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Pinky's Happy Every After 2011!!!! :)

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Comments

  • Pinky15
    Pinky15 Posts: 916 Forumite
    HI Iris - thanks for popping by. Didnt get round to listing last night as wasnt feeling well. But will start again next weekend.
    Have found some good credit cards deals and will get it sorted asap. I also need to open a new ISA - we only save a little bit each money as I like to have that security really.
    Havent recieved anything about tax credtits renewal so hoping that comes soon then once payslip is here can give them the figures. I can never understand why my award is always different to that given on the entitled to website??? Hmm
    Today the house is still a tip - so unlike me - so am planning a quiet chilled day at home where I may attempt to tidy a little lol - have a good sunday all:D
    :j
    Nov 2012 - Loan £1200, CC1 £1450
    CC2 £1300, CC3 £100
    Next £200

    I will get rid!!!!
  • Pinky15
    Pinky15 Posts: 916 Forumite
    Quick update - have £30 to make an overpayment on the card will update sig when done. DH is going to sort out credit card asap. Looking for some cheap with cashback home insurance from next week.
    Have £5 left in bank account but plenty of food am hoping to eek till payday - fingers crossed!!!
    Must mop floors tomorrow as they are yuck - hope everyone enjoyed the sunshine - I did:D x
    :j
    Nov 2012 - Loan £1200, CC1 £1450
    CC2 £1300, CC3 £100
    Next £200

    I will get rid!!!!
  • Pinky15
    Pinky15 Posts: 916 Forumite
    Well £10 of paypal cleared the overdraft lol and paid £20 off credit card which means it now stands at £2388 - yey!!!!:j
    Have £68 to pay on 4th april and DH will have enough overtime to top to £100 hopefully reducing the card to £2288 - which would be great!
    Nice day so far lots done and loads yet to do - but am going to have an hours rest as feeling very tired. x
    :j
    Nov 2012 - Loan £1200, CC1 £1450
    CC2 £1300, CC3 £100
    Next £200

    I will get rid!!!!
  • Iris_Blue
    Iris_Blue Posts: 1,421 Forumite
    Its nice to come down to the next hundred mark but even nicer when you get to £1999. You'll soon do it.

    Good luck on eeking the food out till payday - Do you meal plan? It always looks like Ive nothing in the house but then on paper we have loads to eat.
    I can't be bothered updating this anymore
  • Pinky15
    Pinky15 Posts: 916 Forumite
    Yep Iris - can't wait to get to £1999 - that would be very exciting!
    Yes I meal plan and seem to have plenty this month so hopefully shopping will be less again next month. Have a few new things I am going to try and make so will be popping over to the old style board as they have some great ideas and tips over there. x
    :j
    Nov 2012 - Loan £1200, CC1 £1450
    CC2 £1300, CC3 £100
    Next £200

    I will get rid!!!!
  • Pinky15
    Pinky15 Posts: 916 Forumite
    Morning all up and at it early today. I havent a great list of jobs but am thinking of having a sort out of the girls rooms mainly dd2 as she has soooo much stuff but only a little room. I also need to get the kids to crack on with some homework and then they can have some free time.
    Prob be a dvd and pizza tonight but will have to go into overdraft by £20 to get some diesal as once again that is what we are struggling with. I only make journeys which are needed and try and get lifts where I can but we are really struggling with the rises in costs so am going to have to relook at the budget and see if we can up it.:(
    Have 6 items which I will list tonight on ebay so hopefully that will help reclear the overdraft. Am desperate for DH payslip so can work out what we have for the month after we have paid the car insurance which was £400 eeeekkkk!
    Its a lot colder today - typical but may try and get a few bits of washing on the line and maybe tidy up outside a little too. x
    :j
    Nov 2012 - Loan £1200, CC1 £1450
    CC2 £1300, CC3 £100
    Next £200

    I will get rid!!!!
  • smarties84
    smarties84 Posts: 711 Forumite
    Hi hun, the price of fuel is just terrible. We are really struggling aswell, it costs dp a fortune to get to work a month now. I only tootle about here and there and i seem to always b on the red, i really won't be able to afford to drive soon. xxx
  • Pinky15
    Pinky15 Posts: 916 Forumite
    Hey Smartie - how are you? Yep it's payday tomorrow and will be filling car up again - we too only try and use it when needed but we are struggling and unfortunately nothing we can do about it:mad:
    Anyway on a more
    positive note finances arent as tight as last months. Will be able to pay car insurance outright, swimming lessons and an extra £200 of credit card. I will make this payment as soon as direct debit goes through so I dont confuse the payment system.
    Going to start a bit of ebaying next weekend now I am motivated again. My pile is going down loads and the target for next month is £50. If I reach this I will treat myself to getting my hair done - which would be fab!!!!
    Off to have a nosy round the rest of the site and pick up some bargains:D:D.
    :j
    Nov 2012 - Loan £1200, CC1 £1450
    CC2 £1300, CC3 £100
    Next £200

    I will get rid!!!!
  • Pinky15
    Pinky15 Posts: 916 Forumite
    Ok I hold my hands up I didnt get round to listing any items - but I will:D
    Since it is pay day I can say - both overdrafts are cleared. Car insurance paid in full, home insurance sorted and DD set up. Food shopping done and pretty organised for eating this week. Ironing pile just about gone. My main job is too mop and bleach all floors on my next day off. I have a busy week ahead no overtime as I have other things on but am helping a friend and she says she will pay me so hoping an extra £20 in the pot. Cant really do much work during easter hols and I never have childcare but I will keep asking on the days I am available. Would love to try and make £60 extra per month towards a holiday for next year but will see.
    :)
    :j
    Nov 2012 - Loan £1200, CC1 £1450
    CC2 £1300, CC3 £100
    Next £200

    I will get rid!!!!
  • Pinky15
    Pinky15 Posts: 916 Forumite
    Wow Hoo Credit Card down to £2130:j am hoping to get in under £2000 next month!
    Budgetting going well, still haven't got round to ebay pile - but rome wasn't build in a day!
    Have done some housework and ironing today and then popped to the spar for a sneaky pastry to have with my cuppa:D.
    Not much else to report still dreaming of moving but not until debts all repaid. Hoping DH gets some overtime in this month - fingers crossed.
    Hope everyone is well! :)
    :j
    Nov 2012 - Loan £1200, CC1 £1450
    CC2 £1300, CC3 £100
    Next £200

    I will get rid!!!!
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