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How much can you save?

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Comments

  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    Hmmmmmm! Going to Reading to see a friend (and going out), going to pub tomorrow and have £40 to last me until March. Glad theres only 28 days in March!

    If I suceed it means I successfully kept to my budget which will be pleasing :)
  • tiff
    tiff Posts: 6,608 Forumite
    Part of the Furniture Combo Breaker Savvy Shopper!
    Hi, I just wanted to say you lot are inspiring me even though I have some debt left to pay off. Got a nice surprise yesterday in that DH will be paid a bonus of £1150 tomorrow, meaning we have £800 cc debt left to pay. After that its save, save, save! Already have £3000 saved but need to save to pay off a loan in full and that fund will also act as an emergency fund.

    I want our money to work hard for us and never have to pay any interest again, the amount of money we have thrown away in the past is incredible!

    See you soon :)
    “A budget is telling your money where to go instead of wondering where it went.” - Dave Ramsey
  • tara747
    tara747 Posts: 10,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Think you mean Feb?

    Well done on sticking to your budget!!! :)

    I am right on track this month, will actually be slightly under budget which is fab. Will update my savings next week.
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
    eBay sales - £4,559.89 Cashback - £2,309.73
  • calebdylan
    calebdylan Posts: 168 Forumite
    do you think is this the right place to post your thread
  • tiff
    tiff Posts: 6,608 Forumite
    Part of the Furniture Combo Breaker Savvy Shopper!
    Are you referring to me?
    “A budget is telling your money where to go instead of wondering where it went.” - Dave Ramsey
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    focus888 wrote: »
    Which provider is offering that rate? x

    Alliance & Leicester :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Castleman
    Castleman Posts: 365 Forumite
    Part of the Furniture Combo Breaker
    tara747 wrote: »
    My current ISA pays 3%... before that it was 6.2%!!!!! I long for those days to come again, especially as we can put £5,100 in this year...

    I'd rather the ISA's stayed at 3% with inflation as 0, with house prices dropping.

    A high ISA rate looks good but generally means high inflation which affects too much else other than just cash. :(
  • tara747
    tara747 Posts: 10,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Castleman wrote: »
    I'd rather the ISA's stayed at 3% with inflation as 0, with house prices dropping.

    A high ISA rate looks good but generally means high inflation which affects too much else other than just cash. :(

    True... but with IRs almost certain to rise later this year, house prices are toast - again. :rotfl:
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
    eBay sales - £4,559.89 Cashback - £2,309.73
  • ray123
    ray123 Posts: 659 Forumite
    gallygirl wrote: »
    Alliance & Leicester :)

    However, Cash ISA transfers in are not allowed (from previous years).

    http://alliance-leicester.co.uk/savings/flexible-isa.aspx

    I guess you can use this years allowance and then top up in April, but be aware that the rate is only guarenteed for 12 months, after which it will probably drop to over 1%.
  • alixia
    alixia Posts: 72 Forumite
    Hello everybody,

    My payday arrived! £1005.41 and £700 for saving pot.:-)
    Got the house:j/ got mortgage for 25 y:eek:
    June 2013 got married, Baby boy born 29/03/15:A
    Mortgage Nov 2012 £180,000, Jan 2016 £161,359.49:eek:
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