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Peonie's journey to smart money management

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I bought a pack of wrapping paper in Tesco yesterday - 2 sheets and 2 tags. Opened it up, 1 sheet and 1 tag :mad:. Sticker on back says 1 sheet & 1 tag. Silly really, but it's the principle so I will be complaining. Mind you, empty pack is in the kitchen and that would involve moving so maybe tomorrow.........:o
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Oh dear... I contemplated a letter to M&S about their revolting "new recipe" cocktail sausages... just not worth it! But hotel... worth it.
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • Peonie
    Peonie Posts: 1,471 Forumite
    GG, that's bad. You may have chose a different product if you knew how many sheets/tags were in it.

    I should have complained to the hotel we stayed in last month. With the sound of the lift and other machinery, then the number of small flashing lights in the room, I could not sleep and started to get hysterical. Which is not like me. In the end I asked reception for a fan to drown out all other noise and we covered every light.

    Today £300 pinged over to my monthly saver; taking me closer to my goal.

    Only 4 more days and a new budget. Only having £5 left in MY budget for most of the month has been hard. I keep forgetting I won £20 M&S vouchers in a quiz, and received £20 of Boots vouchers as a belated birthday present.

    A new week and time to check if there are new adverts on AdPoints. There are more Ads! Got 30 points so far.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • well done Peonie!!
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
  • Peonie
    Peonie Posts: 1,471 Forumite
    Complaint written. They sent me a questionnaire. I filled it in, identified the problem, my writing was calm and not emotional and even identified a solution. Let's hope they action it.

    Today's spends: £2 spent on sell by food, Christmas work meal paid and £5 to charity.

    I'm going Christmas shopping on Friday. As I have £0 to spend this month; I hope any purchases will show on December's statement.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • Peonie
    Peonie Posts: 1,471 Forumite
    Oh my goodness, I've got an interview. Different organsiation, further away but would be more money. It will be my first interview in years. I don't know when it will be but I'm already peeing my pants.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • lulabelle1
    lulabelle1 Posts: 2,704 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good luck with the interview....
  • newgirly
    newgirly Posts: 9,349 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Did you have the interview yet Peonie? Fingers crossed it went well :D
    MFW 67 - Finally mortgage free! 💙😁
  • Peonie
    Peonie Posts: 1,471 Forumite
    Hi, the interview is in a couple of weeks. I have to also do a presentation. The presenting bit does not bother me as I have done A LOT and I have gave (given?) site tours for 1.5 hours with no notes. It's only 5 minutes so it's not a lot of time cover anything substantially. At the moment I am not sure what topic to choose or how to structure it.

    Yesterday I bought a new jacket for the interview and had to buy more fuel. Hopefully they will show up in Decembers statements otherwise this November will be over budget.

    I'm am going to check the mortgage account....

    Happy December everyone.
    :xmassmile :snow_laug :xmastree: :snow_grin :rudolf:
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • thats great news - good things come to those who wait!!!!! you need to stop positive - you can have this - getting to interview these days is a massive achivement. i had lots of interviews , then the new job came along ( although get emotional about leaving!!!)

    good luck! xx
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
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