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How much can you save?

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  • EagerLearner
    EagerLearner Posts: 4,976 Forumite
    Wantosave - I have bought some shares recently also, but not very much, just to see. I don't know the company you mention, I guess it all depends on how you feel about risk though - I buy my shares through Halifax Sharebuilder, as they only charge £1.50 per buying transaction.

    LucyTheDwarf thanks for adding me to your favourites, I am hoping to add one article to the blog each day.

    Driving_Soon - I know what you mean, sounds very unfair but I guess at least it means you are sensible and know you can stand on your own two feet, whereas a large percentage of the population is in debt right now - see the article in my blog that Lucy referred to!

    My news:

    I am hoping to add another £100 to savings this week, which will be from my self employed work in the evenings (work full time in the day). That money goes in my 'pension' section of my Savings Tower (see my signature to download this).

    Plus I will get £27.00 from a cashback site this week for daily clicks work. I think that will go to my 'Longterm' savings part of the savings tower...

    Then on the joint savings, we're taking part on the August Grocery challenge, so any money saved from that will go into the ISA, towards our deposit.
    MFW #185
    Mortgage slowly being offset! £86,987 /58,742 virtual balance
    Original mortgage free date 2037/ Now Nov 2034 and counting :T
    YNAB lover :D
  • DS, it's really unfair. Savers are always penalised :(
    Target Cash Net Worth: £25K by January 2012
    Progress
    May-08
    19.0%; May-09 40.0%; May-10 63.0%; May-11 58.4%; Jun-11 58.5%; Jul-11 58.9%; Aug-11 58.7%; Sep-11 59.0%
  • EagerLearner vbmenu_register("postmenu_13243523", true); - Oooo wow! Very nice site! My dad has started growing some fruit and Veg on his new allotment, its not going very well though Haha! Snails or something eat all his Strawberry's! haha, Had some of His runner beans on sunday though, they were ok :D .. Yours look alot better :p

    Lucy - Yep, Always! .. Ahhh well .. There Loss .. kinda .. HAHA!
  • EagerLearner
    EagerLearner Posts: 4,976 Forumite
    Hi DS - will I only have one lonely strawberry for now he he - let's see if it develops to a family!

    Hoping to add another low cost recipe to the blog today so hopefully it will help folks...

    Wasn't able to save the £100 into savings so did £75 instead...
    MFW #185
    Mortgage slowly being offset! £86,987 /58,742 virtual balance
    Original mortgage free date 2037/ Now Nov 2034 and counting :T
    YNAB lover :D
  • Hi all, its been a while since i last posted. It feels like a mile stone since i started saving around a year ago...but my savings have near enough reached 5 grand come the end of this month, which last year at this point i only had £400.

    I could of saved alot more, but other priorties have came along like diy around the house. Thanks to eagerlearner for a savings blog, very interesting facts, keep up the good work savers!

    Oh and another thing got my girlfriend soon to be fiancee a ring using a CC with cashback, so saved around £40...better not tell my girlfriend that one :rotfl:
  • Ooh, does that mean you're yet to propose??? Good luck!!!

    Aww, it's so romantic, cashback on an engagement ring... Yeah, I wouldn't tell her that... not at the moment of proposal anyway.
    Target Cash Net Worth: £25K by January 2012
    Progress
    May-08
    19.0%; May-09 40.0%; May-10 63.0%; May-11 58.4%; Jun-11 58.5%; Jul-11 58.9%; Aug-11 58.7%; Sep-11 59.0%
  • Wantosave
    Wantosave Posts: 56 Forumite
    EagerLearner - thanks so much for the advice. I may have a look at buying some shares through Halifax Sharebuilder. Is this facility online? The transaction charge seems to be reasonable. GKN as in GKN Westlands (they make helicopters amongst other things and are based in Yeovil, Somerset) - they were taken over by Sgorsky (I'm sure that spelling is not write :rotfl: )! Think I've been on too much Baileys this evening!!!! hic

    I hope you manage to add another 100 pounds to your savings this week - well done on doing some self employed work around your full-time day work.
    Topping up the pension, I see! Not sure what the cashback is all about with the daily clicks - have some idea but I am a bit dubious about such sites, in truth. Good for you, putting money from Grocery challenge into an ISA (best place for it). I have an ISA and manage to put 250 pounds of my money into it each month which gives me a nice return of about 300 pounds at the end of end year.

    I am enjoying reading the comments on this forum - it just gets better and better. (At this point :A Money Angel helps herself to a large top-up of Baileys. Oh goody goody!!). Makes me sleep so much better and I'm sticking to my excuse! lol).

    :A
    Money Angel

    PS. Has anyone seen Dark Knight recently and is it any good, more to the point? :-)
  • EagerLearner
    EagerLearner Posts: 4,976 Forumite
    Thanks wantosave and good luck with the shares!

    Yes the self-employed work is technically my 'pension' cash in addition to what I already pay. However I am often torn between 'pensioning' it or saving it towards our house deposit... I have been doing this extra work in the evenings since January, on top of my job. Last yesr I was self-employed full time, as many days of the year as my health would allow - kind of glad that stopped as was very tiring!

    In terms of cashback sites there is nothing to worry about - they literally pay you when you buy stuff, OR, you spend nothing and they pay for you to click links, so you are getting paid for your time essentially. I have a guide to free money making daily clicks - if you PM me I can pop it over to you via e-mail if you like. I also have a thread all about it too, lots of peeps on there making free cash :D :T My signature needs updating now in fact as I have made more...

    I am seeing Batman tonight so here's to hoping it's good (will do it on Orange Wednesday of course).

    PS: You can make your own Baileys for not much at all - there are sites online to show you how - basically it's cream, coffee, chocolate and whiskey ;):D I will try to find the site soon and add it to my blog x
    MFW #185
    Mortgage slowly being offset! £86,987 /58,742 virtual balance
    Original mortgage free date 2037/ Now Nov 2034 and counting :T
    YNAB lover :D
  • Vicky82
    Vicky82 Posts: 130 Forumite
    Very depressed just now.

    Haven't been on this thread for a while as I knew my savings hadn't been going well after forking out for a holiday of a life time that I am due to go on next month. But I have just worked out how badly I have done!

    Since January this year I have only managed to save a grand total of £1500! Terrible!!

    Oh well after the holiday it will be back to the real strict saving!
  • Boomdocker
    Boomdocker Posts: 1,201 Forumite
    Part of the Furniture Photogenic Combo Breaker
    On the other hand you have a fab holiday to look forward to so give your self a break. Hope you have a great time. Where are you off too, anywhere nice?
    Boots Card - £17.53, Nectar Points - £15.06 - *Saving for Chrimbo*
    2015 Savings Fund - £2575.00
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