A Payment A Day - Part 10!

psychopathbabble

Erme wrote: »

PL - Sorry hun- personal loan. If the OD is that much it may be a good idea? Just don't get another OD :T.....You may find yourself paying less than 10% (I don't know years since I got a PL) interest. Just don't get it secured on the house...

Or else try a credit union? I'm just trying to think of ways you can get that interest down...If the OD is more than the CC - pay off the CC first and send it back (you really don't need a CC these days - not with visa debit - I haven't had one for almost 3 years I think? Don't miss it) and then work on your OD. It has a name in DFW terms - snowballing ...

If you stall pay off the OD first.....see how it pans out..

Now I just currently have the OD and the PL....the OD is about £100 (and should be less soon. I'm okay with the OD so long as it's less than 100) and the PL should be just under 3k soon....I aim to pay that off this year but we'll see.....

The PL I can pay extra off if I have the monies...

Do it all online (is this really wise?) when I get paid and budget for it in a spreadsheet...

E

D'oh that was a daft moment for me wasn't it!! I'll have a look around, just don't think I'll get any more credit. My current account I use for my salary etc doesn't have an OD so no problem there. I've been snowballing for a while, I just needed to pay off the cc's that were closed as I kept using the ones that are still active!

saorsie

Back with a Sunday evening PAD of £1.25 please jj to my vsp

-s-

Mrs_Money_Penny

Hi A pad of £6 please.

buddiebabe

Hey

PAD of 24p to Santander

Buddiebabe x

Allie_Ballie_Bee

£1.50 for me today please Juliejim

Twinkles08

Hi everyone,a small payment of 50p today please.Roll on tuesday! x

sashanut

Hi all:j
Been saving this one up - a £500 PAD please to debt to friend....means there's only £500 left to pay:j:j:j- tks Ju. x

Erme

Twinkles08 wrote: »

Hi everyone,a small payment of 50p today please.Roll on tuesday! x

I feel the same way about tuesday....Tuesday is giro day :j - even though £60 is auto going on electric and like min £55 if not £65 (depending what mood the eejits are in) is going to plusnet for my hacked wifi

So today's pad (always seem to pad on a Monday for some reason :rotfl:) is £3 to Natwest

Not much I know but poor Natwest needs it....feeling a little D&G right now and was very weak last night - like old style PMT.....Not looking forward to training scheme this am as my PC doesn't work and what with the state of the economy I feel quite pessimistic right now. I never know when my decent benefits are going to get pulled from under my feet and then the psych talks about plans for this year - looking at me like I should get a job - yeah whatever man...it was a good day...try me on a bad one....

So many folk are being made redundant these days and it's not just public sector workers...:(...almost bought 10 hair flowers for £5.99 plus postage on ebay just now for making hair barettes then thought better of it.....

E

juliejim

Morning All

Sunday's PADs totalled £919.04

Good news from me - DH starts a new job today!

Have a good day all

Jue

mumofthreemonkies83

juliejim wrote: »

Morning All

Sunday's PADs totalled £919.04

Good news from me - DH starts a new job today!

Have a good day all

Jue

Good luck to your hubby Jue! Hope it all goes well xxxxx