Life begins at the end of 41k debt

rachelww1

Good luck shopping So do you cost your shop on a spreadsheet then. I have a spreadsheet for my spends, after I've spent them, but sounds like you have one for before??

rachelww1

Deeperblue wrote: »

Haven't plucked up the courage to start a diary yet but may do that today as I'm on annual leave

I love how you do just what I do, looking at spread sheets and moving this many £££'s here and putting this payment there to try and get things paid off quicker :rotfl: I spend ages looking at mine like somehow I'm suddenly going to see hundreds of pounds hiding somewhere!
DB

Hi DB

I love my spreadsheet, I'd be lost without it. May have to tinker with it later as i've decided to shave of some more from my grocery budget

Let me know if you start a diary and I'll come and give you some words of encouragement too. We're all in this together

Want to post some debtbusting, just need this bloody payment to be reversed, or I'll have to wait til the 1st and I'm too impatient for that!!

BEAT_THE_DEBT

Hi i am having a party at home for ds 8 in total it wasnt that bad was it? 9i will have wine chilling for the evening ready ha ha ha).xx

rachelww1

I think I got very drunk after his party . I only had 6 of them but I tried to do too much. I thought making pizzas would keep them entertained for at least half an hour. How wrong was I!!!!!!! 5 mins later they wanted to know what was next:eek:. This year I'm leaving the entertaining to the experts and hopefully leaving my sanity intact :rotfl:

garfield44

Was just catching up and read about your doner kebabs - my mouth is watering thinking about doner kebabs now!!!!

How's the party planning coming along?

Natwest are terrible.how hard is it for them to sort out the refund quickly!! Fingers crossed it is sorted tomorrow for you X

rachelww1

Just had a row with NW on the phone. What a bunch of *****:mad:
They can't guarantee that the money will be tranferred today. Then they tried to tell me that I requested it on the 24th!!!! I requested it about 5 minutes after I did it on the 17th :mad:

If it's not in by 6pm I think I may explode :mad::mad::mad::mad:

Deeperblue

f***ers.

Their always more than happy to hang on to your money aren't they?

Rainy_2

Hi! :hello:

Just caught up on your diary. Always happy to see another DFW with a love for spreadsheets

Sounds like you're going great guns, it really does help getting things out of you mind and into a diary sometimes.

Grrr to NW :mad: hope they come through for you today

rachelww1

Finally I have the money from NW :j. Well, I did but I just paid it to barclaycard :rotfl:. Plus if all goes to plan, I also have paid off £1200 of my overdraft :j

Deeperblue

:j Ace news, and well done on the over payments too!

I've taken a leaf out of your book and plucked up the courage to do a diary, though I've found out I have a horrible tendency to waffle away about nothing. *DOH*

DB