all, nice to see everyone up bright and breezy!

Red - I also used to have the "it's only" £30, £50 etc but it all adds up and is probably one of the reasons so many people end up with money problems.

Finally paid last £100 off cc yesterday - was a bit naughty and used Christmas money (which I'm going to give myself back on pay day) - the payment due date is before I get paid and didn't want another load of interest added.

Had a bit of a lie in and had big cuddles with the dog which was lovely:D so feeling pretty relaxed at the mo.

Today, well....

1st washing on (about 3 more to go):(
Check bank accounts & spreadsheets
Take chicken out freezer for dinner tomorrow
Make apple & blackberry crumble (remembered to take these out freezer last night - apples from DM garden & blackberries were picked in the woods so all free:D)
Uni work (just can't get into this unit at all which is strange as it's something I'm quite interested in)
Tidy house & clean (DM coming for visit next week)

Tomorrow .....

More uni work
More washing
Sort through freezer - have a horrible suspicion there's stuff lurking at the bottom that's been there for ages (never seem to sort this as things go in and disappear!)
Ensure house sparkling!
Roast chicken & veg for dinner
Make chicken stock
Make HM soup with stock

And.....

Lots of walks with dog - cheers us both up and fabby, think it may be the beach today as a bit dull but quite warm.:D

Have a good day everyone.:)

moneypenny2k

Morning all

I've not been able to post for several days as I've been working flat out, plus I've had a couple of nights out. In fact I was so tired yesterday I went to bed at 6pm:eek:

This weekend I'm going to

• Check banking - one of my tenants is late paying his rent. It so annoys me when he does this as he's usually only a day or so late but instead of just saying to me, it's going to be late he pretends it's gone out of his bank account... sigh
• Check surveys and chase up missing fiver I claimed from mysurvey
• Shopping on Sunday to take advantage of free parking
• Food from stores
• Any change into the penny pot. I've got almost £40 bagged up ready to pay on to current snowball recipient.
• Not sure if I can get myself motivated to run. Feeling really tired
• Hopefully see my kids and grandkids for a pizza at some point

May think of some other things to do or need doing when my brain kicks in later.

Hope you all have a good weekend and DNMS can I have some energy this way please

snoop2008

Good morning all!!! It's the weekend, yippeeee!!!

Today, my fingers are doing well. My vision was all over the place the past few days, due to migraine, but Snoop is better.

Today, have already

helped my daughter make brekkies

Fed our Cat, gave him lots of cuddles.

Read some post, answered some emails.

Read some news,

filed some bills away

checked online bank

researched some jobs for my daughter,

Read some more about benefit changes

Plan dinner for tonite,

Do some general tidying up with my daughter.

Go to hairdresser with my daughter, hopefully have my hair cut, without having it washed.

Relax maybe with a DVD later, or listen to music!!

Do some armchair workouts, I've lost 2lbs takes weeks but persistent pays off,

So thats me everyone, have a great weekend, enjoy!!!:D

secretshopper75

Good Morning

Thanks Candy for starting this thread.

Off to see friend (eating lunch at hers to save money)
Off to parents for tea tonight
Going away tomorrow night as part of birthday treat (got a good hotel deal last year)
Out tomorrow for dinner (using £15 vouchers and also voucher for bottle of wine)

got-it-spend-it

Morning all.

Well done on paying off your credit card lilylass- it's a nice feeling!

Enjoy visiting your sister and her baby now- is it a brand new baby?

Today I have:

-Store cupboard breakfast (a favourite of pitta, peanut butter and banana)
-Checked for surveys
-Done SB searches

I will:
-Walk into town instead of taking the car (although it looks about to rain)
-Look for a top for a friend in town
-Pick up bargain Persil in Asda, items on my list and nothing else
-Use my 50p off vouchers if I do buy a coffee
-Storecupboard lunch
-Tea at my Grandparents for me and LO
-Add items to Netmums and gumtree
-Do at least 3 ebay listings tonight and 3 tomorrow night
-Stick to diet (saving on snacks). Another 2 lb off this week so that's 4lb in a fortnight!