How much can you save?

EagerLearner

Hugs to Lucy! Wow - really hope that's your bad luck for a while!

Markalun well done - good result! I have no issues with fraud, thankfully, but do with IceSave... just a waiting game now until they start paying out. Then to decide where to save. Currently I am saving with First Direct on a bog standard e-savings account but want my cash out of there pronto once the lump sum comes in. Plus need a new home for my IceSave ISA...

LucyTheDwarf

I finally had some good luck (or more accurately, a bad luck incident that I am choosing to interpret as good luck).

Bad Luck: I slipped on a pool of water, in the toilets at college, and fell flat on my backside in front of a queue of people. (Bruised my backside and very soggy jeans!)

Good Luck: My head missed slamming into the basin (very hard) by mere millimetres. I felt it as I fell.


Just tried to log in to KE to move my money out, and can't log on. This isn't my month! Oh well, it'll have to stay there another day.

briona

Awwwwwww Lucy! *Hugs*

Things can only get better! Everyone has crap weeks/months.

My worst was in January this year: I'd had my driving licence for exactly 4 weeks (having finally passed after failing 4 tests – Driving_Soon, there is hope!!!) when I crashed into a stationary car. Make that a stationary disability car... whose owner just happened to be sitting in it at the time. Matters were not helped by the fact that he didn't speak English and was incredibly distressed! Oh, add to that the fact I was driving my best friend's car at the time whilst dropping his nan off back to her house, and yeah, things probably couldn't get much worse. Until two weeks later when I misjudged the distance (and clearly my speed!) and crashed into the barrier at my local petrol station and smashed up the front of the car (make that my friend's car!), broke all indicators, and scraped the side and the front! On the plus side (despite some near misses!), I haven't hit anything since so you see, things DO get better!

Briona

LucyTheDwarf

briona wrote: »

Awwwwwww Lucy! *Hugs*

Things can only get better! Everyone has crap weeks/months.

My worst was in January this year: I'd had my driving licence for exactly 4 weeks (having finally passed after failing 4 tests – Driving_Soon, there is hope!!!) when I crashed into a stationary car. Make that a stationary disability car... whose owner just happened to be sitting in it at the time. Matters were not helped by the fact that he didn't speak English and was incredibly distressed! Oh, add to that the fact I was driving my best friend's car at the time whilst dropping his nan off back to her house, and yeah, things probably couldn't get much worse. Until two weeks later when I misjudged the distance (and clearly my speed!) and crashed into the barrier at my local petrol station and smashed up the front of the car (make that my friend's car!), broke all indicators, and scraped the side and the front! On the plus side (despite some near misses!), I haven't hit anything since so you see, things DO get better!

Briona

Blimey... I got off lightly!

Glad to know that there is definitely light at the end of this Bad Luck tunnel!!!

save-a-lot

LucyTheDwarf wrote: »

Haha! We all spoke openly about what we earned when I worked for Primark... Everyone of the same age got the same, so it didn't matter one jot!

But my present employer is pretty bad at salary equality. I've seen adverts for vacancies which I am 99.9999% sure is for my employer, giving the job description of one rung of the ladder below me, but with a salary in the region of £4000 to £9000 more than what I'm on.

Having said that, I do know what some of my colleagues earn, and I'm not getting a raw deal in comparison - it just winds me up that new staff can come in on so much more.

Same where I work.. everyone I work with assumes I am on a band higher than them as I have alot of responsibility, take work home, work late in the office etc, etc, etc, have a role descriptor with Senior in the title etc. But then there are colleagues of mine that are new(ish) and they entered their roles around £2K less than me fresh into the company. So that is new people with between 1 and 2 years with the company earning almost as much as me. It is Very annoying because I have to hold their hands through more-or-less everything they do. I have been promised the next band, but it never seems to quite materialise

thriftylass

Hey folks,

finally I found the thread I was looking for, one about saving. I joined the live-on-4k-a year with the incentive to save loads of money. Do you mind if I join you here??

Lokolo

thriftylass wrote: »

Hey folks,

finally I found the thread I was looking for, one about saving. I joined the live-on-4k-a year with the incentive to save loads of money. Do you mind if I join you here??

No of course not. However, to join this club you must give us all £1000 each. Once this has been done, you can join.

I look forward to recieving this money

LucyTheDwarf

Yes, PM me for bank details - though I do accept cheques as well.

Welcome to the club

I also thought I'd attempt the living on 4k a year... I'll have overspent by around £1000, come December, I think.

Lokolo

Thats not too bad.

Its quite hard to do it as a student because I am not in a regular income, or outgoings or anything for the matter. However I am trying to save loads still.

Although I have a real urge for Dominos tonight haven't had one in ages..... £11 to spend, or not to spend!

LucyTheDwarf

Share with a friend! Or lots of friends! Always good for driving down the price, and you can get a nice selections - I have trouble making choices.

The 4k thing didn't include the money I paid my parents or any insurance (or indeed, excesses) costs... so my real spending is a fair bit above that *shame*

I'm having Nandos tomorrow. For the second time in a week, because I need cheering up. And I've had Burger King, fish n chips, subway, Greggs... Junk food junkie in the last few days. One day I'm going to wake up fat.