Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

cha97michelle

Of course she is bonkers, but we love her really. She's only bought it to hang round here longer.

Sympathies on the skintness. I am feeling the pinch a bit this month as we spent a bit too much on food hosting a bbq party for DS2s birthday, and settee payments kicking in. It will be ok, but we will live.

Iris_Blue

I'm actually stumped on what to write..for once. :eek:

I think you've done /doing the right thing anyway..it'll be fine. It always works out in the end
(Rather you than me though )

gallygirl

Iris_Blue wrote: »

I'm actually stumped on what to write..for once. :eek:

:rotfl:Do I get a prize for that :rotfl:

Iris_Blue wrote: »

I think you've done /doing the right thing anyway..it'll be fine. It always works out in the end
(Rather you than me though )

Yup, it does always work out.

13 years ago, almost to the week, I moved out of marital home with the deposit on a nice house (1) in a crappy area, and the promise of 1/2 of ex-oh's share save when it matured. 2 years later when it matured I got 9.5k and used it as a deposit on btl (2) across the square from me (still living in crappy area but the 9.5k wasn't enough to move me out into a better area). Since then:

• Bought house 3 with Mr GG, still living in it. Came to an arrangement that he also 1/2 owned 1 & 2.
• Bought house 4 with Mr GG. Still has original tenants in.
• Bought house 5 with Mr GG. 3rd lot of tenants in.
• Sold 1 & 2 and bought house 6 in Spain with no mortgage.
• Mum died so inherited house 7. Still has original tenants in.
• Now bought house 8.

13 years ago I had around 7k to my name. Now my share of property, less mortgages, is worth 280k (conservative estimate, prices are v low where I live). Less the 61.5k I owe Mr GG, still leaves 218.5k.

Bloody hell. Never set it out on paper like that before.

Bloody hell.

Bloody hell.

:j:j:j:T:T:T:rotfl::rotfl::rotfl:

Iris_Blue

Lol no. No prize. You'd probably sell it to make money anyway against the mortgage !

I think it's really amazing what you've done. You have to take risks in life or you don't get anywhere.

I wish I'd have done things differently.

gallygirl

Iris_Blue wrote: »

I wish I'd have done things differently.

You've done pretty similar to me really, only with children :rotfl:

gallygirl

OK, quick update time*:

• Finances at rock bottom :eek:

• 1 tenant only paid 1/2 rent :mad:
• New house issues - wiring condemned, central heating needs overhauled, leaking stopcock & £900 bill for new kitchen doors etc _pale_
• 61.5k behind Mr GG in equity , so
• 25 items on ebay, 8 selling, £31 so far, that'll make a big dent
• Got my !!! in gear & submitted tax return - £1763 smackaroonies coming my way :T.
• Need to remember that £72 of that is on Gift Aid charity donations so will pass that on to them (which will generate another £14.40 next year .) Nice Mr Tax Man :j
• Made a bit of a hash of doing work budgets today so will work from home Thurs to fix, saving £15
• I have food & alcohol & toilet roll so all is well

* Note cunning use of bullet points :rotfl:

mummyofonechild

I have food & alcohol & toilet roll so all is well

Glad you have your priorities sorted

Tesco_points_addict

I have food & alcohol & toilet roll so all is well

This is fabulous!:rotfl:

TPAx

philhews

gallygirl wrote: »

I have food & alcohol & toilet roll so all is well

The ultimate essentials!

gallygirl

Tesco_points_addict wrote: »

This is fabulous!:rotfl:

TPAx

philhews wrote: »

The ultimate essentials!

I also have dishwasher tablets, soap powder & fabric conditioner courtesy of Mr T's promotions but not as sexy really :rotfl: