How much can you save?

Gerhardpfeil

Hello,
You save you money and start business with the advice of these people just go and have a look of their site it is very informative on online money earning

McSaver

* Savings Update - February 2008 *

A terrible month for myself because I decided to BET most of my money this month :mad: :mad: :mad: I wasnt doing too bad doing that either until i opened up a betfair account and lost a fortune. So i have decided to self-disclipline and begin transfering my money out of my current account into savings immediately on payday again. Must learn to be responsible. Total Amount Saved this month £400. but should of been £900.

The percentage has been updated and its just enough to get me to bronze

save-a-lot

Gerhardpfeil wrote: »

Hello,
You save you money and start business with the advice of these people just go and have a look of their site it is very informative on online money earning

Not a great site at all, apart from being an spammy advert on MSE it is built with no imagination on a almost unmodified template.

:spam: reported

save-a-lot

I think my car is going to need some work and I am unsure of the costs yet, so I think that will dent this months savings alot. However, I do know I will be getting some very healthy dividend payments in March so it could all balance out.

ericajones80

save-a-lot wrote: »

Not a great site at all, apart from being an spammy advert on MSE it is built with no imagination on a almost unmodified template.

:spam: reported

thanks for the heads up

manic_saver

I have maxed out my isa yahoo! I have had an isa for years but kept on taking money out and spending it on silly things. Of course taking the money out meaning i couldn't replace...which sucked.

Looking around for the best isa around for 08/09 tax year. So will be applying for one this week. Want to save around another £1400 for home improvements by summer time as me and my partner will be doing the garden. Never got round to it last year because of finiancial problems. But this year will be the year where the garden will look fab :j. Savings for feb £550.

Walletwatch

Hi guys

Looking for some serious feedback / suggestions here. Am a foreign national currently on an allowance basis here for over five years now. The firm I work for is more than generous, as it pays most of my expenses on actuals, including my rent (£1200 pcm), Council tax (£100 pm), all utilities (£150 pm), conveyance (£100 pm), Broadband and telephone (£30 pm) and mobile phone bills (£30 pm). Over and above that, I also get my salary paid in India (circa £1250 pm) and an allowance paid in the UK (£1100 pm). Besides, I also freelance for a research organization and make around £2000 per month on an average there. My better half works from home and makes around £1000 pm. We do that consciously since we have a two-year old adorable nuisance and would like to give her maximum time and attention. I am a rate tart as well as a stoozer, and presently have over £40,000 stoozed at 0% interest earning the FD interest @ 6.65% in a term deposit with ICICI.

As such, at this stage, I haven't compromised on my time devoted to the family or being able to do what I enjoy most. Thanks to my position, I end up saving over £5000 a month without necessarily having to compromise on my lifestyle. My question here is whether there is anything additional I can do to augment my savings per month.

Cheers
WW

purplevamp

As you can see from my signature I have a long way until I get a deposit. Honestly this is no joke. I'm hoping that by the time we've saved enough for a house the market would have crashed and we can buy a house outright :rotfl: .

I did receive nearly £45 in interest on my ISA yesterday :j . But atm we're living on my p/t wages as hubby has given up work to become a student. When qualified he'll be a teacher, which on starting salary is better than his managers wage he was on.

save-a-lot

purplevamp wrote: »

As you can see from my signature I have a long way until I get a deposit. Honestly this is no joke. I'm hoping that by the time we've saved enough for a house the market would have crashed and we can buy a house outright :rotfl: .

I did receive nearly £45 in interest on my ISA yesterday :j . But atm we're living on my p/t wages as hubby has given up work to become a student. When qualified he'll be a teacher, which on starting salary is better than his managers wage he was on.

Welcome to the thread. Wow, from your sig, that is one big deposit you want to save. How long before you want to buy a house, to achieve the £150K there must be at least 10 years of hard saving ahead. So, what is your plan? and what is your current situation? do you both live with parents or rent? the only reason I ask is to get an angle on how achieveable the goal you have set is.

Hope you do not mind me probing.

zag2me

purplevamp wrote: »

As you can see from my signature I have a long way until I get a deposit. Honestly this is no joke. I'm hoping that by the time we've saved enough for a house the market would have crashed and we can buy a house outright :rotfl: .

That could possibly be the worst financial decision you ever make in your life. I had this attitude in 2003 when I was saving for a house, ended up buying a couple of years later having missed out on huge amounts of equity.

If its a home for yourself, please dont live in "hope" for a crash in prices, you may find it costs you in the long run. If its an investment property then its much different of course and is well worth trying to time the market.

Anyway... Back to me! Not been doing to well in the last few months having gone skiing and bought some stuff for my house. I have just got a new housemate though, who is going to pay £400 a month so that money is going into my ISA first then into a stocks and shares isa. The saving begins again at the start of next month