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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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Comments

  • Two months is outrageous. To give them their due, E*n settled up within 4 weeks after I shifted away. I think it's fair to give them "one billing period" to draw everything to a close, say 4 weeks, especially if you shift just after a bill has been produced.

    OH just got a letter from his supplier saying they'd not had a meter reading for 14 months. He queried it and was pleasantly surprised to find he's got a credit balance of.......

    ......wait for it......

    ..............

    £1800:eek::eek::eek:

    So that's coming our way we hope.

    It's also told me that OH needs lessons in MSE techniques. I'm worried that he didn't have the first idea about this!!

    T;)
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Two months is outrageous. To give them their due, E*n settled up within 4 weeks after I shifted away. I think it's fair to give them "one billing period" to draw everything to a close, say 4 weeks, especially if you shift just after a bill has been produced.

    OH just got a letter from his supplier saying they'd not had a meter reading for 14 months. He queried it and was pleasantly surprised to find he's got a credit balance of.......

    ......wait for it......

    ..............

    £1800:eek::eek::eek:

    So that's coming our way we hope.

    It's also told me that OH needs lessons in MSE techniques. I'm worried that he didn't have the first idea about this!!

    T;)
    Good lord... that is a credit and a half!
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    :rotfl::rotfl::rotfl:



    Both :( and :mad:

    I did used to pay by direct debit for my utilities. Now i just pay when the bill comes in. I like not owing anyone any money and i like even more so them not owing me money as it can take an age to sort out :( The thing that really irks me now though is how i still find it very unclear how they work the bill out - i can't think of any other bill that is presented in such a complicated way ? Unless it is just me :o

    GG - hope the refund is sooner rather than later

    Tilly - hope you got there with it in the end :)

    I'm with Frst Utilitis. I pay by direct debit, so I can't forget or be late, but it's variable, and they just take what I owe each month, so there's no chance to build up a surplus (or a deficit).
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Reminds me, prob need to do a meter reading.
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • edinburgher
    edinburgher Posts: 13,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I've been trying to switch from SP to E*n since last *July* - beat that. I blame Martin Lewis' crap energy club... :p
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've been trying to switch from SP to E*n since last *July* - beat that. I blame Martin Lewis' crap energy club... :p

    I can't beat it but I will join it. We have been changing from e*f to sainsbugs energy (BG) since July. E*f refused the final meter readings we submitted to Sainsbugs when we set up the accounts after refusing to release our accounts 2 months previously. They currently have about £150 sitting in our account and I have no idea how much we need to settle as they are dragging their heels so much. Hopefully it won't drag on too long, it was only meant to take 12 weeks!
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Glad to hear I'm not the only one :mad:. DD had a similar problem with coop and threatened them with OFGEM in the end.

    £10 voucher claimed from CP :T.

    Busy day ahead with visiting the old & sick* as well as full day at work so if I'm on here after 9am tell me off :rotfl:.

    *No, not Mr GG :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • it only took me 6 months to get the refund :rotfl:

    but did get £30 comp :)
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Happy Friday :T

    Spring is in the air so let me be the first to say :easter_os

    WFH - love that moment when I switch the CH timer to 'on all day' :j.

    Tonight I will mostly be channeling Ken Hom (due to an accidental over-supply of ginger :o).

    Thought for the day:
    When you do something for charity and collect sponsorship money why does some of it always disappear into your own purse and you have to top it up :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • skint_spice
    skint_spice Posts: 13,436 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh I know that feeling with the sponsorship money, never stays separate does it?:o

    Did you know you can grate the ginger and freeze it? Chinese sounds nice though.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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