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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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  • tattycath
    tattycath Posts: 7,175 Forumite
    First Anniversary First Post
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    Belated birthday wishes gg. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • apple_muncher
    apple_muncher Posts: 14,761 Forumite
    First Anniversary Mortgage-free Glee! First Post Name Dropper
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    Happy belated birthday! :bdaycake:
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,069 Forumite
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    Hope you have a fabulous birthday GG xxx

    Fortune x
    Mortgage: 87% paid Mortgage Neutral: 100% Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • gallygirl
    gallygirl Posts: 17,228 Forumite
    Name Dropper First Anniversary First Post Mortgage-free Glee!
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    Been MIA for a few weeks, oops :o.

    So, the exciting news is we are having a new kitchen :T. Currently marked out in newspaper on the floor :rotfl:. Am very pleased with what[STRIKE] I[/STRIKE] we have chosen - white and very plain, with grey, white & granite worktop. Currently choosing tiles. Am not allowed the lovely splashback with aqua, red and lime green birds :(. Probably just as well as I think I'd go off it pretty quickly :rotfl:. Am probably going to have very plain white tiles with a slight texture, laid in a herringbone pattern, like THIS. I really liked some Porcelanosa floor tiles at €80 a metre - we need 20m :eek:. Then I found some cheaper (relatively.....) at €48m. Semi-settled on some at €12m. Then went to a builders yard near us and found this
    at €12m (looks like this in brown when laid) :T. Nice man let us bring one home - I am looking at as we speak and it has built in dirt marks and scratches so ideal really :rotfl:.

    The really scary thing is we are having it done, including building work, while we are out of the country :eek:. So, my micro-managing tendencies will just have to get over themselves :rotfl:.

    Being called by Mr GG who wants to hit the town, hasta luego xx
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
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    Seen as how I'm so late for belated birthday wishes.

    Happy Birthday for next year :)

    Nice tiles, but very scary, leaving the builders to it :eek: :rotfl::rotfl::rotfl:
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • Secret_Saving_Squirrel
    Secret_Saving_Squirrel Posts: 4,138 Forumite
    Mortgage-free Glee!
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    Yes, very brave.... But what could go wrong? Seriously, I am sure it will be fine and you won't have the hassle of living amongst it.
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • EatingTheElephant
    EatingTheElephant Posts: 1,373 Forumite
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    Nice tiles, it will be great :)
  • lulabelle1
    lulabelle1 Posts: 2,693 Forumite
    First Anniversary First Post Combo Breaker
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    Love those kitchen tiles :)
  • greent
    greent Posts: 10,671 Forumite
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    Was thinking of you earlier, GG, when my mould spray arrived :D:D
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    First Anniversary First Post Mortgage-free Glee!
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    Good luck with the kitchen. It will be lovely when it's all done (that's what they keep telling me!)

    Seriously, it will look great!

    MCI x
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500
    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
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