📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

1…323324326328329…578

Comments

  • HelenDaveKids
    HelenDaveKids Posts: 3,177 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Morning GG. Been lurking but like to pop up every now and again xx
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    Just had a look at that Interest Rate list - It was up at 14% in 1989. My mortgage would be going backwards!!!!
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

     Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • LydiaJ
    LydiaJ Posts: 8,083 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Thistlewhistle wrote: »
    Just had a look at that Interest Rate list - It was up at 14% in 1989. My mortgage would be going backwards!!!!

    Yes but not for long. In times of massive interest rates you usually get high inflation too, so although you have to pay stacks of interest, within a year or two your salary has gone up enough to make your mortgage feel quite small.
    Do you know anyone who's bereaved? Point them to https://www.AtaLoss.org which does for bereavement support what MSE does for financial services, providing links to support organisations relevant to the circumstances of the loss & the local area. (Link permitted by forum team)
    Tyre performance in the wet deteriorates rapidly below about 3mm tread - change yours when they get dangerous, not just when they are nearly illegal (1.6mm).
    Oh, and wear your seatbelt. My kids are only alive because they were wearing theirs when somebody else was driving in wet weather with worn tyres.     :)
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    edited 11 February 2014 at 9:38PM
    gallygirl wrote: »
    Hbb, he's going to be about a mile away :)

    Hoping it goes smoothly, I was reminded the other day how stressed DD was when she was buying, don't think I could go through it again :eek:.

    :wave:

    Aww, yes it is horribly stressful! Fingers crossed it's plain sailing for him. Great that he's going to be so close though! Has he found what he wants or should we be looking out on the "have a look at this ..." thread for a quirky gaff for him?
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    No, he's found a nice house :T.

    Off to bed, long day today and long day tomorrow :eek:.

    Now lost 8.5lbs this year - not up to HDK's standards, but not too shabby :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • newgirly
    newgirly Posts: 9,349 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Well done on the weight loss GG thats fantastic :T
    MFW 67 - Finally mortgage free! 💙😁
  • Pearla*Merle
    Pearla*Merle Posts: 1,611 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    So that's where all this extra weight has come from! Thanks for letting me know you were sending it my way. :mad: :rotfl:

    (PS. well done :T)
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Pearla*Merle wrote: »
    So that's where all this extra weight has come from! Thanks for letting me know you were sending it my way. :mad: :rotfl:
    Don't worry, I'll probably be claiming it back soon :D.

    NO I WON'T NO I WON'T NO I WON'T

    I also got Slimmer of the Week so I got another sticker and get a 'setifikat' at the end of the month :j:j:j. Hmmmm..... :think:, wonder if I could get Slimmer of the Month? Probably not :rotfl:.

    Off to that London place today. No wifi pirating as proper big choo choos as going at peak times :(. So, inspired by El who read it on holiday, I'll plod on with Tim Hale :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • nattypants
    nattypants Posts: 2,577 Forumite
    Sod the setifikat - demand one of those blown up life-size photograph things where you get to stand next to you and EVERYONE can see the 8.5lb loss :T
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    nattypants wrote: »
    Sod the setifikat - demand one of those blown up life-size photograph things where you get to stand next to you and EVERYONE can see the 8.5lb loss :T
    Don't think my membership would cover the cost of that :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture