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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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Comments

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    ahem_47 wrote: »
    :D:D sounds good to me :D:D
    After coming back to bed this morning with no cup of tea in your hand for me you can flaming well cook your own Valentine's Day meal :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    gallygirl wrote: »

    I've just added columns to my spreadsheet to show the sums separately and when I want to move money to savings I credit one part and debit another. You could easily split the pot 3 or more ways.

    ^ This, makes me happy :D

    I have a spreadsheet for banking outgoings, MOPs etc all to the greater good for planning what's coming out of the pot but nothing beats columns, pots and envelopes for really being able to "see" what's left and how you might use it!
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Habibiboo wrote: »
    ^ This, makes me happy :D

    I have a spreadsheet for banking outgoings, MOPs etc all to the greater good for planning what's coming out of the pot but nothing beats columns, pots and envelopes for really being able to "see" what's left and how you might use it!
    Plus the additional columns are coloured :D. And I now have my Notes column on the left instead of the right. Exciting times :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • pavlovs_dog
    pavlovs_dog Posts: 10,216 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    gallygirl wrote: »
    After coming back to bed this morning with no cup of tea in your hand for me you can flaming well cook your own Valentine's Day meal :rotfl:.

    You're a soft touch GG... Mr PD wouldn't have been allowed back into bed until the situation was rectified :D
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ridiculously pleased I've just bought a nutmeg grater :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    gallygirl wrote: »
    Ridiculously pleased I've just bought a nutmeg grater :D.

    It's the little things, GG!!:cool:
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

     Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    gallygirl wrote: »
    OK, won't tell you about the Valentine's Day offers then :rotfl:.
    ahem_47 wrote: »
    :D:D sounds good to me :D:D
    Mr GG has just pointed out it was not mentioning Valentine's Day he approved of, not the thought of dinner a la Lidl :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • skint_spice
    skint_spice Posts: 13,437 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Must go search out Lidl's valentine offers...
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • janineh1982
    janineh1982 Posts: 163 Forumite
    Part of the Furniture Combo Breaker
    gallygirl wrote: »
    Mr GG has just pointed out it was not mentioning Valentine's Day he approved of, not the thought of dinner a la Lidl :rotfl:.

    :D nicely rescued by Mr GG :T
    April 14 Deposit Target: [STRIKE]£31,660[/STRIKE] £35038/67,620 -[STRIKE] 46.82%[/STRIKE] 51.81% (£15582 to save + £17k from car sale)
    2014 - Buy (hopefully) the 'Forever' Home :T
    2024 - Be MF :eek:
    Remember: "Live a good life. In the end it's not the years in the life, it's life in the years" - Abe Lincoln
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    £39.35 on OnePoll :T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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