MOT requirement for Insurance to be valid

dacouch

vaio wrote: »

Nah, the only way they can not cover is if the car is unroadworthy AND that unroadworthyness caused or contributed to the accident

I struggle to see how a number plate could fall into that category

I suppose they were working along the rightish lines eg the outside possibility of number plate making the car unroadworthy.

The mind boggles at what accident could directly be caused / significantly caused by a delaminated number plate. However if you see the type of amazing coincidences that happen in some accidents you can never say never.

B00st

paddedjohn wrote: »

another money making scam by the dvla,:mad:

In what way is the requirement for a taxed vehicle to have insurance a scam to make money for the DVLA? Other than the 5% insurance tax, the money goes to the insurance companies themselves.

Not surprisingly this requirement was actually lobbied for by the insurance companies and then made impending law.

paddedjohn

B00st wrote: »

In what way is the requirement for a taxed vehicle to have insurance a scam to make money for the DVLA? Other than the 5% insurance tax, the money goes to the insurance companies themselves.

Not surprisingly this requirement was actually lobbied for by the insurance companies and then made impending law.

if you buy a new car and change your insurance over then you have to sorn your old car and return the tax for a refund, part months are non refundable so you would lose out, then if you sold the car, the new owner has to retax it and pay for a full month even if its only half way through.
i cant see any reason for this new insurance sorn as any cars that arent insured will be picked up by the anpr system anyway.

Quentin

paddedjohn wrote: »

if you buy a new car and change your insurance over then you have to sorn your old car and return the tax for a refund.......

Since when?

Ignore this.

paddedjohn

Quentin wrote: »

Since when?

Ignore this.[/QUOTE

why??
this is coming in soon

Stay insured: new penalties for vehicles without motor insurance


From early 2011 a new scheme is being introduced to make sure that all vehicles stay insured or a Statutory Off Road Notification (SORN) is made. The Driver and Vehicle Licensing Agency (DVLA) and the Motor Insurers’ Bureau (MIB) are working together to reduce the number of uninsured drivers.

Quentin

When is it coming in that you have to send your road tax in for a refund when you buy a new car and change your insurance company?

paddedjohn

what i m saying is if your car is off the road and not insured then you will have to return your tax disc to the dvla. (if i bought a new car and kept the old one on my drive while i tried to sell it and the insurance was transferred to my new vehicle then i would have to return my tax)

Quentin

paddedjohn wrote: »

(if i bought a new car and kept the old one on my drive while i tried to sell it and the insurance was transferred to my new vehicle then i would have to return my tax)

Why? And what's it got to do with this thread? (Your contribution to the MOT issue this thread is about needs to be ignored too)

Inactive

paddedjohn wrote: »

what i m saying is if your car is off the road and not insured then you will have to return your tax disc to the dvla. (if i bought a new car and kept the old one on my drive while i tried to sell it and the insurance was transferred to my new vehicle then i would have to return my tax)

Who told you that ?

paddedjohn

Inactive wrote: »

Who told you that ?

From the direct.gov.uk website


What to do as a vehicle keeper

If you are not insured and use your vehicle on the road you are already committing an offence – get insured immediately.
If you are keeping your vehicle off the road, make sure that you have submitted a SORN declaration to DVLA. If the vehicle is taxed you need to return the disc (including nil value discs) to DVLA using a V14 form. You can make a SORN declaration at the same time as returning the disc on the V14.

• Download 'Apply for a vehicle licence refund (form V14)' (PDF, 170K)