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Debt free by Summer 2012 (if not sooner!)

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  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    edited 30 November 2011 at 9:51AM
    Ditto that!

    Off to check accounts as £100 has been taken out and it better be the latest xmas order otherwise i am screwed! It will be as nothing else is due - can never have faith in saying that though lol.

    Another revision morning here

    xx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Good luck with the exam. When is it again?
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Thank you!

    10th Dec!!!

    O hell!

    x
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Morning all

    Well another revision day - not morning - as it's the last Friday before I travel. It's actually working well as when I take a quick break I am shoving a load of washing in etc so getting things organised in the house too.

    It's the christening this w/e so I also have the food to prep and cook for Sunday and the house to clean.

    I'm shoving some soup on now so it'll be lovely for Sunday as tastes bette after day or two then doing the rest tomorrow to reheat on Sun. Need to buy a few things too tomorroow.

    Then revision. Accounts are doing ok ish - ie nothing in them but could be worse as this time last year they'd have been VERY overdrawn. So I am quietly pleased about that.

    xx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Good luck on 10th. Enjoy the christening. Well done on the lack of ODs!
    All sounding good................
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Oooh it's all happening so quickly. Exam looming but revision time is working as I am definitely learning more - if it's enough is a different matter.

    Just realised it's my birthday next week! And we have lots of xmas meals coming up.

    I'd like all of my work completed by the end of this week so next week is tidying up and organising for christmas and the new year.

    Had another letter from PPI saying they are going to send final doc soon so I hope something good comes from that otherwise surely that would have been the final doc? God I hope so!!! It'd really help out with the holiday plans for next year as I'd planned to save for June and now it's been brought forward.

    Sunday went fab - it was a lovely day and I was really pleased with it. Shattered by the end of it though!!!

    xxx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Its all really tiring entertaining people isnt it?
    Trying to shift that debt!
  • Totally!!!! but worth it.

    Today is revision morning at home, then xmas lunch at work (1 of 2!) then work at work! Tomorrow is full day at work finalising everything for year end hopefully and Friday I travel to the exam on the afternoon. Exam Sat am then travel back pm.

    I hope I pass it this time, I feel quite nervous but know I have learnt and am learning more - as in bits are still sinking in.

    money came in yesterday so can buy mam's birthday present for 20th but saying that i don't know what t get her! She is a lady who has everything. Engraved crystal wine glass or something maybe?

    Next week is xmas lunches and general getting ready to finish work for the holidays. Fin on 16th and can't wait!

    Trying to take it slow and steady yet it's Wed already!! When did that happen lol

    xx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • well yesterday went well. I acheived quite a bit of revision and doing well on the mocks however they are not a true indication as the exam marking is weighted - different questions are worth more than others and the mocks are 1 = 1. Eg if I fail in 1 area (there's 5) yet pass the rest, then I fail overall.

    I don't even know if I will get anything financially out of passing this - new section on CV - that's about it! Althought truth be told it's making me feel more confident in my work too so hopefully that'll rub off in the long run.

    Revising all morning so far, just fin another mock. Got 2 more areas to do today then will do different type of mock tomorrow.

    Xmas lunch at work was ok - canteen lunch on a site - what can i say. Festive though which is all that matters!

    Still using left overs from sunday lol.

    Back to it - seems dreadfully quiet on these diaries lately.

    xx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Right loads of revision done, did well in the mock again but refusing to get hopes up!

    Can't wait until it's over as I really want to get my thoughts into 2012 plan of action.

    I will start a new diary with a definite challenge to it. I want to pay my loan off in 2012 so need to get to grips with essentials for that and mini goal for that. All sorts going through my head however I must focus on this weeks task in hand. Back to the revision.

    xx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
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