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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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  • themadvix
    themadvix Posts: 8,782 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Bit late to the party, but CONGRATULATIONS!!!! :j:j:j:T:T:T:j:j:j

    Must feel great to own so many houses and have no mortgages! :D
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • turtlemoose
    turtlemoose Posts: 1,682 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Eat Well For Less has us frequently yelling at the screen over the stupid things people buy.

    I only watch it so that I can get angry at it :rotfl::rotfl:
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    I only watch it so that I can get angry at it :rotfl::rotfl:

    It does give a nice sense of accomplishment when they spend more in a week than we spend in a month! :rotfl:
  • Gally that is brilliant news, sorry I am a bit late with the celebrations. And it was all very complex with the multiple houses too, but you kept juggling and won. All fun ahead.xxxx
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • Pearla*Merle
    Pearla*Merle Posts: 1,611 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    gallygirl wrote: »
    2010 Highlights:
    • Painted study - "don't know what colour I thought Oatmeal would be, turns out it's magnolia " :rotfl:
    :rotfl:

    Loving the highlights, keep them coming :)
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
  • Pearla*Merle
    Pearla*Merle Posts: 1,611 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Love this from your old diary (sounds like the kind of dream I would have! :rotfl:) -
    gallygirl wrote: »
    Last night I dreamt I was on a hotel forecourt with colleagues. I spotted some coins so made an excuse to stay behind. Picked up £1 and 50p coins but woke in a sweat as I KNEW I'd seen a 2p coin as well but couldn't find it :rotfl::rotfl::rotfl::rotfl::rotfl:. I think I have issues :o.
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
  • greent
    greent Posts: 10,783 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Loving the highlights! Look forward to more when friend has left :)
    xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Super late, but wanted to say CONGRATULATIONS to you and Mr GG. Bet you will be wearing your smug face for a while yet...!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Congratulations to both you and mr GG :beer::j:T
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • chumpy45
    chumpy45 Posts: 495 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi GG :hello: popping in to say I have just finished reading your diary from start to finish. What an incredible journey, I have laughed so much at all your antics and banter with fellow MFWs. I also got grumbled at many times by DH as I have been reading in bed as he tried to get to sleep :rotfl: Just loved all the emojis and the incredible list making and the cheeky little posts from your DH. I am in awe of your number crunching abilities, your energy and (not wanting to sound too cheesy here but) the inspiration you have given us lesser mortals to show that dreams really can come true:T:T A gazillion congratulations on being MF.

    I am looking forward to your continuing adventures in the sun :j (Will miss the money shuffle dance!)
    Starting Mortgage 01.08.08 £171,209.24. [STRIKE]01.08.16 £42,418.93[/STRIKE]; [STRIKE]01.02.17 £36,584.00[/STRIKE]; [STRIKE]01.04.17 £34,694.7[/STRIKE]1 [STRIKE][STRIKE]09.06.17 £32,828.89 MFW Target date Sept 2017; :[/STRIKE][/STRIKE]) [STRIKE]06.08.18 £24,769.47[/STRIKE] [STRIKE]01.11.18 £23,825.00[/STRIKE] [STRIKE]22.01.19 £21,990.00[/STRIKE] [STRIKE][STRIKE]06.02.19 £21,200[/STRIKE][/STRIKE] [STRIKE]03.03.19 £19,862.93[/STRIKE][STRIKE]01.05.19 £18,509.63[/STRIKE] [STRIKE]01.08.19 £16,750.00[/STRIKE] [STRIKE]01.10.19 £15,400.00[/STRIKE] [STRIKE]01.11.19 £14,700.00[/STRIKE] 01.12.19 £13,956.00 01.02.20 £12,503.61 01.04.20 £10,999.00
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