Pinky's Happy Every After 2011!!!! :)

Pinky15

HI there girl's - yep busy busy. Well got 10 items listed on ebay last night and also have another 10 items I have listed to start tonight today. So 20 items on in total - I have a few watchers already so am keeping fingers crossed.
Our pay went in today - have nearly paid off my Next bill - down to owing £100 which ebay proceed can go towards. So now I have to completely keep off the website and find the self control to stop buying things for the kids. Will update my sig once payment has gone through. If everything goes according to plan (hahahaha) then I have another £100 to pay off but for now will just keep it just in case something crops up. Filled the car with diesal and have done a big shop £85 in aldi and £65 in Mr S;. I got some bargains in mr s's so was happy. Both freezers and fridge are full. Once everything has come out I will be left with £119 for the month. I am really hoping I can stick to it.
Just waiting for dishwasher to finish now and will put washing machine on. Havent done too much housework today so I can rest a bit this afternoon. Am going to ask for some overtime at work this week if they have any. Have a lovely weekend all

mummy2mygirls

Hope it all goes to plan and good luck on all the ebay things.
x

Pinky15

Cheers Mummy - a few watchers on ebay but no bids - come on!!! Hopefully as the week goes on it will improve.
Some overtime looking good for friday so fingers crossed - any overtime I get now I am going to use towards the credit cards and nothing else so am back to feeling determined and motivated.
Today I have had a NSD yey! Hoping to have one every day this week. Although may have to give in and buy some milk and fruit lol!x

Pinky15

Afternoon all - well a NSD day today but think I might break that tonight. I am doing a chicken dinner for tea tomorrow so instead of buying the carrots and veg tomorrow I am going to go to our local shopper bout 8 oclock and hopefully they will be reduced as I have found they have been done in the past. This means I will probably get them at half the price! I also need to get some fruit. DH will get milk at the end of week in town as it is half the price than at home!
Money all sorted for the month. I have £50 cash for window cleaner, school bits/lunches, fruit, milk , bread etc and am trying not to use the visa card at all - let's see how that one pans out eh?
6 of my items on ebay have bids and have a fair few watchers so at least I should sell some bits - even if I make a tenner I will be chuffed!
Have caught up on lots of jobs this week, all ironing done, 4 loads of washing throu just trying to find enough room to hang all of it out - I am sure my home is beginning to resemble a chinese laundry lol. Floors bleached and mopped. When kids are home from school am going to get some hoovering done whilst their tea is cooking. Its a nice but cold night so am sure they will be coming in and off out to play:D
Need to go through some money stuff with DH tonight - we need to sort car & home insurance and check when they are due to be paid and basically make sure all the important stuff is done. Am desperate to make that extra overpayment on credit card but am hangning on as something usually crops up doesnt it lol.
Money wise - although we dont know whats happening with DH cut hours at the mo according to what we will get from tax credits we will still have enough to cover the bills which helps set my mind at rest. I also have a few hours overtime tomorrow which will go into the credit card pot at the end of the month.:)
So busy busy as usual but am feeling quite happy with the progress and am hoping things stay on target. Hope everyone is ok:)

mummy2mygirls

You do sound busy Good luck with it all and hopefully nothing crops up - but its a good idea to wait to see as something normally does doesn it!! Grrr

Did you find any bargains at the shop?? I always miss them lol

Pinky15

Yep Mummy grrr to the cropping up of things needed - there's alwasy something isnt there. Manged to get a turnip, apple juice and bananas at half price but had to pay full for the potatoes so was quite good think it was £4.10, the apple juice bottles were reduced to 29p so got 2 of those for work lunches. Chicken dinner tonight - veg all peeled, ironing done, hoovered around so gonna chill for an hour now. Feeling quite organised this week. DH has a few jobs on a list I have left for him for tomorrow so hope he gets those done. I am planning a nice low spend weekend so hoping for some decent weather so can get the kids out for a bit.
Payment for credit card should go in 2 days so will update sig then. DH is getting me milk and bread in town today for the weekend which means I should have about £46 cash left in my budget - I am still waiting for the window cleaner to come and get his money tho think its about £6 but is only once a month so not too bad.
Am off out for a nice walk with little one this afternoon - hope everyone is enjoying the cold sunshine lol !

Pinky15

Well made £30 after postage costs from ebay yey! Have 6 items ending tonight and have listed another 7 starting tonight. So keeping fingers crossed which means I will have some extra towards the credit card whoo hoo. Budget going well picked up a couple of bd presents in the sale in town which is good just need to buy some wrapping paper for them now.
Had a bit if a lazy day today going to watch a DVD tonight and be lazy again lol x

Pinky15

Afternoon all. Well the credit card payment has gone so will change my sig once I know the exact total. Sold 5 items on ebay - so am going to tranfer an extra £20 of credit card as soon as the money has cleared. DH has got some overtime this month so should help keep the totals up. Hoping to break even next month lol. Have a few items ending this weekend on ebay so hoping to make maybe a tenner.
Not much else to report really just ticking over and trying not too spend lol:D

Pinky15

Dear Diary - Today I am very cross with my silly DH:mad:. I wondered why we were being charged interest on the card so took it upon myself to find out and find that our interest free deal had ended so in the last 3 months we have wasted £70. I queried this to DH and he reckoned 1st 2 months were purchase interest and it would go back to 0 - but no no. I made him promise to write in my diary a month before rate ended to so I could sort a new card out. Can I also note the card is in his name so no-one will speak to me about it. GRRRRRRRRR
Right and breathe - rant over!
Moneywise - only managed a £30 overpayment - which will only cover interest - see above! Have £30 to transfer from paypal so when thats done that will take total to £60. DH has done a fair bit of overtime so after car insurance am hoping a more realistic overpayment of £50 for next month. I have 6 items to list tonight on ebay. We are not in overdraft yet but it will be tight and ok if I am very careful next week.
Not been well this week and house a tip. But am going to try and have a massive clean up next thursday when I have some free time. Will feel better for that anyway.
I need to do a meal planner for next week so I dont buy things we dont need.
Have a sunny weekend everyone xx

Iris_Blue

Hi Pinky, I thought I'd pop over and say hello.:wave:

Did you know its free listing on ebay this weekend? I need to pull my finger out and list some of DD clarks shoes & stuff.

That's sooo annoying about the CC , can you organise another with a 0% deal? It would wind me up for ages that. £70 is a lot of wasted money.

I used to love CC's before my LBM now well...I hate them and can't wait to pay off the £1300 we have left..which will be by the end of the month , after that no more. We now save for things after having 35k or so debt at our highest point, mostly on cards. Now theres "just" a debt of 85k with the mortgage *rolls eyes* it's never ending.