MOT requirement for Insurance to be valid

paddedjohn

mikey72 wrote: »

I just re-mot'ed a car that had an mot that expired in 1985.
How do I do that then?

with a trailer, if its been off the road for that long it should be thoroughly checked over first, before its allowed anywhere near the road

mikey72

paddedjohn wrote: »

with a trailer, if its been off the road for that long it should be thoroughly checked over first, before its allowed anywhere near the road

An interesting thought, but not practical for everyone.

paddedjohn

mikey72 wrote: »

It's about to, indirectly.
If a car has no insurance it must be sorned very shortly. No insurance - no tax- can't be used on a third party extension.

another money making scam by the dvla,:mad:

wealdroam

mikey72 wrote: »

I just re-mot'ed a car that had an mot that expired in 1985.
How do I do that then?

The key phrase in the OP's quote is...

...your car must have a valid MOT, if required...

When you take your car for its MOT test, you are 'not required to have a valid MOT' at that time.

Thus you are not breaking the policy rules by not having a valid MOT.

mikey72

wealdroam wrote: »

The key phrase in the OP's quote is...
When you take your car for its MOT test, you are 'not required to have a valid MOT' at that time.

Thus you are not breaking the policy rules by not having a valid MOT.

Already a difference in opinion on the wording.

There are classes of vehicle not required to have an mot, mine is not one of them.
It is required to have an mot, but as you correctly state, there are occasions when I can use it on the road without one being issued for it.

SUESMITH_2

if your car doesn't have one you are allowed to drive it to the MOT test station without mot otherwise you couldn't get one - MOT has to be prebooked though and the police do check if they pull you, oh is always getting calls off the police to confirm if the car they have pulled is booked in with them or not

postie_bear

my car does not have an mot and nor will it for the next 2.5 years. what happens then?

wealdroam

postie_bear wrote: »

my car does not have an mot and nor will it for the next 2.5 years. what happens then?

Postie_bear, that is silly.

Did you not see the two words if required in the original post?

bigjl

I can see the point of the wording, but to drive a car deliberately without an MOT is stupid, unless going to a prebooked MOT test, this is only being put in specifically due to the irresponsible driving without MOT for months at a time, they then cause an accident and still want the insurance company to pay out.

The fact is there are more than one kind of driver that has no MOT, the one who simply forgot, and the one who doesn't give a toss.

I would suspect that as the policy now has a specific reference to these common problems, then the FOS will not have a issue with it, it is a specific reference in your T&C to keep your car legal to drive on the road.

If you cause an accident when drunk they will try to avoid paying out, and rightly so, though they usually pay any 3rd party then try and get the money from the drunk driver.

Inactive

bigjl wrote: »

I would suspect that as the policy now has a specific reference to these common problems, then the FOS will not have a issue with it, it is a specific reference in your T&C to keep your car legal to drive on the road.

Surely all insurance documents already cover this, mine reads something like; The vehicle must be kept in a roadworthy condition.

An MOT on the other hand does not mean that the car is in a roadworthy condition.