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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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Comments

  • Fantastic news GG! Very pleased for you.

    Fortune x
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Fantastic, Wonderful and Fabulous!!!!

    MCI x
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Well done and congratulations, Gally. :D If you fancy a challenge you could pay mine down for me? :D
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    AlexLK wrote: »
    :D If you fancy a challenge you could pay mine down for me? :D
    No :rotfl:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    gallygirl wrote: »
    No :rotfl:

    It'd be fun ... you could create a whole new spreadsheet and one for the building works too. :cool:
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Congratulations!!!!!!!!!!!!!!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    AlexLK wrote: »
    It'd be fun ... you could create a whole new spreadsheet and one for the building works too. :cool:
    I must admit I am sad that one spreadsheet, with five different sheets, has been permanently retired :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Well done Gally (and Mr Gally I assume :rotfl:)
  • User1489
    User1489 Posts: 400 Forumite
    Fourth Anniversary 100 Posts
    Congratulations! How does it feel! What will be next!

    Thanks for updating us, seeing others reach the goal keeps the rest of us going :D
    Baby Step 1 - £1k Emergency Fund - COMPLETE
    Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
    Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go

    Baby Step 4 - Put 15% into Pension
    Baby Step 6 - Pay off the Mortgage early
    Baby Step 7 - Live like no-one else :D
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Congratulations! How does it feel! What will be next!

    Thanks for updating us, seeing others reach the goal keeps the rest of us going :D
    Nothing will be next and it feels great :T
    .
    Mortgage DD cancelled and that feels great as well :T.

    New spreadsheet made to keep track of savings :T.

    Keep the faith folks, keep the faith :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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