Fresian's Free Of Debt (Woo!) Now, to stay that way...!

moo2moo

Nag Nag Nag NAg Nag Nag

youareallhelpingme

Looking good! Love the fact you get the dosh but not the company + 1 that goes with it :money:.

if we had a cinema near by that did a decent deal for an annual pass we would as DS is always saying what he wants to see, but they dont and cost a fortune.

mooomin

moo2moo wrote: »

Nag Nag Nag NAg Nag Nag

I should have clarified I meant 7pm

mooomin

youareallhelpingme wrote: »

Looking good! Love the fact you get the dosh but not the company + 1 that goes with it :money:.

if we had a cinema near by that did a decent deal for an annual pass we would as DS is always saying what he wants to see, but they dont and cost a fortune.

I buy the Cineworld one at the start of the year using savings or any Christmas money I have accumulated. It's over £160 but I'm two months in and at £94 value, so it's worth it for me as it's my main form of entertainment. Buying it at once also nets me Tesco points for using my card and means I'm insulated from any price rises during the year :money:

youareallhelpingme

We have a Showcase that is falling apart, or an independant that is lovely but cant afford to run the deals.

mooomin

Shameless copy and paste from the frugal thread:

Well the end of March means the spreadsheet is finally up to date:



I'm doing pretty well overall, but will see how things look when the council tax starts up again. I don't think I'm going to be able to keep to my groceries budget though I have £180 allocated monthly but this is for all food, toiletries and cleaning products for two of us and two cats. The cats cost us a fortune every month with food and cat litter, so I think I'm going to have to revise this budget upwards from next month.

As my energy direct debit is going down a lot (Essentially halfing) I'm going to increase the groceries budget to £200 for April and see how I go from there. That will make the annual budget £2340. I'll reduce the overall energy budget by £270 to compensate for this.

Not included within the budget for the year are holidays which have been paid for from both my annual bonus and from the savings I've made through this challenge. I've also treated myself to a couple of bits with my bonus which haven't been put onto this challenge - if I didn't get a bonus I wouldn't have bought them.

I know I'm nowhere near the levels of frugaldom shown by some of you, but I love this challenge for how it's making me think about the little frittery spends. I need to try and rein in my little fripparies like tea and food at work, but I also know I'm a lot better than I used to be which is comforting.

I've made £63.80 this month from card sales, Ebay and from the Reward payments on my bank accounts, which is pretty good going. I'm enjoying making cards for people, but can't rely on it for income really. I'm hoping to get a reasonable chunk of overtime at the end of April too.

***

So, that's what I've posted on the frunchkins thread. I'm exhausted as work is barmy at the moment, so I'm off to bed to watch some Masterchef

beanielou

Looking good

mooomin

Thanks Beanie!

Today has been very long (Bah to work!) but at least it's nearly done and I can get myself off for some well-deserved rest!

I'm working tomorrow for a couple of hours, and have plans to head to the supermarket afterwards. I think that myself and Mr Fresian are going to head to the local travel agent to check out ideas for our holiday later in the year too.


Tonight I've done very little indeed - just vegged out watching telly mainly - but I did count up some of the money in my Sealed Pot. I'd rather it went into the bank and earned some interest. I've managed to count up £48, so I'm going to pay that into my ISA and keep it aside for a rainy day. The rent money is in as well, so that's going to be another £300 into the kitty. It feels very odd to have control over my finances, but money is often easy to lose track of which is why I'm still rambling away on here

Better get some sleep anyway, I'm up early in the morning.

Night all!

beanielou

Rather toooo much wine here :eek:

mooomin

beanielou wrote: »

Rather toooo much wine here :eek:

:rotfl::rotfl::rotfl::rotfl: