Palema’s quest for a place to call home

[Deleted User]

Hi everyone
Well its official - I am well and truely hooked on reading the MFW board and everyone's diaries on there, I know I have at least 6 months to go until I can have a mortgage of my own and I have lots to think about between now and then but its good to read and see what obsticles I may face

I met F_F yesterday and was telling her my plan - I have a 1st homebuyer savings account with Santander, it is a 90 day notice account so I plan on closing this in December, that way come March 2012 the money will be available when I need it. I will be filling my ISA with the majority of the money and putting the rest into a easy access savings account, so when the time comes I can put down my deposit without much problem!

Anyway spends over the last few days are as follows

Friday 2nd September
£1 Speedway money draw
£25 New speedway hoodie
Total £26

Saturday 3rd September
£9.59 Tesco
£7.27 Stationary
£2.30 Drink with F_F
£0.69 app for phone
Total £19.58

Sunday 4th September
NSD

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[Deleted User]

Hi everyone
I've been abandoning this place AGAIN!! :eek::eek:
SORRY

Been busy with work and WW over the past few weeks.

Not alot to report on the money front apart from my laptop finally gave up on me this morning so have had to go out and buy a new one - Its pretty and PINK! HERE although liked THIS ONE a bit better!

Have also booked up to see Ed Sheeran in January at the HMV Picture house in Edinburgh

There is a Senior position being advertised at my work and I am thinking about applying for it - slightly more money than I am on just now and I think I am capable of doing the job.

Anyway money stuff over the last few weeks are as follows

Monday 5th September
NSD

Tuesday 6th September
£2.47 - snacks

Wednesday 7th Spetember
£45.71 - Ink cartridges

Thursday 8th September
£5 - Underwear
£12.96 - Stamps
Total - £17.96

Friday 9th September
£1 Speedway money draw
£10 - Work xmas fund
Total - £11

Saturday 10th September
£4.64 - WW Food shop

Sunday 11th September
NSD


Monday 12th September
NSD

Tuesday 13th September
£15 - Work xmas night out deposit
£2.07 - postage
£2.45 - Asda
£4.53 - Tesco
£22.45 - DVD's
Total - £46.50

Wednesday 14th September
£3 - Work Birthday
£35.26 - Fuel
Total - £38.26

Thursdday 15th September
NSD

Friday 16th September
£15 - Dinner out
£20.98 - CD's
£35.65 - Ed Sheeran tickets
£17.93 Some Xmas Pressies

Saturday 17th September
£401.50 - New laptop and case (The case matches my pretty pink laptop!)
£34.98 - Anti virus for new laptop.
Total - £436.48

I think that is all the news I have just now.

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[Deleted User]

Hi Everyone
Catch up post yet again!! :eek:
Laptop all up and running now and it is so much quicker than my old one.
Not alot to report over the past few weeks.

I have applied for the senior position at work, it will be all good experience if I manage to get an interview.

Sunday 18th September
NSD

Monday 19th September
NSD

Tuesday 20th September
£37.89 - Office 2010

Wednesday 21st September
NSD

Thursday 22nd September
£10.50 - Fuel
£3.24 - Tesco
Total - £13.74

Friday 23rd September
£9.78 - Paypal
£15 - Asda
Total - £24.78

Saturday 24th September
£10 - Dongle top up
£3.82 - Tesco
£1.51 - WW
£36.50 - Fuel
Total -£51.83

Sunday 25th September
£6.21 - Morrisons
£10 - Birthday Pressie
Total - £16.21

Monday 26th September
NSD

Tuesday 27th September
£6.48 - Tesco

Wednesday 28th September
£58.50 - Boots

Thursday 29th September
NSD

That be all the money spendy stuff thats been happening!

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[Deleted User]

Well here it is the monthly money post!

My Budget this month is as follows:

Income
Monthly income after tax - £1261.21
Current Account Reward - £5.00
WW Salary after tax - £345.43
Account fees
Account fee - £15

Monthly Expense Details
Direct Debits
Rent - £200
Mobile phone- £29.58
Cinema Card - £15
Speedway support - £10
Contact Lenses - £18
Total - £272.58

Savings accounts

Santander 1st Homebuyer - £300 (2nd of the Month)
[FONT=&quot]ISA - £300
[/FONT] Holidays and Social - £100
Car (including MOT, maintenance and Road Tax) - £50
Emergency Fund - £50
VSP account - £12.56
Niece's savings - £5
Work Christmas savings - £10

Total - £827.56

Other Spends
Petrol/diesel - £100
Me money - £200

Savings totals so far
Santander 1st Homebuyer - £4,500
ISA - £1,200
Holidays and Social - £100
Car (including MOT, maintenance and Road Tax) - £50
Emergency Fund - £50
AA Savings (VSP) - £21.05
Work Christmas savings - £80
My Niece's savings - £85

No events planned for October as of yet although the possibility of a bowling night with my WW members is a possibility

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[Deleted User]

Hi everyone

Well have ended up having a pretty quiet weekend, was so tired yesterday I ended up not going out last night as I had planned and went to bed and had a pretty good night sleep!

I bought boots from Debenhams online, they arrived on Friday I love them BUT they are too big so I am returning them, I forgot I had a £20 voucher for Debenhams so I have reordered in a smaller size

I covered a WW meeting on Saturday and had my own meeting today. All paperwork and care notes/emails and texts ready to send. I am so organised I am scaring myself :eek:

I have managed to not spend too much this weekend either so very happy with that!

Friday 30th September
£38.50 - Boots
£32.40 - Waxing
£2.50 - Ice lollies for work
£1 - Money draw at speedway
Total - £74.40
Saturday 1st October
£20 Haircut

Sunday 2nd October
NSD

That's all for this weekend
Have a great week
P
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[Deleted User]

Hi Everyone,
Well where do I start!!
I have spent quite a bit of money on books and puppets for implimenting circle time at work after being on a Circles time course last week as it is something I am interested in and will benefit from having in the long run, great resource books that I had been looking into buying but the course made me go and get them! :eek:

Had a nightmare WW meeting last Wednesday - 3 of my helpers were not there, 1 had no childcare, 1 had an interview and 1 was sick :eek: So that left me and the lovely Flying Fresian to hold court! I tried my members to see if anyone could help me out and only 1 came forward in the end 3 of my Sunday helpers came to the rescue and helped me out!

I made the short list of 7 for an interview for the Senior Nursery Nurse at work, I had my interview yesterday, it went OK and I know I could have done so much better and I was up against a deputy manaager and manager from other nurseries. However, my deputy manager asked to speak to me today, I thought to give me feedback on the interview and she offered me the position!! :j:j SO I am now a Senior Nursery Nurse
The only thing I didn't ask that I will be asking tomorrow is what my new salary is going to be! :eek:

The other thing I have been looking at is a Kindle - I am getting one for my Christmas from my parents but not sure if I should get the new one or the keyboard wi-fi one.

Anyway onto the money stuff the last weeks money is as follows

Monday 3rd October
NSD

Tuesdday 4th October
£15 - Wool Dress

Wednesday 5th October
£5.00 - Sponsorship

Thursday 6th October
£14.99 - Teddy
£10.88 - Monkey puppet
£1.08 - Drink
£10.00 Pizza Hut
Total - £36.95

Friday 7th October
£1.00 - Speedway money draw
£128.52 - Books
£24.71 - CD's
Total - £ 154.23

Saturday 8th October
£3.49 - Asda
£34.92 - Amazon
£1.99 - App update
£19.24 - Stationary
£2.00 - WW biscuits
Total - £61.64

Sunday 9th October
NSD

Monday 10th October
NSD

Tuesday 11th October
£10.85 - Smacks for work outing (my treat)

I think thats all the news I have for just now

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beanielou

GReat news for you :j :j :j
Yah for FF holding the fort.

Shoe_Gal

Fab news on the job! :j

[Deleted User]

Hi everyone
Just a little New job update, I spoke with my boss yesterday as until then I had not asked about Salary for my new position! She spoke with HR today and I am getting a pay rise in my new postion of £1200 a year
I'm happy with that, it means some extra pennies for saving towards my little house/flat come next year!
2012 = The year I get a place of my own :T:T
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beanielou

Thats good :j