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Debt free by Summer 2012 (if not sooner!)

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Comments

  • garfield44
    garfield44 Posts: 110 Forumite
    edited 23 March 2011 at 2:22PM
    You are doing so so so well. Keep up the good work. Its great reading your diary as it always gives me the kick up the bum to keep on track as its been so hard these last couple of weeks.
    Thanks for that :)

    When will you find out about your bonus?

    x x
    LBM - JUNE 2010 - [STRIKE]£27,108[/STRIKE] £23,682 (as at 1st Apr 11)
    Loan 1 - £[STRIKE]12,140[/STRIKE] £10,600, Loan 2- [STRIKE]£9,725[/STRIKE] £8,525
    C/C 1 - [STRIKE]£3,425[/STRIKE] £4,557, Next [STRIKE]£238[/STRIKE] £0, OH - [STRIKE]£1,580[/STRIKE] £0

    olympics #105
    DFD - Aiming for AUG 2013 :beer:
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Hi All

    Bonus has to be approved by tomorrow night to get it in Friday's pay otherwise it'll be next month and I won't be impressed!!!!

    Fingers crossed!!!

    Going on my lunch break outside for some sun - write later :)

    x x x x
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    Fingers crossed for you xx
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hope you get your bonus DF, I would not be remotely impressed if they don't sort it out in time.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Hi everyone

    Thanks guys! x x

    I am feeling the joys of spring again today!!! Sunglasses are on whilst driving and singing like a loon to the radio so all is well. My lovely old heap of a car has aquired a squeak which doesn't bother me in terms of annoyance whilst driving but I just hope it doesn't mean anything will drop off.....Watch this space lol.

    DH told me it needed washing yesterday and said to stop off at car wash which i was horrified at - he offered to pay lol! Needless to say, it's clean now! Only 2 and a half years and it can retire. I will be upset to part with it as it's going through this with me!

    Not heard a peep re bonus!

    I have managed to reduce my DFD to Dec 2013 though!!! That's 1010 days from today. I am the world's best juggler!

    The heating will be off until the winter soon so saving on the old gas bill there too, perfect! Only thing is petrol's ridiculous and will prob take up the free pennies the gas has made! Water's gone up slightly but council tax remained the same - bonus!!!

    I have a few pound to see me through to Friday when I get paid - fingers crossed it gets me there!

    x x x
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    I too am counting down the days 'til payday on Friday.

    My car needs a wash too, however, I may have to resort to handwashing it. Could be a fun activity for the family this weekend if it's not too cold (for DS rather than me just being a wimp).

    Well done for reducing your DFD I'm very impressed! When will you know about your bonus and whether it went through in time?
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Hi Kat - that would have been me this weekend - washing the car with my DD. As long as it's sunny I wouldn't have minded but DH was saying it was depsarate and he wouldn't wait lol!

    We prob won't actually be told now, will ...

    OMG as I was typing that boss came round, minimised screen and he gave me letter......!!!!

    £1400!!!!!!!!!!!!!!!!!!!!!!!! bonus!!!!!!

    OMG OMG OMG OMG Off to dance!

    OMG

    x x x
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    OMG it's £1749 - I got more than average!!!!!!
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • rachelww1
    rachelww1 Posts: 680 Forumite
    Wow, well done on your bonus, that's amazing and probably well deserved :T:T
    LBM Dec 10. Total unsecured debt £41176 :eek: Nov 12 Debt Free Thanks Mum x RIP x

    2013 Savings £250
    2013 OP £3500
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Thank you!!!!

    I have calmed down slightly now lol - I have never had anything like this before. So happy. Worked my socks off for the company so I don't feel guilty in receiving it :)

    x x x
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
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