Debt free by 30? 6 months to go!

loumac

Well spa day was lovely though I'm feeling very sleepy and lazy now after a day sat around. Nice to have been treated to a pedicure, a 3 course meal and a day sat by the pool all for free. I have very lovely friends!

Loving the holidays, have already managed to read a whole book! First time in about 12 months! Was nice to just sit down without constantly feeling like I should be doing other things.

It's back to work for the day tomorrow though as I'm determined to get on top of my jobs through the summer holidays. When we go back in September I only have 2 weeks before I go off on maternity leave so be nice to have everything organised by then. If I'm disciplined over the weeks then I can get house and school work sorted so all ready for baby in October. That's the grand plan anyway!

loumac

Well the holidays are going well so far but at this rate the summer's going to fly by...and that only makes baby arrive quicker! :eek: Ha!

Monday was at the spa, Tuesday was at school, yesterday went to Wales to see nan and today have done some cross stitch, snoozing and this afternoon went with my friend to hospital so she could have an MRI scan.

Am debating venturing into the study as I need a real sort out of house and flat paperwork and need to make sure all my bills are in order but not sure I'm yet awake enough to cope with all the things that need doing in there!

So sleepy have only just realised that today is payday so off to do online banking and update my spreadsheet...

loumac

Well Monday rolls round quickly even in the hols it seems.

I did start on the study last Thursday but didn't finish and haven't been back in since so need to get off the laptop and get my day started pretty soon as the house also needs a good clean!

Plan for the day:
1) Walk dog.
2) Clean kitchen.
3) Do as many loads of washing done as I can get dried in the sun (it is coming!!). We at last got our washing machine fixed on Friday so no excuses.
4) Unpack box of shoes and coats that's hiding in cupboard under stairs.
5) Tidy away more items for nursery as donated by my sister.
6) Put empty boxes away in garage (they seem to be sitting around the house in various rooms).
7) Some school work....maybe. Got some schemes to write before I finish for maternity.

Think that's it. Have updated my signature to show more payments made on debts. Yay!

£50 to inlaws.
£243.90 to credit card.
£181.94 to loan.

Getting there slowly.

Will update on my progress later!

loumac

Plan for the day:
1) [STRIKE]Walk dog.[/STRIKE]
2) Clean kitchen. Started but not finished...
3) [STRIKE]Do as many loads of washing done as I can get dried in the sun (it is coming!!). We at last got our washing machine fixed on Friday so no excuses.[/STRIKE] 4th load in already! Washing basket empty, just need it all to dry now.
4) [STRIKE]Unpack box of shoes and coats that's hiding in cupboard under stairs.[/STRIKE]
5) [STRIKE]Tidy away more items for nursery as donated by my sister.[/STRIKE]

6) Put empty boxes away in garage (they seem to be sitting around the house in various rooms).
7) Some school work....maybe. Got some schemes to write before I finish for maternity.

Not a bad start all before lunchtime! However, sorting the under stair cupboard has led to me moving things to the utility which now needs doing also. I've washed up but with the whole utility tidying thing going on stuff is in and out of the kitchen so that's not finished yet either. Getting there though! So proud thought I'd update now...lets see how I get on before the day is out. Off to make some lunch first... xx

loumac

Everything done!! :j Oh except school work but no surprise there and I did do extra jobs in the house to compensate.

loumac

Morning all!

Another day, another to do list. Best way to be productive though I think. OH has already walked the hound so have a nice easy start to my morning, need to drag myself to get showered and dressed though otherwise nothing will happen!

1) Midwife appointment at 9.15. (Lets see officially how fat I am!)
2) Drive from doctors to kennels to buy dog food. (Money goes back to the charity that way but then there is the temptation to spend the day cuddling all the dogs that are waiting for homes.)
3) Pop to get some photos printed to update frames in new house! (Love taking photos but hate digital pics as we always forget to get them printed!)
4) Shoe shopping! (I broke my flipflops at the weekend and my trainers are falling apart on my feet so going to treat myself.)
5) School work. (Bottom of the list, second day in a row, lets see how well that actually goes!)

Hope everyone has a productive day. xx

loumac

Well once again all done on the list! Yay me. Oh except school work but no surprise there. I did however also register for the new doctors and managed a power nap! :j

Shoe shopping went well, though being pregnant made it very difficult. Hot feet that are a long way away when there's a bump in the middle made for hard work. Sandals at £7 and pumps at £25, naughty naughty but necessary.

Feeling very lazy tonight, think it's the heat as all I want to do is sleep. YAWN!

loumac

Well no 'to do' list yesterday as I had a relatively lazy day. Though I have promised myself a day a week where I just catch up with friends etc so yesterday I went to Lichfield to meet a friend who lives in Derby and I don't get to see very often. All lovely. And then in the afternoon my sister in law had a little baby boy - yaaaay. Hoping to see them this evening.

List for today is also an easy one:

1) Washing up.
2) Clean bathroom.
3) Vacuum.
4) Bit of food shopping.
5) Friends over for lunch.
6) Clean up after friends visit!

Other than that it looks like rain today after the beautiful weather we've been having so might curl up with my cross stitch. So rock and roll!

loumac

Well I completed everything on yesterday's list and today have had a lie in till 9am so am still not even dressed so need to think of a list of what needs doing. Am watching Heir hunters first though and waiting for the door to knock with news of a long lost millionaire relative!

School work has been put off every day so that might need to be the plan, I know there's plenty that needs doing so when I go back in September I don't need to worry about handing things over for maternity. Though once again I'm in no rush to get started there. Oops.

Might just spend the day looking at ways to make some money as still have loads of boxes to sort since moving in and am hoping there's at least one car boot and perhaps some ebaying that can be achieved.

Can't decide what to do at the minute, raise money for debts which are being ticked over quite nicely with our monthly payments or add money to savings pot for when I'm on maternity and won't be receiving full pay. Hmmmmm.....

loumac

Well Monday seems to have rolled around pretty quickly again. But what I nice feeling it is when I haven't had to drag myself to work when the weekend went so quickly.

I've had a pretty much spend free weekend as Friday my DH kicked me out of the house as he was having a 'cook off' with the boys. Knowing this would go on all night I went to my parents who fed me and gave me their spare bed. I made sure to stay there Saturday morning too until I thought my kitchen would be nice and clean again.

Saturday we went to visit my SIL who had a baby boy on Wednesday. AAAAAHHHH! :T So cute! Makes me want our baby here quicker! Saturday night we had an early night as hubby was suffering from a little bit too much drink with their food. Then Sunday was back to my parents for Sunday dinner. Yay!

House is getting more organised and although I've still not sorted ebay or carboot stuff I've decided today I'm going to do school work. Yep, that is the only item on the list so no excuses! I'm up, showered and dressed and the dog is walked so just need to drag myself away from here and it's up to the study I go....