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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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Comments

  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    apple_muncher wrote: »
    A grasshopper with legwarmers. Awesome!

    love it :rotfl:

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500
    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • edinburgher
    edinburgher Posts: 13,915 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I am confuzzled as regards how possessions are meant to spark joy? Perhaps my wedding ring or the watch Mrs E gave me on my 30th birthday?

    I think I may not be the target audience.

    Ps. Loving the nature notes :)
  • apple_muncher
    apple_muncher Posts: 15,243 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    edinburgher wrote: »
    I am confuzzled as regards how possessions are meant to spark joy? Perhaps my wedding ring or the watch Mrs E gave me on my 30th birthday?

    I think I may not be the target audience.

    Ps. Loving the nature notes :)


    If that is what sparks joy, then I believe you need to rid yourself of the rest... Could make for interesting situations...!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • edinburgher
    edinburgher Posts: 13,915 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    apple_muncher wrote: »
    If that is what sparks joy, then I believe you need to rid yourself of the rest... Could make for interesting situations...!

    But what if other people have their joy sparked by my possessions... like the continued wearing of trousers, for example :rotfl:
  • apple_muncher
    apple_muncher Posts: 15,243 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    edinburgher wrote: »
    But what if other people have their joy sparked by my possessions... like the continued wearing of trousers, for example :rotfl:

    You are only responsible for your own joy...:D
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Karmacat wrote: »
    That's great that you know Spanish well enough to make that comment :)
    I don't :o. It was just the odd word - like 'ya' which supposedly means 'already' - but seemed to be used in the context of that awful American phrase 'enough already'. Also there were a few bits where a whole sentence equated to 'si' or 'no' :D. I am currently learning adjectives, maybe I'll throw a few Spanish lessons in for free as Nature Notes seem to have dried up for now.

    ENGLISH popular
    SPANISH popular :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Secret_Saving_Squirrel
    Secret_Saving_Squirrel Posts: 4,138 Forumite
    Mortgage-free Glee!
    How long until you move? Hope that is not a sensitive question...
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Secret_Saving_Squirrel wrote: »
    How long until you move? Hope that is not a sensitive question...
    No idea - hopefully before Xmas!!!!!!!
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Secret_Saving_Squirrel wrote: »
    How long until you move?

    manana :D

    In the Spanish sense

    I'll get me coat.
    2023: the year I get to buy a car
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Oh dear Ed, I missed your sparking joy comments first time round :rotfl:. It applies to everything, not just clothing, so if that heart on the wall doesn't spark joy it has to go :D.

    Bank balance/spending diary balanced to within €4 which is equally :eek: and :T - must have gone wrong somewhere :rotfl:.

    I'm finding the bigger picture really confusing at the moment though - ideally I'd like a separate savings account to put money in every month for irregular spending and then transfer what was needed on a monthly basis, but my bank doesn't have anything suitable. Basically there seem to be no instant access accounts in Spain at the moment as the base rate is only 0.05% :eek:. There are accounts fixed for 1 year but nothing else :(
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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