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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Have a fab holiday (you can sleep on the plane)
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Bon voyage, enjoy the sun just as the rain starts to return here :)

    Off to Portugal for most of the school holidays, thank goodness for laptops and working from home.

    Have a great time and if you know where Seville is, then you would turn west and keep driving - not forgetting to stop for meat balls first at IKEA.

    Best wishes Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a lovely holiday GG! Hope you fully unwind whilst there :)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • ammonite
    ammonite Posts: 1,429 Forumite
    Part of the Furniture Combo Breaker
    Have a lovely holiday GG! :j
  • unhappy_shopper
    unhappy_shopper Posts: 1,304 Forumite
    GG, Have a good holiday and come back refreshed :-)
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    GG, Have a good holiday and come back refreshed :-)

    Well I did the former but not the latter - in bed at 9.30 Thurs night and had to stop at services for a 15 minute nap on way home yesterday :eek:.

    Great time as always, lots of walking and 2 lots of neighbours were out so good times with them (which may account for me being so tired on return, last 3 nights were 2am, 2am and 3am :o). I love the relaxed way of living, sitting outside and impromptu nights. Rather than hiding away from the cold & rain :(.

    Spent a lot on holiday, we got in a routine of going for long walks with a nice meal at the end. Oops :o. Also paid our keyholder for the year, plus cleaning etc, and topped up bank account.

    Doubled the size of the garden yesterday, unfortunately by losing 1/3 the garden fence :eek:. And of course it is ours (I'm pretty sure anyway, need to check if I can find the original paperwork). If it is, I will be getting the whole side done rather than what came down as what is left is only around 4 panels but a mishmash of 4 different types. Also need 1 panel and post on other side. Have been in touch with 'my man' who will pop out next week. Bit annoying as I had emailed him a few weeks ago about replacing some but he was away and only just got back - would have been a lot cheaper if I had managed to get it done in time. Oh well, que sera etc. However, he will also be doing the eaves next month so, as the funds are empty, that will be coming off my btl payments :(. Will be reducing debt to Mr GG though so not all bad :).

    Speaking of btl - now standing at £7918.79 :T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Today's list:
    Food shopping - Aldi & Asda
    Drop ironing off with cleaner as excessive build up, mainly DS's shirts. That will be £24 I expect :(
    Contact company who did service card etc for garage last year to see if they are still doing it. Suspect not as it's nearly up and they haven't been in touch. Will be great shame as it saved me a fortune :(
    Ebay - relist all stuff which hasn't sold.
    Return books to library to avoid fine.
    Post Office to collect new battery for lappy.
    Email local paper about intro offer - supposed to be 35% off but website is only showing 25%. Will be buying subscription for whole year - it's just gone weekly and is excellent :T.
    Investigate proper walking sandals for Spain.
    Invent new and exciting meals.
    Invent new and exciting ways to pay off mortgage :).

    So, that's the morning taken care of :D.

    Have a good day all. At least it's not raining - yet!
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Crikey, bit of verbal diahorrea this morning :o.

    Banking - one rent payment due not received, will need to contact her later. Eek :eek:.

    Email of doom from power company to say bill ready :eek:. Only £30 in arrears which is not bad as it runs from before Xmas. Reduced by £27 a month :T. Which will help with overdraft :cool:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Hey gg
    Sounds like a good holiday, and good incentive to crack on with MF efforts if thats the life you can look forward to when all paid off! ;)

    Good luck inventing new and exciting ways to pay off mortgage- I shall be watching with interest!

    Yay for figure starting with £7 :rotfl:
  • ammonite
    ammonite Posts: 1,429 Forumite
    Part of the Furniture Combo Breaker
    Hi GG well done for BTL! Glad you had a nice holiday, you've been missed :)
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